NorthernVike

This

He's such a piece of shiot.

And now he's a dumbfuck of a ghey black man.

Wow, it seems more than eight years ago that he wasn't a pr1ck.

Really? Promoting sex trafficking is doing nothing? Fock you you piece of shiot.

Who cares?

It really is.

Truth.

Get a CreditKarma account. It will literally walk you through what you need to know. Hard Inquiries - Low impact on credit score. The less the better. Total Accounts - Low impact on credit score. The more the better. I know this sounds stupid but it's how they do it.\ Credit age - Medium impact on credit score. The longer you hold a loan/credit card the better. Paying off a car or home loan early can actually lower your credit score. Dumb! Derogatory Remarks - High impact on credit score. Credit card use - High impact on credit score. - I you have to carry a balance on your credit card, keep it under 30% of your credit limit. Ideally, under 10%. Payment history - High impact on credit score - Make your payments on time. This isn't rocket surgery people. They need to start teaching this in high school.

Remember when you were a kid and they said there are no stupid questions? Yeah, they lied.

Fake news.

Wanna geek meat?