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#201 penultimatestraw

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Posted 16 February 2017 - 11:45 PM

:huh:
 
I get no junkmail and all my statements are electronic.
 
 
 
https://www.consumer...calls-and-email

Of all the geek club lies, this is probably the biggest. I've been militant for years about junk mail, using registries like you link and contacting individual retailers/direct marketers/etc., and I still get some junk mail. Credit cards companies are among the worst at selling information to marketers. But I'm guessing your idea of junk mail is different than mine.

#202 edjr

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Posted 17 February 2017 - 07:05 AM

Of all the geek club lies, this is probably the biggest. I've been militant for years about junk mail, using registries like you link and contacting individual retailers/direct marketers/etc., and I still get some junk mail. Credit cards companies are among the worst at selling information to marketers. But I'm guessing your idea of junk mail is different than mine.

 

 I get no junk mail. 0

 

 

I get 1 thing in my mail a month, a local flyer with local coupons, unless people send personal cards for bday/holiday etc


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#203 edjr

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Posted 17 February 2017 - 07:14 AM

I find the AMEX cash rewards card is better than those with points. :dunno:

 

You could be right. I never did much research.

 

I did change from the $175 a year amex to the one I have now. I think it's $45 a year?  Everyday Preferred card

 

it gets 50% extra points after 30 purchases a month


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#204 WhiteWonder

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Posted 17 February 2017 - 08:47 AM

Annual fees are gross. Does the cash back even offset the fee? Probably if you're spending a lot which can then get you I trouble. But if your first xx amount of cash back is offsetting the fee before you actually start getting cash back, no thanks

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#205 edjr

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Posted 17 February 2017 - 08:53 AM

Annual fees are gross. Does the cash back even offset the fee? Probably if you're spending a lot which can then get you I trouble. But if your first xx amount of cash back is offsetting the fee before you actually start getting cash back, no thanks

 

I never use cash. I use my amex for probably 95% of everything I do

 

 

 

My Year-End Summary
CARD MEMBER
AMOUNT
$30,768.27 (me)
$1,161.55 (baby momma)
TOTAL
$31,929.82

 

 

Not sure how many points that is, some were double, some were triple.

 

lets assume 40000 on the low end.

 

40000 can be used on amazon for instance to pay for $400 worth of goods.

The card cost me $45 a year and I pay it off every month so I never paid a cent in interest.


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#206 edjr

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Posted 17 February 2017 - 08:56 AM

DUNKIN' DONUTS
$441.75 
 
COMCAST
$2,711.34 
 
 
AT&T PHONE PAYMENT 
$2,135.77 
 

 

 

 

 

 

:wall:


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#207 Patriotsfatboy1

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Posted 17 February 2017 - 09:24 AM

Ed - the Amex blue everyday cash card might be better for you. Cash instead of points (which have been going downhill) and there is no annual fee.

I switched a short while ago. I have the Preferred.
Fat, drunk and stupid is no way to go through life, son.

#208 edjr

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Posted 17 February 2017 - 09:25 AM

Ed - the Amex blue everyday cash card might be better for you. Cash instead of points (which have been going downhill) and there is no annual fee.

I switched a short while ago.

 

I will look into it. Thank you. 


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#209 Patriotsfatboy1

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Posted 17 February 2017 - 09:26 AM

 
I will look into it. Thank you. 

I just checked and I have the preferred. I think that has a fee, but it gives higher percentages.
Fat, drunk and stupid is no way to go through life, son.

#210 MTSkiBum

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Posted 17 February 2017 - 09:31 AM

 
DUNKIN' DONUTS
$441.75 
 

COMCAST
$2,711.34 
 

AT&T PHONE PAYMENT 
$2,135.77 
 
 
:wall:
 

 
Below is the year end statement for my family of 3. It is 90% of our costs with the exception of our 700 dollar a month mortgage. 
 
I have comcast/Verizon and I spend 1500 dollars a year less than you there.
 
In total we spent less than 50k last year, including the mortgage and the other credit cards.
 
Dining    $2,180.83
Gas/Automotive    $2,713.21
Merchandise    $8,587.37
Entertainment    $525.71
Airfare    $36.20
Car Rental    $353.52
Lodging    $0.00
Other Travel    $0.00
Phone/Cable    $3,147.37
Internet    $396.34
Utilities    $2,860.22
Other Bills    $0.00
Professional Services    $211.65
Healthcare    $791.17
Insurance    $3,744.64
Other Services    $2,321.00
Total    $27,869.23
 
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#211 Patriotsfatboy1

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Posted 17 February 2017 - 09:36 AM

My bill last month was about $11k. It had a vacation on it.
Fat, drunk and stupid is no way to go through life, son.

#212 frank

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Posted 17 February 2017 - 09:40 AM

Airfare    $36.20
 


Did you fly to work one day? :dunno:

Another Dumb fvcking post by frank. :wave:

 

 

 

 

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#213 MTSkiBum

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Posted 17 February 2017 - 09:45 AM

Did you fly to work one day? :dunno:

Actually flew twice, including one time with my wife and daughter. But we used miles, that must have been expenses at the airports.
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#214 Patriotsfatboy1

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Posted 17 February 2017 - 09:48 AM

Ed - check on the Preferred card too. I spend about $40k per year on my cards and the extra percentages of the Preferred covered the $95 annual fee.
Fat, drunk and stupid is no way to go through life, son.

#215 vuduchile

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Posted 17 February 2017 - 09:52 AM

My year end statement:

Shoelaces - $49,118.90
Back waxing - $157,294.12
Baby wipes - $652,416.85
Casinos - $412,023.67
NoBu - $324,910.19
McDonald's - $3.98
Private Jet maintenance - $521,047.84
Augusta International Membership - 1 MILLION dollars.

Jesus. What a "whip it out" thread his turned into.

#216 edjr

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Posted 17 February 2017 - 09:55 AM

My year end statement:

Shoelaces - $49,118.90
Back waxing - $157,294.12
Baby wipes - $652,416.85
Casinos - $412,023.67
NoBu - $324,910.19
McDonald's - $3.98
Private Jet maintenance - $521,047.84
Augusta International Membership - 1 MILLION dollars.

Jesus. What a "whip it out" thread his turned into.

 

:D


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#217 Strike

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Posted 17 February 2017 - 10:01 AM

My year end statement:

Shoelaces - $49,118.90
Back waxing - $157,294.12
Baby wipes - $652,416.85
Casinos - $412,023.67
NoBu - $324,910.19
McDonald's - $3.98
Private Jet maintenance - $521,047.84
Augusta International Membership - 1 MILLION dollars.

Jesus. What a "whip it out" thread his turned into.

 

You left out the Asian hookers and blow, or do you pay cash for those?


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Meet the new politics of hope and change - same as the old politics

What ... was your father abusive towards you? Did he fondle you in the naughty places? Is that why the subject of pedophelia bothers you so much?


#218 fandandy

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Posted 17 February 2017 - 10:03 AM

My year end statement:

Shoelaces - $49,118.90
Back waxing - $157,294.12
Baby wipes - $652,416.85
Casinos - $412,023.67
NoBu - $324,910.19
McDonald's - $3.98
Private Jet maintenance - $521,047.84
Augusta International Membership - 1 MILLION dollars.

Jesus. What a "whip it out" thread his turned into.

One word, VELCRO.  I switched 2 years ago and just paid off the cabin on the lake.



#219 edjr

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Posted 17 February 2017 - 10:03 AM

 

You left out the Asian hookers and blow, or do you pay cash for those?

 

one thing I use cash for :ninja:


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#220 MTSkiBum

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Posted 17 February 2017 - 10:04 AM

My year end statement:

Shoelaces - $49,118.90
Back waxing - $157,294.12
Baby wipes - $652,416.85
Casinos - $412,023.67
NoBu - $324,910.19
McDonald's - $3.98
Private Jet maintenance - $521,047.84
Augusta International Membership - 1 MILLION dollars.

Jesus. What a "whip it out" thread his turned into.

 

How is spending under 50k including only 27k a year in daily living expenses bragging.


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#221 penultimatestraw

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Posted 17 February 2017 - 10:26 AM

I get no junk mail. 0
 
 
I get 1 thing in my mail a month, a local flyer with local coupons, unless people send personal cards for bday/holiday etc

Using just that single registry? Unpossible.

After a huge effort several years ago, I was able to eliminate ~ 90% paper junk mail. I only collected the mail once a week, and it was usually just a couple items. Slowly it has re accumulated - local advertising flyers, real estate notices, solicitations for conferences, charitable foundations, throwaway medical journals, etc., etc. And anytime you buy something on line or provide your email, random electronic spam invariably follows. I've unsubscribed to ten times as many lists as I ever registered for, because every damn company sells your information, whether you opt-out or not.

Maybe you're just not as desirable a target as me? ;)

#222 edjr

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Posted 17 February 2017 - 10:30 AM

Using just that single registry? Unpossible.

 

 

100%

 

When I moved into my new place I was inundated with junk mail.

 

Then I signed up with my new address and it took a few months, but it stopped.


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#223 penultimatestraw

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Posted 17 February 2017 - 10:43 AM

100%
 
When I moved into my new place I was inundated with junk mail.
 
Then I signed up with my new address and it took a few months, but it stopped.

i didn't use that registry before, but anything that requires SSN makes me a bit nervous.

#224 edjr

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Posted 17 February 2017 - 10:48 AM

i didn't use that registry before, but anything that requires SSN makes me a bit nervous.

 

I did my homework, I did my research.

 

i promise you it works. it does take months.

 

I 1st signed up for it (used my social) around 2011, never had any issues


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#225 vuduchile

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Posted 17 February 2017 - 01:16 PM

 
How is spending under 50k including only 27k a year in daily living expenses bragging.


It might not be bragging per se, but it's still a "look at me" move.

#226 MTSkiBum

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Posted 17 February 2017 - 01:18 PM

It might not be bragging per se, but it's still a "look at me" move.


It did not have to be. Really I wanted other geeks to follow suit and then I was going to criticize their spending habits.

My master plan fell apart.
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#227 edjr

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Posted 17 February 2017 - 01:23 PM

It did not have to be. Really I wanted other geeks to follow suit and then I was going to criticize their spending habits.

My master plan fell apart.

 

:thumbsup:


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