$80K? Are all your expenses on the cards - mortgage, car payment, etc.? That seems really high.
I cancelled a couple cards a while ago. Didn't hurt my credit rating at all.
ETA I see no mortgage or car payments. $80K is a sh!t ton of discretionary spending.
Basically, whatever I can.
Propane for Heating.
Daughter's tuition etc.
Home Phone/TV/Internet (I need home phone for business)
Amazon.com - I spent 18k on amazon in 2017.
Anything that I'm allowed to.
I don't need all the focking TV and crap.
I waste too much money. If my job changed...I'd be focked. Well Not really. I don't have any mortgage or vehicle payments...But I'd have to change sh#t in a hurry.