NorthernVike 2,080 Posted January 10, 2019 For the past 15 years I've been using a Cabela's Credit card. I earn points that I can redeem at Cabela's and Bass Pro shops. Currently have over $300 worth of free shiot I can get but I'm having a hard time finding anything I want. Looking to get something different, maybe just straight cash back but I'm not sure about Discover Cards. Traveling isn't high on my list right (two kids in high school) now so airline miles are not a big deal for me. Which cards have great benefits? Share this post Link to post Share on other sites
Patriotsfatboy1 1,432 Posted January 10, 2019 I think someone had another thread on this recently. Might to do a search as it was in the last week. I have AMEX Blue Preferred Cash. I get some good cash back benefits, but it does have an annual fee of $95. Share this post Link to post Share on other sites
Gladiators 1,904 Posted January 10, 2019 I haven't looked into it in years. I use Chase Freedom as my primary card. I think it's 1% cash back on everything. 5% cash back at certain places/products, which changes quarterly. 1 quarter a year includes gas. Share this post Link to post Share on other sites
NorthernVike 2,080 Posted January 10, 2019 I think someone had another thread on this recently. Might to do a search as it was in the last week. I have AMEX Blue Preferred Cash. I get some good cash back benefits, but it does have an annual fee of $95. I missed that one. Thanks. Share this post Link to post Share on other sites
Cdub100 3,380 Posted January 10, 2019 Chase Sapphire Share this post Link to post Share on other sites
Cruzer 1,992 Posted January 10, 2019 I have a Discover card that pays back pretty well and and Amex Blue....... But I rarely use them so I'm prolly not maximizing my rewards. I put about $100 a month on each, then pay it right off. Share this post Link to post Share on other sites
RaiderHaters Revenge 3,583 Posted January 10, 2019 I use Discover and trade my points in for all types of gift cards, and use them as xmas presents usually get stuff like 40$ of points gets you a 50$ card at Chili's or whatever Share this post Link to post Share on other sites
NorthernVike 2,080 Posted January 10, 2019 I have a Discover card that pays back pretty well and and Amex Blue....... But I rarely use them so I'm prolly not maximizing my rewards. I put about $100 a month on each, then pay it right off. I run damn near everything I can through my CC each month. I'm spending the money anyhow so I figure I may as well get a small return on it. Paying it off each month on time is key. Share this post Link to post Share on other sites
fandandy 3,311 Posted January 10, 2019 The Amazon Visa is good as long as you don't carry a balance. https://www.amazon.com/iss/credit/rewardscardmember/ref=NATP70/ref=s9n_acss_bw_cg_NAAPEC7_1b1_w?_encoding=UTF8&flavor=NATP70&plattr=NATP70&pf_rd_m=ATVPDKIKX0DER&pf_rd_s=merchandised-search-3&pf_rd_r=19TDKR6GNHGSA23RZXD7&pf_rd_t=101&pf_rd_p=90be1898-1e6c-444c-85b2-39e175502e19&pf_rd_i=1266766011 5% off Amazon/Whole Foods 2% Restaurants/Gas Stations 1% Everything else $70 Amazon gift card once approved eta: Looks like you need to be Prime member. Share this post Link to post Share on other sites
DonS 3,067 Posted January 10, 2019 I run damn near everything I can through my CC each month. I'm spending the money anyhow so I figure I may as well get a small return on it. Paying it off each month on time is key. This is what the wife and I have always done. Costco Citibank Visa card for us. Share this post Link to post Share on other sites
NorthernVike 2,080 Posted January 10, 2019 The Amazon Visa is good as long as you don't carry a balance. https://www.amazon.com/iss/credit/rewardscardmember/ref=NATP70/ref=s9n_acss_bw_cg_NAAPEC7_1b1_w?_encoding=UTF8&flavor=NATP70&plattr=NATP70&pf_rd_m=ATVPDKIKX0DER&pf_rd_s=merchandised-search-3&pf_rd_r=19TDKR6GNHGSA23RZXD7&pf_rd_t=101&pf_rd_p=90be1898-1e6c-444c-85b2-39e175502e19&pf_rd_i=1266766011 5% off Amazon/Whole Foods 2% Restaurants/Gas Stations 1% Everything else $70 Amazon gift card once approved eta: Looks like you need to be Prime member. I've considered this one before. Didn't realize the Amazon disc. was as high as 5% Share this post Link to post Share on other sites
Strike 3,968 Posted January 10, 2019 My credit union has a rewards card. I earn rewards points that can be redeemed for merchandise, events, and/or trips. I tend to use them for hotel rooms when we travel. I don't care that much about the rewards. it's a nice bonus. The real "reward" is that I don't have any financial ties to a typical bank. Even my mortgage is held by my credit union. Banks are the debbil and I avoid them at all cost. Share this post Link to post Share on other sites
sderk 1,040 Posted January 10, 2019 Amex for work. Citi card double cash card for personal. 1% cash back for anything you buy, and 1% cash back for paying them off. Love the card. No fees, great customer service, etc... Share this post Link to post Share on other sites
jerryskids 5,200 Posted January 10, 2019 I've considered this one before. Didn't realize the Amazon disc. was as high as 5% Shiot, I hadn't known that either. Need to look into that. Bezos needs my money with the divorce and all, maybe I'll help a brother out by spending even more there. Share this post Link to post Share on other sites
NorthernVike 2,080 Posted January 10, 2019 Shiot, I hadn't known that either. Need to look into that. Bezos needs my money with the divorce and all, maybe I'll help a brother out by spending even more there. Between the wife and I, we spend way too much there. They make it so easy. Share this post Link to post Share on other sites
jerryskids 5,200 Posted January 10, 2019 Between the wife and I, we spend way too much there. They make it so easy. I know right?! My daughter came into my office this morning looking in my closet for a blank spiral notebook for school, no luck. Me: "Bummer, I went to Staples for printer ink last weekend and thought you might need a notebook, but you were out of town. You can go get one... or order one on Amazon." Her: "I'll just order one from Amazon. I'm lazy." Unless I need something that day, or want to physically browse options, I buy from Amazon. Share this post Link to post Share on other sites
Strike 3,968 Posted January 10, 2019 Unless I need something that day, or want to physically browse options, I buy from Amazon. Ordered a cute little owl shaped thing to hold one of our echo dots last Saturday afternoon. It showed up Sunday morning. Soon you're going to order it and as soon as you hit the order button your doorbell is going to ring. Focking Bezos!!!! Share this post Link to post Share on other sites
NorthernVike 2,080 Posted January 10, 2019 Ordered a cute little owl shaped thing to hold one of our echo dots last Saturday afternoon. It showed up Sunday morning. Soon you're going to order it and as soon as you hit the order button your doorbell is going to ring. Focking Bezos!!!! I live in the sticks and sometimes I get things the next day. Share this post Link to post Share on other sites
Reality 2,710 Posted January 10, 2019 The Amazon Visa is good as long as you don't carry a balance. https://www.amazon.com/iss/credit/rewardscardmember/ref=NATP70/ref=s9n_acss_bw_cg_NAAPEC7_1b1_w?_encoding=UTF8&flavor=NATP70&plattr=NATP70&pf_rd_m=ATVPDKIKX0DER&pf_rd_s=merchandised-search-3&pf_rd_r=19TDKR6GNHGSA23RZXD7&pf_rd_t=101&pf_rd_p=90be1898-1e6c-444c-85b2-39e175502e19&pf_rd_i=1266766011 5% off Amazon/Whole Foods 2% Restaurants/Gas Stations 1% Everything else $70 Amazon gift card once approved eta: Looks like you need to be Prime member. I use this card as well. Just pay if off each month and you are good to go. I probably use Amazon weekly, I don't give a sh!t if they are evil and conquering the world. When it shows up on my door step, I'm a happy. Share this post Link to post Share on other sites
jerryskids 5,200 Posted January 10, 2019 Ordered a cute little owl shaped thing to hold one of our echo dots last Saturday afternoon. It showed up Sunday morning. Soon you're going to order it and as soon as you hit the order button your doorbell is going to ring. Focking Bezos!!!! Some items have same day delivery for us now, for free with Prime. It helps that we have a major distribution center here I suppose. Share this post Link to post Share on other sites
Cloaca du jour 2,064 Posted January 10, 2019 I dont Share this post Link to post Share on other sites
avoiding injuries 1,220 Posted January 11, 2019 Capital One Venture. Cant recommend it highly enough. 1 Share this post Link to post Share on other sites
vuduchile 1,941 Posted January 11, 2019 Mine. Awesome. Im using yours too. Share this post Link to post Share on other sites
Super Cubs 132 Posted January 11, 2019 I haven't looked into it in years. I use Chase Freedom as my primary card. I think it's 1% cash back on everything. 5% cash back at certain places/products, which changes quarterly. 1 quarter a year includes gas. same here Share this post Link to post Share on other sites
Bier Meister 1,513 Posted January 11, 2019 i have several... united visa and amex blue most used. united is nice for travel. have redeemed for air, hotel, and car at different times. Share this post Link to post Share on other sites
SUXBNME 1,328 Posted January 11, 2019 Your moms, obviously Share this post Link to post Share on other sites
tubby_mcgee 686 Posted January 11, 2019 Amazon Purchases - Amazon Visa - 5% back on Amazon purchases. Spend about 25k at Amazon in 2018. Everything else - Citi Bank Double Cash - 2% cash back on every purchase, no limits, no restrictions. I don't think there is anything better out there as far as getting cash back. Share this post Link to post Share on other sites