Nomad99 401 Posted February 5, 2019 I have around $10k sitting in my savings making squat. Looking for an alternative to make more interest but cant afford any tanking. I know anything guaranteed will be limited but what's my best option? Share this post Link to post Share on other sites
bandrus1 413 Posted February 5, 2019 https://www.smartypig.com/ Share this post Link to post Share on other sites
NorthernVike 2,079 Posted February 5, 2019 I hear crypto currency is a lock. 1 Share this post Link to post Share on other sites
spork in the road 2 Posted February 5, 2019 Depends on when you want access to your money. I have a money market account earning about 1.85% and a 1 year cd making 2.85% with capital 1. You can probably do a little better with other online banks, but I happen to like the capital 1 software. Share this post Link to post Share on other sites
supermike80 1,285 Posted February 5, 2019 I hear crypto currency is a lock. Share this post Link to post Share on other sites
supermike80 1,285 Posted February 5, 2019 https://www.smartypig.com/ Smartypig? Seriously. Capital one 360 (Formerly ING) is paying 2% on its money market savings accounts. Share this post Link to post Share on other sites
Hardcore troubadour 12,589 Posted February 5, 2019 Capital One employs that racist Samuel L Jackson. Boycott Share this post Link to post Share on other sites
TimmySmith 2,782 Posted February 5, 2019 UnderpantsGirls unerpants. Share this post Link to post Share on other sites
patweisers44 697 Posted February 5, 2019 Forever stamps? Share this post Link to post Share on other sites
Patriotsfatboy1 1,432 Posted February 5, 2019 Girls unerpants. TSIAFP? Watch SouthPark. Phase 1 - Collect Underpants Phase 2 - ? Phase 3 - Profit Share this post Link to post Share on other sites
Patriotsfatboy1 1,432 Posted February 5, 2019 I have around $10k sitting in my savings making squat. Looking for an alternative to make more interest but cant afford any tanking. I know anything guaranteed will be limited but what's my best option? It depends on where your savings and checking accounts are kept. That $10k could be helping you avoid fees in your checking account. It could be that you should move both of them to a credit union or something more online. You want to make some money, but don't want risk. Those two together don't lend themselves to making a good return. Share this post Link to post Share on other sites
Nomad99 401 Posted February 8, 2019 I decided to go with a cd from a local credit union. 2.25 % for 15 months. Could have got up to 3% using an online bank but I prefer to have a local entity. I didn't want to tie up the money for too long plus I can "bump" up once during the term if rates go up & can continue to add to it. Plus they had a savings account that pays .5%. Share this post Link to post Share on other sites
Cdub100 3,366 Posted February 8, 2019 On 2/4/2019 at 7:00 PM, Nomad99 said: I have around $10k sitting in my savings making squat. Looking for an alternative to make more interest but cant afford any tanking. I know anything guaranteed will be limited but what's my best option? Online savings can get you 2,25% and it's only going up. That's your best bet. A CD will get you a little more but will lick your cash up. My advice go all in on weed options Share this post Link to post Share on other sites
supermike80 1,285 Posted February 9, 2019 3 hours ago, Nomad99 said: I decided to go with a cd from a local credit union. 2.25 % for 15 months. Could have got up to 3% using an online bank but I prefer to have a local entity. I didn't want to tie up the money for too long plus I can "bump" up once during the term if rates go up & can continue to add to it. Plus they had a savings account that pays .5%. Please name the 3% online bank Share this post Link to post Share on other sites
