If he holds out then gets hurt of course it doesnt help, but reducing games played reduces games he could get hurt. Id say its unlikely he misses games, but its not out of the question. Hes sick of not getting the big guaranteed payday and RB years are like dog years in the nfl. Hes the oldest 26yr old in the league.
I don't know the details around what holding out does to his current $14 million contract, but if he does lose nearly $900 thousand per game, then goes out there in game 7, and gets an ACL in week 13 or something, how does that help his financial situation? Plus, this year could be the best chance ever that Bell has to get a SB ring, given not knowing where he could end up since he is just chasing the money.
And as an aside, just curious, but if Bell was a true FA this year and signed by let's say Miami, or the Jets, where would you have drafted him this year?
If he had gone to another team I think his draft stock would have been no lower than top 6 still.