Socialism here we come!

[Alias Detective 1,179]

Quote

A new federal rule enforced by the Biden administration will make it so that people looking to buy a home with a credit score of 680 or higher will have to pay about $40 per month more than people with worse credit when taking out a home loan of $400,000, the report said.

Cocksucking leaches!

 

https://www.newsnationnow.com/business/your-money/homebuyers-good-credit-higher-mortgage-rates/

[MDC 5,890]

Is socialism coming to the moon?

[Alias Detective 1,179]

3 minutes ago, MDC said:

Is socialism coming to the moon?

I figured a second thread may get a few of you liberals to see what a buffoon your guy is.  Oh, do you have an opinion on the topic since you avoided a thoughtful response in the other thread too?

[Alias Detective 1,179]

5 minutes ago, MDC said:

Is socialism coming to the moon?

No, Elon isn't for socialism.

[The Real timschochet 2,931]

3 threads on the same subject? A $40 increase per month? 
 

FWIW I don’t think it’s a good idea. Certainly not politically, and not functionally either. But it’s not socialism, it’s not a path to socialism, and it seems to me that the reaction is mainly conservatives looking for another reason to hate Biden (not that they haven’t manufactured enough already.) 

[Alias Detective 1,179]

4 minutes ago, The Real timschochet said:

3 threads on the same subject? A $40 increase per month? 
 

FWIW I don’t think it’s a good idea. Certainly not politically, and not functionally either. But it’s not socialism, it’s not a path to socialism, and it seems to me that the reaction is mainly conservatives looking for another reason to hate Biden (not that they haven’t manufactured enough already.) 

Fock off - I am tired of having to grind harder and harder to go focking backwards.

[thegeneral 1,409]

Got to keep those loans flowing, keep houses being bought, can’t have the banks taking too much risk!

[Ron 'Tator Salad' White 82]

630 wtf you can get a mortgage if you’re that low?

[GutterBoy 2,281]

59 minutes ago, Alias Detective said:

I figured a second thread may get a few of you liberals to see what a buffoon your guy is.  Oh, do you have an opinion on the topic since you avoided a thoughtful response in the other thread too?

So there were 2 other threads about this, but you didn't get the response you wanted, so you created a third?  

what a focking needy teenage girl you are.

[GutterBoy 2,281]

45 minutes ago, Alias Detective said:

Fock off - I am tired of having to grind harder and harder to go focking backwards.

Poor baby 

[The Real timschochet 2,931]

46 minutes ago, Alias Detective said:

Fock off - I am tired of having to grind harder and harder to go focking backwards.

I get that. But there are other issues at play as well: homelessness is terrible. We have to increase affordable housing. We’ve got to pay for it. That’s the reality. This may not be the best way to pay for it but it’s got to be paid for. 

[Hardcore troubadour 12,640]

16 minutes ago, The Real timschochet said:

I get that. But there are other issues at play as well: homelessness is terrible. We have to increase affordable housing. We’ve got to pay for it. That’s the reality. This may not be the best way to pay for it but it’s got to be paid for. 

How are the homeless going to afford anything? Give them a home and they’ll stop doing drugs and start paying bills? You think they were born homeless? 

[RLLD 3,455]

4 minutes ago, Hardcore troubadour said:

How are the homeless going to afford anything? Give them a home and they’ll stop doing drugs and start paying bills? You think they were born homeless? 

It might help a small fraction of them.  But it is a rather stupid way to deal with the problem of homelessness.  You have to fix the people first. 

[Strike 3,974]

22 minutes ago, The Real timschochet said:

I get that. But there are other issues at play as well: homelessness is terrible. We have to increase affordable housing. We’ve got to pay for it. That’s the reality. This may not be the best way to pay for it but it’s got to be paid for. 

Millions of illegals drive up the cost of housing. 

[Hardcore troubadour 12,640]

4 minutes ago, RLLD said:

It might help a small fraction of them.  But it is a rather stupid way to deal with the problem of homelessness.  You have to fix the people first. 

Mental illness is the predominant factor.  Build more looney bins. But be nice this time. Don’t hire 3 dollar an hour convicts to work in them. 

[Hardcore troubadour 12,640]

3 minutes ago, Strike said:

Millions of illegals drive up the cost of housing. 

Yes they do. Banks love it. 

[TheNewGirl 1,029]

24 minutes ago, The Real timschochet said:

I get that. But there are other issues at play as well: homelessness is terrible. We have to increase affordable housing. We’ve got to pay for it. That’s the reality. This may not be the best way to pay for it but it’s got to be paid for. 

Sorry, but increasing affordable housing isn't going to help homeless enough for it to matter, IMO. 

CA policies keep these people literally ON the streets. They can do their drugs in open air markets, they don't give a shiiite about where they are sleeping, or whatever. You allow housing to get low enough they can buy one, it doesn't matter. They are chasing highs and drugs. Get that off the streets and you might see a better improvement. Otherwise, it's a lost cause, IMO. 

And no, I don't think ALL of them do drugs. But the majority, and what you see in the major inner cities (SF, LA, Sacramento...yes). A local city council man in my city actually had a HUGE initiative to clean up some camps along the American/Sacramento Rivers. He commented on the items found there; mostly stolen good and drug paraphernalia. And that's not even inter city stuff. 

[weepaws 2,459]

40 bucks lol.  

[MDC 5,890]

3 hours ago, Alias Detective said:

I figured a second thread may get a few of you liberals to see what a buffoon your guy is.  Oh, do you have an opinion on the topic since you avoided a thoughtful response in the other thread too?

I don’t comment in lots of threads. Am I avoiding them too? 

 

[RogerDodger 797]

3 hours ago, Alias Detective said:

Fock off - I am tired of having to grind harder and harder to go focking backwards.

 

2 hours ago, GutterBoy said:

Poor baby 

It's so easy to spot the guys getting government handouts vs. the ones that actually work for a living.

[GutterBoy 2,281]

5 minutes ago, RogerDodger said:

 

It's so easy to spot the guys getting government handouts vs. the ones that actually work for a living.

You actually think I get govt handouts?

[Hardcore troubadour 12,640]

3 minutes ago, GutterBoy said:

You actually think I get govt handouts?

There are private sector handouts too. How else can someone post during the work day so much? Uncle get you your job? 

[jerryskids 5,204]

3 hours ago, The Real timschochet said:

I get that. But there are other issues at play as well: homelessness is terrible. We have to increase affordable housing. We’ve got to pay for it. That’s the reality. This may not be the best way to pay for it but it’s got to be paid for. 

You are conflating "people experiencing homelessness," which is the poor mother of 3 who just lost her job and is trying to get back on her feet,  with "homeless," which are the drug addicts with mental issues.  Most of the people without a home in the inner cities are the latter, and no amount of free or reduced housing will help them.  A small number are the former, although the MSM wants you to think they are all like that.  I'm open to discussions of how to help the single mother persona, but penalizing people who've earned good credit ratings ain't it.

[RaiderHaters Revenge 3,583]

3 hours ago, The Real timschochet said:

I get that. But there are other issues at play as well: homelessness is terrible. We have to increase affordable housing. We’ve got to pay for it. That’s the reality. This may not be the best way to pay for it but it’s got to be paid for. 

wait you think this has a damn thing to do with homelessness?

and why do WE have to pay for it, not my problem, I live in a city where its not only illegal to be homeless but also illegal to give to someone who is homeless

 

[thegeneral 1,409]

5 minutes ago, RaiderHaters Revenge said:

wait you think this has a damn thing to do with homelessness?

and why do WE have to pay for it, not my problem, I live in a city where its not only illegal to be homeless but also illegal to give to someone who is homeless

 

I am genuinely curious. How does this work?  

[RaiderHaters Revenge 3,583]

4 minutes ago, thegeneral said:

I am genuinely curious. How does this work?  

about a decade ago they started posting signs if you give to homeless you will face a 500$ fine, after about 3 years there were no homeless in the city, and never seen once since.  I am not sure what happens if a homeless is in the area, maybe they move them to the near by city, or give them a warning to move along

 

[thegeneral 1,409]

2 minutes ago, RaiderHaters Revenge said:

about a decade ago they started posting signs if you give to homeless you will face a 500$ fine, after about 3 years there were no homeless in the city, and never seen once since.  I am not sure what happens if a homeless is in the area, maybe they move them to the near by city, or give them a warning to move along

 

I mean they go somewhere but interesting I have never heard of this. 

How big is your town?

[RaiderHaters Revenge 3,583]

10 minutes ago, thegeneral said:

I mean they go somewhere but interesting I have never heard of this. 

How big is your town?

not too big but not too small.  Temecula, CA

[RogerDodger 797]

49 minutes ago, RaiderHaters Revenge said:

about a decade ago they started posting signs if you give to homeless you will face a 500$ fine, after about 3 years there were no homeless in the city, and never seen once since.  I am not sure what happens if a homeless is in the area, maybe they move them to the near by city, or give them a warning to move along

 

They move to Seattle or Portland where they can steal whatever isn't handed to them for free and where drugs are legal.  

[thegeneral 1,409]

19 minutes ago, RogerDodger said:

They move to Seattle or Portland where they can steal whatever isn't handed to them for free and where drugs are legal.  

Well they do go somewhere. Making it illegal doesn’t really do anything except in your area. 

[Alias Detective 1,179]

10 minutes ago, thegeneral said:

Well they do go somewhere. Making it illegal doesn’t really do anything except in your area. 

How many in your neighborhood?

[Strike 3,974]

9 minutes ago, thegeneral said:

Well they do go somewhere. Making it illegal doesn’t really do anything except in your area. 

Making it policy to allow them to camp wherever they want and not enforcing laws exacerbates the problem and victimizes the law abiding citizens who live in those cities/areas.

[thegeneral 1,409]

1 minute ago, Alias Detective said:

How many in your neighborhood?

Homeless people?

[thegeneral 1,409]

1 minute ago, Strike said:

Making it policy to allow them to camp wherever they want and not enforcing laws exacerbates the problem and victimizes the law abiding citizens who live in those cities/areas.

I def agree that people shouldn’t be able to camp out long term in residential areas or parks. Parking campers or cars you get a week or so then you have to move. 

[nobody 2,038]

To people scoffing at $40 a month on a 400k mortgage, so if you live in an area with high home prices, wouldn't it scale?  Where I live in California, you can't buy a port-o-potty for $400k.  So if I need a million dollar mortgage, is it cool that I have to pay an extra $100 a month?  When am I allowed to be uncomfortable that I'm paying more so someone less responsible is paying less?

I don't want people reaching into my pocket for $40 a month or a single penny.  I'm surprised so many people are cool with that.

[nobody 2,038]

I guess it makes sense.  That's how people who are bad at money think...  $40 a month doesn't matter, so who cares.  The problem is if you think like that, it's not just $40.  It's $5 here for subscription.  It's $100 a month on overpriced coffee.  It's another $80 for a gym membership you never use.  

People who have good credit understand, you need to plug those leaks.  that's why they have good credit.  People with bad credit say, "who cares about $40 a month."

[RaiderHaters Revenge 3,583]

23 minutes ago, thegeneral said:

Well they do go somewhere. Making it illegal doesn’t really do anything except in your area. 

yes it sends them to libtard cities problem solved, I can avoid them.  You want them here, you take them, you want illegals, you want "asylum seekers" you take them, you want refugees, you take them

I want none, my town is amazing

[The Real timschochet 2,931]

I actually agree with many of the comments made in this thread about the homeless. If there is any issue in which I often take a conservative position it might be that one. Yes many homeless are on drugs. Yes the California laws are too loose. Beyond that I have no specific ideas. As I wrote in the other thread, I oppose solutions that are too authoritarian. There has to be a reasonable middle ground. 
 

Regarding @Strike‘s comment that illegal immigrants drive up the price of housing, that can’t be denied. Illegal or legal, the more immigrants we have make the demand for housing increase. But ultimately the number of immigrants we take in, legally or illegally, is always dependent on the number of jobs available for them. So I don’t mind if demand for housing increases for reasons of immigration, because that means that overall the economy is booming. If you ever see immigration decrease, especially illegal immigration, you will know that we are suffering. 

[The Real timschochet 2,931]

8 minutes ago, nobody said:

I don't want people reaching into my pocket for $40 a month or a single penny.  I'm surprised so many people are cool with that.

I don’t want my money going for an investigation of Hunter Biden. I wasn’t fond of paying for the war in Iraq either. 

[thegeneral 1,409]

1 minute ago, nobody said:

I guess it makes sense.  That's how people who are bad at money think...  $40 a month doesn't matter, so who cares.  The problem is if you think like that, it's not just $40.  It's $5 here for subscription.  It's $100 a month on overpriced coffee.  It's another $80 for a gym membership you never use.  

People who have good credit understand, you need to plug those leaks.  that's why they have good credit.  People with bad credit say, "who cares about $40 a month."

I don’t think this is necessarily this issue with the a 40 charge. It is to what end this is being used and if it is a good long term investment - like any levy or fee gets added on. 

TBH I haven’t really read this thing but I don’t dismiss it out of hand because it is some government thing so therefore it is stealing or automatically a bad thing.