Cloaca du jour 2,064 Posted June 23, 2018 So my moron sister in law.. who is nothing but a financial drain on her parents...who now live with us if you recall. Has 4 kids...2 diff dads...one kilked hisself...sad. She has been living off the public dole for years... Wont even call her parents unless she needs money Got a 50k life insurance policy when her son killed hisself.. blew it buying a boat..motorcycle and a camper for her new boyfriend.. Buys a new 2018 car...a month later totals it...comes to find out that she never called progressive to put it on her insurance. She said the dealership was gonna do it. progressive wont pay anything...even for the other guys damaged car. She does have gap insurance up to 120k it says in her paperwork from dealership... Does she have any hope of getting out of this mess? She just borrowed 400 dollars from her parents.. to buy tires for a junker so she can drive 45 minutes to her line cook job. She just moved she says because she cant stand her mother. Its one thing after another... Oh and the best part...she lives with her boyfriend and her ex husband because he is a special olympian and cannot take care of himself..none of his family wants him..he just gets his check and drinks it away. And she married the guy lol. Luckily no kids involved. 1 Share this post Link to post Share on other sites
Mike Honcho 4,007 Posted June 23, 2018 Unless she has something from the dealership about them callng Progressive, she is locked...andd I've never heard of a dealership doing that...perhaps some do, but that sounds nuts. Also man stay far away. Don't let your wife get involved at all, next thing you know you are on the hook for her! Share this post Link to post Share on other sites
DankNuggs 305 Posted June 23, 2018 Dont think gap insurance is triggered if there isnt an underlying active policy. If she financed it through the dealership they should have required proof of insurance at the time of purchase and signing the note Share this post Link to post Share on other sites
Old School 360 Posted June 23, 2018 Fock the car- that person is a slow moving train wreck Share this post Link to post Share on other sites
Cloaca du jour 2,064 Posted June 23, 2018 She had car insurance...just not on the new car....she is probably screwed.. damn...i have no idea how this will play out Share this post Link to post Share on other sites
Cloaca du jour 2,064 Posted June 23, 2018 First thing I do is see how much my insurance gets hit before I even buy...who doesnt do this? Share this post Link to post Share on other sites
vuduchile 1,940 Posted June 23, 2018 What dealer/finance co lets you drive off the lot without insurance? Share this post Link to post Share on other sites
fandandy 3,311 Posted June 23, 2018 Is another one of her kids willing to commit suicide? 1 Share this post Link to post Share on other sites
frank 2,144 Posted June 23, 2018 I'm rollin' hard now I'm under control Then wrapped the six-fo' round the telephone poll I looked at my car and I said, "Oh brother I throw it in the gutter and go buy another" Share this post Link to post Share on other sites
Cloaca du jour 2,064 Posted June 23, 2018 Is another one of her kids willing to commit suicide? Her other son stuck it in crazy...has a kid to her...workin hard to make a life...doesnt have a chance. He isnt the brightest bulb on the tree..plus he isnt in the national guard...so no money to be had. Share this post Link to post Share on other sites
tanatastic 2,061 Posted June 23, 2018 Wow, talk about a mess! Share this post Link to post Share on other sites
fandandy 3,311 Posted June 23, 2018 Wow, talk about a mess! And to top it all off, his house is now infested with bed bugs. Share this post Link to post Share on other sites
Alias Detective 1,179 Posted June 23, 2018 She had car insurance...just not on the new car....she is probably screwed.. damn...i have no idea how this will play out Many policies cover new vehicles for a certain period of time. How long did she "own" the new vehicle? You said a month but the specific amount of days may be her saving grace. Share this post Link to post Share on other sites
Cloaca du jour 2,064 Posted June 23, 2018 And to top it all off, his house is now infested with bed bugs. Still bed bug free (fingers crossed)...no clothing or anything has really come to our house.the few items have been in the dryer for 1 hour prior to entry in our house... Share this post Link to post Share on other sites
fandandy 3,311 Posted June 23, 2018 Still bed bug free (fingers crossed)...no clothing or anything has really come to our house.the few items have been in the dryer for 1 hour prior to entry in our house... Good. Freezing might work also if you have a chest freezer. I posted that in the other thread. Share this post Link to post Share on other sites
nobody 2,031 Posted June 25, 2018 Many policies cover new vehicles for a certain period of time. How long did she "own" the new vehicle? You said a month but the specific amount of days may be her saving grace. I bought a car and someone hit it in a parking lot 2 days later, and my insurance covered it. Share this post Link to post Share on other sites
titans&bucs&bearsohmy! 2,745 Posted June 25, 2018 As I recall, when I last bought a car, I had something like 72 hours to notify the insurance company. That was State Farm. Share this post Link to post Share on other sites
Filthy Fernadez 2,696 Posted June 25, 2018 First and foremost...............did we get a CAN SIZE?! Second, I'd get that focking idiot out of your focking house. It's only a matter of time before her poor decision making costs you big time. Share this post Link to post Share on other sites
titans&bucs&bearsohmy! 2,745 Posted June 25, 2018 First and foremost...............did we get a CAN SIZE?! Second, I'd get that focking idiot out of your focking house. It's only a matter of time before her poor decision making costs you big time. This. Thats is bad news looking for the next place To happen. 1 Share this post Link to post Share on other sites
RaiderHaters Revenge 3,565 Posted June 25, 2018 usually your insurance covers it for no more than a week, but when you buy a new car, the first thing you do is call your insurance company Share this post Link to post Share on other sites
Filthy Fernadez 2,696 Posted June 25, 2018 usually your insurance covers it for no more than a week, but when you buy a new car, the first thing you do is call your insurance company I call after the deal is done and BEFORE I leave the dealership. Why take the chance........ Share this post Link to post Share on other sites
Voltaire 4,552 Posted June 25, 2018 I'd recommend to Mookz, gocolts, and wiffleball that they all pass on this one. Give her phone number to an illegal immigrant in desperate need of a green card. Share this post Link to post Share on other sites
Cloaca du jour 2,064 Posted June 25, 2018 First and foremost...............did we get a CAN SIZE?! Second, I'd get that focking idiot out of your focking house. It's only a matter of time before her poor decision making costs you big time. A flaps due to govt funded bariatric surgery. So much skin hanging off she had her own wind suit. 1 Share this post Link to post Share on other sites
GuardBum 73 Posted June 25, 2018 What dealer/finance co lets you drive off the lot without insurance? This. And the woman is definitely bat shiat. She's got issues with issues. Hope your wife can separate as much as possible so you don't get drawn in. Share this post Link to post Share on other sites
drobeski 3,061 Posted June 25, 2018 A flaps due to govt funded bariatric surgery. So much skin hanging off she had her own wind suit.I chubbed Share this post Link to post Share on other sites
titans&bucs&bearsohmy! 2,745 Posted June 25, 2018 This. And the woman is definitely bat shiat. She's got issues with issues. Hope your wife can separate as much as possible so you don't get drawn in. Maybe Im a doosh, but Id have issue with the fact that people living in my house on my charity are funding this piece of sh!t. Share this post Link to post Share on other sites
Cloaca du jour 2,064 Posted June 25, 2018 Maybe Im a doosh, but Id have issue with the fact that people living in my house on my charity are funding this piece of sh!t. Its a point of contention between my wife and I. She has been this way for years...its normal to her parents...just one of those things. Share this post Link to post Share on other sites
TimmySmith 2,782 Posted June 25, 2018 Sorry dude. You have to extricate yourself from this in some way. My bro married bipolar, now separated, and it's a friggin mess. Very smart girl, with a Masters in Psych., but doesn't want to work, addicted to pills, just totaled a 2nd car in a year. Lucky her parents have money and are now footing her bills, because she was destroying my bro. Share this post Link to post Share on other sites
Mookz 1,287 Posted June 26, 2018 I'd recommend to Mookz, gocolts, and wiffleball that they all pass on this one. Give her phone number to an illegal immigrant in desperate need of a green card. I wasn't thrilled to learn about the a-flaps and wind suit, but I dunno, I still feel like I should at least hear her out. Share this post Link to post Share on other sites
Filthy Fernadez 2,696 Posted June 26, 2018 A flaps due to govt funded bariatric surgery. So much skin hanging off she had her own wind suit. Share this post Link to post Share on other sites
Cloaca du jour 2,064 Posted June 26, 2018 Im dead serious...she could fall out of a plane nekkid and fly around on loose skin flaps and survive without a parachute Share this post Link to post Share on other sites
NorthernVike 2,079 Posted June 26, 2018 What a focking mess. Does she have an agent or is she through progressive direct? Also, sue the dealership. It's prolly her only hope, not much of one but... Share this post Link to post Share on other sites
