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Barry is going to F up Louisiana

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Well he spent 8 years focking up the entire country so at least now he's being a little more targeted in his destruction.

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I don't feel sorry for anyone that has chosen to live below sea level when a shiitstorm hits. 

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1 minute ago, BiffTannen said:

I don't feel sorry for anyone that has chosen to live below sea level when a shiitstorm hits. 

Tend to agree.  I realize the challenge with everyone moving but WTF do they think is going to happen?

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5 minutes ago, BiffTannen said:

I don't feel sorry for anyone that has chosen to live below sea level when a shiitstorm hits. 

When I was in my teens, I saw a documentary about New Orleans and the waiting disaster that it is. They talked about levees and sea level and positioning in the gulf and said it was only a matter of time until that city gets crushed by weather. I had never been there at that point in time, and I told myself that is a place I will never live in. 

And sure enough, Katrina kicked its ass. 

As a young kid I knew not to live there. And all these mesmerized adults can't get enough of it. I've been there many times for work since and boy, what a shlthole it is. Ever been there in the summer? It's freaking gross.

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4 minutes ago, sderk said:

When I was in my teens, I saw a documentary about New Orleans and the waiting disaster that it is. They talked about levees and sea level and positioning in the gulf and said it was only a matter of time until that city gets crushed by weather. I had never been there at that point in time, and I told myself that is a place I will never live in. 

And sure enough, Katrina kicked its ass. 

As a young kid I knew not to live there. And all these mesmerized adults can't get enough of it. I've been there many times for work since and boy, what a shlthole it is. Ever been there in the summer? It's freaking gross.

I have been there in June and have no desire to go back. I hate most cities because they tend to be diverse, but NO is the buttwhole of America. The only positive thing I can say positive about NO is it gave us the Heineken looter which makes for easy Halloween costume - brown makeup, red plastic tub, balding jerry curl wig, 12 pack of Heiny. No need for a cooler or to use the fridge. 

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'cause "Climate Change" 🤣

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https://www.usatoday.com/story/opinion/2017/09/01/harvey-proves-flood-subsidies-must-end-james-bovard-column/619926001/

 

 

Hurricane Harvey offers the clearest lesson why Congress should not perpetuate the federal National Flood Insurance Program (NFIP), which expires at the end of September. The ravages in Houston and elsewhere would be far less if the federal government had not offered massively subsidized flood insurance in high-risk, environmentally perilous locales. But this is the same folly that the feds have perpetuated for almost 50 years.

Two years before NFIP was created, the 1966 Presidential Task Force on Federal Flood Control Policy warned that a badly run program “could exacerbate the whole problem of flood losses. For the federal government to subsidize low premium disaster insurance ... would be to invite economic waste of great magnitude.” That sage advice was ignored.

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Instead, NFIP embraced a “flood-rebuild-repeat” model that has spawned an almost $25 billion debt. The National Wildlife Federation estimated in 1998 that 2% of properties covered by federal flood insurance had multiple damage claims accounting for 40% of flood insurance outlays, and that more than 5,000 homes had repeat claims exceeding their property value. A recent Pew Charitable Trust study revealed that 1% of the 5 million properties insured have produced almost a third of the damage claims and half the debt.

 

NFIP paid to rebuild one Houston home 16 times in 18 years, spending almost a million dollars to perpetually restore a house worth less than $120,000. Harris County, Texas (which includes Houston), has almost 10,000 properties that have filed repetitive flood insurance damage claims. The Washington Post recently reported that a house “outside Baton Rouge, valued at $55,921, has flooded 40 times over the years, amassing $428,379 in claims. A $90,000 property near the Mississippi River north of St. Louis has flooded 34 times, racking up claims of more than $608,000.”

When NFIP was created, one of its purported goals was to deter development in fragile areas such as coastal wetlands. However, as Steve Ellis of Taxpayers for Common Sense observed, "NFIP helped fuel the coastal development boom that increased the program's risk exposure and losses." The program’s anti-environmental impact has been denounced by organizations ranging from the Natural Resource Defense Council, Sierra Club, American Rivers and the Coastal Alliance

Rather than encouraging reasonable land use policies, NFIP subsidies help level the playing field between swampland and solid ground. For instance, Houston residents outside a too narrowly drawn floodplain can receive $350,000 in insurance coveragefor only $450 a year. But there is no reason for federal intervention to encourage building in every dubious nook and cranny across the land — or in areas such as the low-lying Texas Gulf Coast repeatedly ravaged by bad storms.

Controversies over environmental havoc and “repetitive loss” sinkholes finally spurred Congress to radically reform flood insurance five years ago, ending some of its worst abuses. But prudence proved unbearable on Capitol Hill. After homeowners wailed about higher insurance rates, Congress gutted most of the reforms two years later to prevent the program from charging fees to accurately reflect perils.

Politicians insisted that the repeal was necessary to preserve “affordable” flood insurance. But nobody was conscripted to buy a vacation home in Hurricane Alley on the Atlantic Coast. Flood insurance subsidies benefit well-off households, and payouts disproportionately go to areas with much higher than average home values. Working stiffs in Idaho and Oklahoma are taxed to underwrite mansions for the elite.

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The Federal Emergency Management Agency is relying on maps that are up to 40 years old to calculate flood risks in many areas. FEMA has loitered on updating in part because many members of Congress vehemently oppose accurate estimates of the risks and updated, higher insurance rates for their constituents.

According to FEMA flood insurance specialist David Schein, “Grandfathering is a huge discount on the actuarial premium. We're not charging them for the actual risk of flooding; we're charging them for the risk it was before we mapped the flood zone."

FEMA mapping decisions are also open to finagling by well-connected landowners. NBC News revealed in 2014 that FEMA revised its flood maps to give 95% discounted insurance premiums to “hundreds of oceanfront condo buildings and million dollar homes,” including properties on its “repetitive loss list.”

FEMA, unlike private insurers, lacks incentives to acquire and analyze the complex data vital for setting rates for 5 million properties. The Government Accountability Office noted a few years ago that FEMA provided "direction on file cabinet sizes and the use of candles in file rooms but did not provide clear direction on electronic record keeping." GAO did not disclose whether the candle guidelines were derived from Charles Dickens’ novels.

Rep. Jeb Hensarling, R-Texas, chairman of the House Financial Services Committee, is pushing a bill that would curtail some subsidies and allow more competition from private insurers. A competing bill championed by Sen. Cory Booker, D-N.J., and Sen. Marco Rubio, R-Fla., would perpetuate current perverse incentives and, as The (Newark) Star-Ledger warned, would be “almost certain to encourage more building in repeatedly flooded areas like Mystic Island in Little Egg Harbor.”

Some Democrats have pushed for Congress to “forgive” NFIP’s debt — the usual D.C. boondoggle “fix.” But both the GAO and the Congressional Budget Office concluded that NFIP will continue to be unsustainable even if past losses are expunged.

The program's third-highest ever claims payout was last year — despite the lack of a mega disaster such as Hurricane Katrina or Superstorm Sandy. Harvey will add billions of dollars to NFIP’s debt (almost a quarter-million homes in Harris County alone have flood insurance).

The financial soundness of federal flood insurance will always depend on politicians’ self-restraint in buying votes. In other words, the program is actuarially doomed. There is no constitutional right to federal bailouts for flooded homes. The sooner the feds exit the flood insurance business, the safer American coasts and paychecks will be

 

The article is 2  years old...but really shows how focked up things are

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So are we supposed to root for the Saints because it's going to rain a lot? 

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At what point do we tell them that they can't rebuild there?  I mean, I hate the thought of black people moving north, but still.

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1 minute ago, fandandy said:

At what point do we tell them that they can't rebuild there?  I mean I hate the thought of black people moving north but still.

Who says we have to tell them? The storm will sort  all that out. :thumbsup:

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25 minutes ago, fandandy said:

At what point do we tell them that they can't rebuild there?  I mean, I hate the thought of black people moving north, but still.

:first:

 

I've said this for years! :doublethumbsup:

 

Also, Ethiopians, start walking, there's no food or water where you live!!!

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36 minutes ago, Hardcore troubadour said:

So are we supposed to root for the Saints because it's going to rain a lot? 

I hope the Bears kick their ass this year.

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45 minutes ago, fandandy said:

At what point do we tell them that they can't rebuild there?  I mean, I hate the thought of black people moving north, but still.

Just save the chefs. You can't find a good po boy anywhere else. 

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Let's see how many the corruption in Louisiana and New Orleans kills this time.

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53 minutes ago, fandandy said:

At what point do we tell them that they can't rebuild there?  I mean, I hate the thought of black people moving north, but still.

I'm getting tired of the whole 'Louisiana is in trouble again' garbage myself. They need to start taking on all responsibility for all this crap themselves. And stop asking for help if they want to stay there. 

If you are climbing a mountain and fall off once, ok, we will give you a hand. If you climb it again and fall off again, your on your own this time.

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What’s amazing about that place is there are parts of the city and the Mississippi River is above you. Just insane.You see a big wall and that’s the river behind it.

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Well thankfully a conservative is back in office so we can go back to blaming presidents for natural disasters. 

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1 hour ago, BiffTannen said:

I have been there in June and have no desire to go back. I hate most cities because they tend to be diverse, but NO is the buttwhole of America. The only positive thing I can say positive about NO is it gave us the Heineken looter which makes for easy Halloween costume - brown makeup, red plastic tub, balding jerry curl wig, 12 pack of Heiny. No need for a cooler or to use the fridge. 

Agreed..I don't get what all the hype is.  The french quarter smelled like vomit and old beer and piss.  Basically here is the store front set up...bar, adult establishment, bar, adult establishment, repeat a few times and that's the block.

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2 minutes ago, supermike80 said:

Agreed..I don't get what all the hype is.  The french quarter smelled like vomit and old beer and piss.  Basically here is the store front set up...bar, adult establishment, bar, adult establishment, repeat a few times and that's the block.

Hence, Bunnybasturds

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4 minutes ago, supermike80 said:

Agreed..I don't get what all the hype is.  The french quarter smelled like vomit and old beer and piss.  Basically here is the store front set up...bar, adult establishment, bar, adult establishment, repeat a few times and that's the block.

In fairness there a a few good restaurants mixed in, but all in all a good description.  

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2 minutes ago, Bert said:

In fairness there a a few good restaurants mixed in, but all in all a good description.  

You're right..forgot the eats.  But since I generally don't like seafood, the place doesn't stand out to me for food.

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I had to spend a lot of time there for work last year and a bit in previous years. My take on N.O. is that everyone should visit once just to see what they are not missing.

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3 minutes ago, sderk said:

I had to spend a lot of time there for work last year and a bit in previous years. My take on N.O. is that everyone should visit once just to see what they are not missing.

One time cbfalcon said NO was a more desirable place to live than Charlotte and a few other cities in the SE in an NBA thread. 😂

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51 minutes ago, supermike80 said:

You're right..forgot the eats.  But since I generally don't like seafood, the place doesn't stand out to me for food.

I love the food and like the music.  Other than that the place does nothing for me.  

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4 minutes ago, iam90sbaby said:

One time cbfalcon said NO was a more desirable place to live than Charlotte and a few other cities in the SE in an NBA thread. 😂

That is so messed up. 

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23 minutes ago, Djgb13 said:

Cali and Louisiana both seem to want handouts all the time. 

Yeah, let's all think it is a good idea to move to a city that is below sea level  and on the gulf where there are massive weather impacts to the area quite often, or move to a place and build a home in the path of consistent wild fires that have been going on forever. 

Then when we get destroyed by the earth's natural elements, we can demand help from the smarter people that live elsewhere in this country.

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Is it gonna take all their guns? I bet it wants to take all their guns.

*ding dong* Hold up guys, I’ll be back there’s someone at the door.

Yes? Obama?! You say your here to take mah guns? That’s my RAIGHT yew know! I have RAIGHTS! My RAIGHHHHTS!

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15 hours ago, tanatastic said:

Is it gonna take all their guns? I bet it wants to take all their guns.

*ding dong* Hold up guys, I’ll be back there’s someone at the door.

Yes? Obama?! You say your here to take mah guns? That’s my RAIGHT yew know! I have RAIGHTS! My RAIGHHHHTS!

Forget your ritalin?

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Has anybody put Houston on notice that there might be a bunch of displaced NOLA residents soon?

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Several years ago I was day drinking in NO. I was walking to another bar when this little colored boy ran up to me and said "yo mister, I bet you $5 I know where you got your shoes." I was half buzzed and not in the mood to be dealing with any hoodlums so I attempted to ignore him, but he persisted. I finally said, "fine, where?" Little focker says " you got them on the ground" and holds his hand out expecting payment. That is the only time I have ever told a child to go fock himself. 

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