Government shutdown...

[wiffleball 4,790]

 

I guess you do not remember 2013 when Obama shutdown the government over Obamacare funding.

Of course I do. And it's nothing like this has been.

[wiffleball 4,790]

Worst part, and it's not going to change the minds of the fuccking retards who will back Trump even if he would kill somebody in the middle of fifth avenue. Trump predicted you guys.

 

But every day for the last two or three years has been dragging down of the office of the presidency and the government itself. The news didn't used to be x-rated. People didn't drop words like pusssy on the local news cast. Nobody thought the Russians were our buddies. nobody met with the Russians without telling people. Jared kushner still doesn't have security clearance. But just ask yourself one question. Have we ever had a president who couldn't or wouldn't or both read his presidential daily briefing on security? Okay ask two questions. Have we ever had a president who made his conversations with Putin a secret? Okay, ask three questions. Have we ever had a president who refused to file his tax returns? have we ever had a president who hired as many family members and Senior positions as Trump? Or a president who tweeted 21 x about the twilight saga?

 

 

Jesus Christ guys. He drags the office down every single day. Which means he drags down the country every single day. He's a joke everywhere. Except with the 30% of moronic who would back him no matter what. And even Trump like I said predicted you moronic .

 

I hate Hillary. I hate the shady that she pulled. But you can't very well equate somebody donating $1000000 to a charity that actually does specific things. And if you are actually interested, you can look that up. Versus Qatar buying an entire floor of Trump Tower to Curry favor to meet with the president. We've never had a president who kicked out the Western media it kept in the Russian media. From the oval office for Christ's sake.

 

but what does it matter? Like I've said before, many of you are the same idiots who blindly supported the Iraq War. And abysmal failure even from the get-go. Logic just didn't support it. And you will blindly support Trump. While throwing out stupid like pizzagate. And uranium one. You can't fight stupid.

[tubby_mcgee 701]

You can't fight stupid, helpless libs that all wander around the big cities waiting for "someone else" or "the system" or "the government" to bail them out. That goes for any kind of situation where it takes toughness or actually the will to survive to get through it.

 

 

Agreed. You and I are both apparently sick of weak the weaker, lesser quality people that are on welfare, starting riots, and filling the jails and prisons in the U.S. Libs rely on others to take care of them, then when that stops, they go murder, steal, riot, whatever the fvck it takes to make ends meet. Yeah...sounds like a great group to be a part of.

[wiffleball 4,790]

Too funny. today's offer was the exact same offer made a little over a month ago. Said he would never ever quote accept.

[titans&bucs&bearsohmy! 2,745]

Yalls hatred for all things Trump has clouded your judgement on policies in and of themselves alone.

 

I was never a Trump guy; Didnt vote for him. But I at least try to be open minded in each separate issue - bill - decision as they come up.

 

Weve lost that. Its bloods vs crips no matter what.

 

I just wish people were self aware enough to see it in themselves.

 

Ugh.

I agree 100%. There are a number of trump policies I support.

 

But most people I know are just rabid 100% in attack mode.

[Fireballer 2,642]

https://twitter.com/realDonaldTrump/status/1088958154791100417?s=19

[avoiding injuries 1,580]

Perhaps in the new budget they can set aside some money for financial responsibility courses for government employees. This is admittedly an over generalization, but government workers arent known for their extraordinary work ethic and they certainly dont face the pressures that people working in the private sector have to deal with.

You had one paycheck get delayed two weeks and people needed food banks and small loans? WTF? People on government benefits can last longer than that without a check.

At the least, maybe this can be a lesson to put a little itty bitty amount of money aside for a rainy day.

[drobeski 3,061]

Perhaps in the new budget they can set aside some money for financial responsibility courses for government employees. This is admittedly an over generalization, but government workers arent known for their extraordinary work ethic and they certainly dont face the pressures that people working in the private sector have to deal with.

You had one paycheck get delayed two weeks and people needed food banks and small loans? WTF? People on government benefits can last longer than that without a check.

At the least, maybe this can be a lesson to put a little itty bitty amount of money aside for a rainy day.

the media and many of themselves hyped their plight because "orange man bad"

 

The majority are useless phony crybaby lazy bums who cant be fired make way too much money.

[Cdub100 3,906]

Perhaps in the new budget they can set aside some money for financial responsibility courses for government employees. This is admittedly an over generalization, but government workers arent known for their extraordinary work ethic and they certainly dont face the pressures that people working in the private sector have to deal with.

You had one paycheck get delayed two weeks and people needed food banks and small loans? WTF? People on government benefits can last longer than that without a check.

At the least, maybe this can be a lesson to put a little itty bitty amount of money aside for a rainy day.

This might come as a surprise to you but they do offer those classes already.

 

Government workers are very stupid. I'd wager 80% couldn't go a month and they learned nothing.

 

Go to any government facility. You'll see no car older than 4 years. These people spend spend spend knowing they have their FERS / TSP / pention to fall back on.

 

Not only do I have enough cash set aside to live exactly how I live now for 6 months but I have enough food to feed my family for a year. If got bad I could cut my expenses way down to stretch that money for a year+.

 

BL - .gov employees are dumb. They learned nothing and will go through the same next time we are furloughed.

[sderk 1,040]

This might come as a surprise to you but they do offer those classes already.

 

Government workers are very stupid. I'd wager 80% couldn't go a month and they learned nothing.

 

Go to any government facility. You'll see no car older than 4 years. These people spend spend spend knowing they have their FERS / TSP / pention to fall back on.

 

Not only do I have enough cash set aside to live exactly how I live now for 6 months but I have enough food to feed my family for a year. If ###### got bad I could cut my expenses way down to stretch that money for a year+.

 

BL - .gov employees are dumb. They learned nothing and will go through the same ###### next time we are furloughed.

This is the single most important thing for people to know when they enter the workforce and get out on their own. Personally, I was a bit slow on incorporating this into my daily thought process when I was 18 and on my own, but after time I learned and then put every dime I could afford into reaching what you are talking about here.

 

Some people prioritize wants over needs. Marriage too soon. Kids too soon. New cars that eat up half their income. Etc, etc. etc.

 

I pushed this financial thinking on my daughter since she was young. She's been out on her own now for a few years, now 23, and just bought a used GTI. The car wasn't running at the time. She has a friend who is a mechanic who helped her get the car back in good shape. She spent a couple thousand bucks on it and it is now running like well built Rolex. She could have bought a new car easily as she has no debt and decent job, but she wants to build her savings. Proud moment in my life to see her thinking about these things.

[wiffleball 4,790]

While I hate to disagree with the financial Masters who had their retirement savings already in place by the time they were 19 and a half;

 

1. It's expensive out there. From an economic standpoint, the mythical basket of goods is a hell of a lot more expensive.

 

Alternatively, the dollar's purchasing power is still at a record-low. Average rent is around $1,500. Not counting renters insurance or utilities. Average car payment? Around four hundred not counting insurance. That right there requires a pretty hefty salary coming right out of school. And I've left out A LOT. Not to mention any debt Service that you have from said School.

 

Second, if I'm talking to a potential employer and they mention that I should have at least six months salary in the hole because they might need not be able to pay me for that long? I tell them

to go fuuck themselves. It's not my responsibility to make up for your irresponsibility.

 

Do kids waste their money on non essentials? Absolutely. But I'm just reminding all you financial wizards that the world's a much harder place. look at any economic model that you want to. I've already brought up the basket of goods and the purchasing power of the dollar.

 

I hate seeing these movies where somebody goes into town, gets a job at the local diner, then in the next scene has their own apartment. Bullshiit, first and last plus renter's insurance plus credit history plus utilities and deposits? Bulshiit.

 

Housing and transportation alone have far outpaced salary increases. If you won't admit or research that, then don't even bother responding to this.

 

All of which means, the idea of setting aside 40% of your savings from every paycheck? Yeah, good luck with that Dad.

[wiffleball 4,790]

You guys remind me of my dad. He had that whole Hardline thing too. And I understand it. "Make sure you have six months salary saved up before you even think about blah blah blah."

 

 

Turns out, even back then with the ridiculously low mortgage payments and the ability to buy a house for $20,000, he still had to lie to his mortgage officer and get his boss to sign off on an inflated salary just to qualify for the loan. Lol.

 

Do as I say, not as I do.

[sderk 1,040]

While I hate to disagree with the financial Masters who had their retirement savings already in place by the time they were 19 and a half;

 

1. It's ###### expensive out there. From an economic standpoint, the mythical basket of goods is a hell of a lot more expensive.

 

Alternatively, the dollar's purchasing power is still at a record-low. Average rent is around $1,500. Not counting renters insurance or utilities. Average car payment? Around four hundred not counting insurance. That right there requires a pretty hefty salary coming right out of school. And I've left out A LOT. Not to mention any debt Service that you have from said School.

 

Second, if I'm talking to a potential employer and they mention that I should have at least six months salary in the hole because they might need not be able to pay me for that long? I tell them

to go fuuck themselves. It's not my responsibility to make up for your irresponsibility.

 

Do kids waste their money on non essentials? Absolutely. But I'm just reminding all you financial wizards that the world's a much harder place. look at any economic model that you want to. I've already brought up the basket of goods and the purchasing power of the dollar.

 

I hate seeing these movies where somebody goes into town, gets a job at the local diner, then in the next scene has their own apartment. Bullshiit, first and last plus renter's insurance plus credit history plus utilities and deposits? Bulshiit.

 

Housing and transportation alone have far outpaced salary increases. If you won't admit or research that, then don't even bother responding to this.

 

All of which means, the idea of setting aside 40% of your savings from every paycheck? Yeah, good luck with that Dad.

Noone is saying you need to be a financial wizard to do the right things financially to become independent and secure. In my life it took some hard work to overcome some dumb decisions I made early in my independence. I just gave up some extra free time and took another job. Even when I got my career job, which I still hold today, for the first few years, I took a weekend job at a Bic Manufacturing location near Tampa. Made about $18 an hour on two 12 hour Sat. and Sunday shifts working their glue machine for making custom sticky notes. It was difficult working 7 days a week for over a couple years, but it did wonders for my life in the end.

[EternalShinyAndChrome 4,099]

Noone is saying you need to be a financial wizard to do the right things financially to become independent and secure. In my life it took some hard work to overcome some dumb decisions I made early in my independence. I just gave up some extra free time and took another job. Even when I got my career job, which I still hold today, for the first few years, I took a weekend job at a Bic Manufacturing location near Tampa. Made about $18 an hour on two 12 hour Sat. and Sunday shifts working their glue machine for making custom sticky notes. It was difficult working 7 days a week for over a couple years, but it did wonders for my life in the end.

 

But for most people, having 6 months salary in the bank is not possible. I don't agree with Wiff on much, but I do agree that salaries have not kept pace with inflation or the cost of goods or services.

 

I am not a financial wizard either.

[sderk 1,040]

 

But for most people, having 6 months salary in the bank is not possible. I don't agree with Wiff on much, but I do agree that salaries have not kept pace with inflation or the cost of goods or services.

 

I am not a financial wizard either.

Is it that tough though? About 5 years ago I had an apartment in KC, MO, and was paying about $750 for rent. Owned my car because I kept it for over 7 years, and with no debt, it was fairly cheap for me to live even though I could afford a better place. I just liked where I was living. Small and unassuming, but comfortable. I do see the challenges, so I'm not saying there is no merit to what you are saying, but actually, young adults can do so much better for themselves than they are, simply because of their lifestyle choices are not always the best. Entitlements they think they are due for some reason when they get out on their own. I also see lot of young couples having kids before they are secure in their own lives. Talk about a money pit.

[Patriotsfatboy1 1,432]

Some people are more fortunate than others based on what they earn. However, the trick is not spending more than you earn.

 

My wife and I are savers. Always have been. Some of the saving was planned (monthly deductions from checking account for investments, 529 plans for the kids starting at birth). The big part was that we arent spenders. We have nice cars, but we keep them for a while and we dont get luxury cars. We have a nice house, but not a huge house.

 

I was thinking yesterday that it is good to not only not live paycheck-to-paycheck, but we dont even do a budget. We just dont have a spending mindset.

[Filthy Fernadez 2,696]

Worst part, and it's not going to change the minds of the fuccking retards who will back Trump even if he would kill somebody in the middle of fifth avenue. Trump predicted you guys.

 

But every day for the last two or three years has been dragging down of the office of the presidency and the government itself. The news didn't used to be x-rated. People didn't drop words like pusssy on the local news cast. Nobody thought the Russians were our buddies. nobody met with the Russians without telling people. Have we ever had a president who couldn't or wouldn't or both read his presidential daily briefing on security? Okay ask two questions. Have we ever had a president who made his conversations with Putin a secret?

 

I support our President because that's what we have and he's trying to keep his campaign promises.

 

Since you're in full lathered up rage mode.........riddle me these Fudgeman;

 

Who in the news is using poosay? Answer: the liberals.

Who whispered to the Russian 'Wait til I win reelection then I'll have more flexibility? Barrack Hussien Obama. Given his whispering of that and secretly funnelling billions to Iran.........how do you know he was transparent on his communications with foreign nations?

Who used his agencies against political opponents during his time in office? IRS, FBI, NSA, CIA...........Barrack Hussien Obama.

 

More projections from raging liberal retards. With 90+% of news coverage being negative towards Trump, it's no wonder they're constantly p!ssed off and feel this nation is going down the sh!tter. If it were, why do we have the lowest jobless claims in 40+ years? The U.S. is about to become the world's leading energy producer.......but but Orange Man bad!!!!!

 

Grow up you poosay.

[Strike 5,538]

 

But for most people, having 6 months salary in the bank is not possible. I don't agree with Wiff on much, but I do agree that salaries have not kept pace with inflation or the cost of goods or services.

 

I am not a financial wizard either.

 

This is crap for anyone with a real job. By that I mean not working at McDonalds making minimum wage. Are you saying those same people don't smoke or drink, or go to the movies? Because I'm sorry if a person has nothing in savings they shouldn't be doing those things. The key isn't what you make or THINK you can save but to put saving BEFORE any unnecessary. The best way to do that is to have savings automatically deducted so you just don't see the money. Read up about the lifestyle Warren Buffett or John Bogle lead/led. Those are billionaires and they live more frugally than most people on this bored.

[avoiding injuries 1,580]

Guys, we are not even talking about 6 months. Not even 1 month. We are literally talking about 2 weeks. People couldnt survive for two weeks without needing a food bank.

 

This is crazy to imagine, and despite some outstanding circumstance, its quite embarrassing.

 

Like welfare, if you are that broke, your car should be aged and you should be living well within your means.

[sderk 1,040]

Some people are more fortunate than others based on what they earn. However, the trick is not spending more than you earn.

 

My wife and I are savers. Always have been. Some of the saving was planned (monthly deductions from checking account for investments, 529 plans for the kids starting at birth). The big part was that we arent spenders. We have nice cars, but we keep them for a while and we dont get luxury cars. We have a nice house, but not a huge house.

 

I was thinking yesterday that it is good to not only not live paycheck-to-paycheck, but we dont even do a budget. We just dont have a spending mindset.

Wants vs. needs is a concept that many people don't learn early in life. And every year someone who is supporting themself and doesn't understand the difference between the two, they are going in the opposite direction and are getting farther away from financial security and putting themselves in a more difficult position to turn things around.

 

Full on blaming the government is not the approach to take when it comes to personal responsibility.

[Cdub100 3,906]

Guys, we are not even talking about 6 months. Not even 1 month. We are literally talking about 2 weeks. People couldnt survive for two weeks without needing a food bank.

 

This is crazy to imagine, and despite some outstanding circumstance, its quite embarrassing.

 

Like welfare, if you are that broke, your car should be aged and you should be living well within your means.

Imagine if a real crisis broke out. So many people are struggling after one pay check. What if terrorist where actually smart and hit our electrical grid? Or an EMP hit?

[wiffleball 4,790]

The larger issue here is the decline of the middle class. That's usually the harbinger of much larger problems in the future.

 

I mean for Pete's sake, having a government job is pretty much the definition of middle class.

 

If you look at failed States like Mexico, they literally don't have a middle class anymore. If you look at any of the articles are statistics on America, we're headed that way too. There is massive wealth in the country. But it's held by fewer and fewer people every single year.

 

The statistics are just mind-numbing. And you guys can find them as easily as I can. If I had to guess, that may be why words like socialist are no longer anathema anymore.

 

Wild ass guess? there's probably less than a hundred people in America who own better than 90% of the wealth in America. Totally pulling that out of my hiney. But I bet I'm not too far off.

[wiffleball 4,790]

Oh FFS, Trump called Lou Dobbs from Fox before ending the shutdown.

 

https://www.newsweek.com/donald-trump-called-fox-business-host-lou-dobbs-get-his-views-ending-1307548

 

 

This moron. Used to be on CNN and he would almost literally fellate Business Leaders Like Bernie ebbers from WorldCom and the Enron crew etc etc and then it all blew up in his face. And he had to go away for a few years. Then he reinvented himself as a Fox News business guy. And this is who Trump needs approval from?

 

Jesus, at least go with Ben Stein.

[joneo 556]

Dont forget pettiness, narcissism and immaturity.

 

Enough about Obama, let's stick to the Trump bashing.

[drobeski 3,061]

Oh FFS, Trump called Lou Dobbs from Fox before ending the shutdown.

 

https://www.newsweek.com/donald-trump-called-fox-business-host-lou-dobbs-get-his-views-ending-1307548

 

 

This moron. Used to be on CNN and he would almost literally fellate Business Leaders Like Bernie ebbers from WorldCom and the Enron crew etc etc and then it all blew up in his face. And he had to go away for a few years. Then he reinvented himself as a Fox News business guy. And this is who Trump needs approval from?

 

Jesus, at least go with Ben Stein.

orange man bad

[wiffleball 4,790]

orange man bad

Orange man stupid and needs constant validation.

[RLLD 4,230]

This topic has arisen once more.  I think this could be a far more interesting sequence than we have ever seen.

Normally the party in power is trying to push spending through and the other party objects, whether the bill is good or not.

THIS TIME around, the Democrats would want a shutdown, they would likely allow it and actually encourage it.  While Garland and his cronies are doing what they can to stonewall investigations linking Joe Biden and Hunter to criminal activities, in truth the only thing that can stop them would be a shutdown.  And even if its only temporary, the goal would be to just get a Democrat elected and right now, so far, they seem to be defending Joe to the last.

So on the one hand you will have elements of the right working to avoid a shutdown rather than weaponize it, and on the other side you have the left happily accepting a shutdown as they would see it protecting their grasp on power.

[seafoam1 3,017]

3 minutes ago, RLLD said:

This topic has arisen once more.  I think this could be a far more interesting sequence than we have ever seen.

Normally the party in power is trying to push spending through and the other party objects, whether the bill is good or not.

THIS TIME around, the Democrats would want a shutdown, they would likely allow it and actually encourage it.  While Garland and his cronies are doing what they can to stonewall investigations linking Joe Biden and Hunter to criminal activities, in truth the only thing that can stop them would be a shutdown.  And even if its only temporary, the goal would be to just get a Democrat elected and right now, so far, they seem to be defending Joe to the last.

So on the one hand you will have elements of the right working to avoid a shutdown rather than weaponize it, and on the other side you have the left happily accepting a shutdown as they would see it protecting their grasp on power.

I realize liberals will 100% vote for the letter 'D' and if it's biden, then that is who they will vote for. 

Biden has literally fell down 5 times on camera while in office (3 on the steps of Airforce 1 and once on a bike standing still and once on stage simply walking), and he's on vacation 50% of the time so I can't imagine how many times he's tumbled over when off camera. The guy forgets where he is, what he's talking about, and who he's talking to (see him talking to a crowd asking where a dead woman is in the audience).

He won't make it through another term so they better put a strong, capable VP in behind him next election. Because that is not kamala harris. Even they know that now. 

[RLLD 4,230]

1 minute ago, seafoam1 said:

I realize liberals will 100% vote for the letter 'D' and if it's biden, then that is who they will vote for. 

Biden has literally fell down 5 times on camera while in office (3 on the steps of Airforce 1 and once on a bike standing still and once on stage simply walking), and he's on vacation 50% of the time so I can't imagine how many times he's tumbled over when off camera. The guy forgets where he is, what he's talking about, and who he's talking to (see him talking to a crowd asking where a dead woman is in the audience).

He won't make it through another term so they better put a strong, capable VP in behind him next election. Because that is not kamala harris. Even they know that now. 

You are thinking ahead.  This is not what liberalism is about.  It's about immediate gratification.   The longer terms consequences are not part of their arithmetic.  They will figure the rest out once they have power.  The abuse of power is clearly something they are more than comfortable with.  So they will force upon us who and what they choose, and fock the nation....

[Mike Hunt 282]

On 1/26/2019 at 12:03 PM, Patriotsfatboy1 said:

Some people are more fortunate than others based on what they earn. However, the trick is not spending more than you earn.

 

My wife and I are savers. Always have been. Some of the saving was planned (monthly deductions from checking account for investments, 529 plans for the kids starting at birth). The big part was that we arent spenders. We have nice cars, but we keep them for a while and we dont get luxury cars. We have a nice house, but not a huge house.

 

I was thinking yesterday that it is good to not only not live paycheck-to-paycheck, but we dont even do a budget. We just dont have a spending mindset.

 

My BIL is the GM of a care dealer.  My last 4 vehicles have been 2-3 year old lease turn ins with less than 15K miles.   

Said these geezers with cash lease a nice vehicle with $$$ down, then put on 5K miles a year.  My last vehicle was 45K sticker, got it at two years old for 28K with 9300 miles.   Thankfully he sells it to me at buyout price plus tax.  But even if they step on it for 2-4K still much better than buying new.

[RLLD 4,230]

7 minutes ago, Mike Hunt said:

 

My BIL is the GM of a care dealer.  My last 4 vehicles have been 2-3 year old lease turn ins with less than 15K miles.   

Said these geezers with cash lease a nice vehicle with $$$ down, then put on 5K miles a year.  My last vehicle was 45K sticker, got it at two years old for 28K with 9300 miles.   Thankfully he sells it to me at buyout price plus tax.  But even if they step on it for 2-4K still much better than buying new.

Nice, that is a great setup 

[Cdub100 3,906]

Fine with me. I could use some time off.