Juggernauts

Acreed. My kid is into the new one, Superman Returns...better effects, but doesn't have the same charm.

I just tried doing this for the first time and it said "you've used your quota of positive votes". What the hell? It was my first time. I don't even know what the hell it does.

Oh my God! Oh my God! Oh my God! Mike responded to one of my posts!!!! All hail da'fuhner! Roger will co.

That's a pretty cool new feature. Now I can just click on that to determine if a thread is worth opening or if it's another lame ass one like this one.

Yep! LOL!

Acreed.

Getting paid to golf in a golf outting for work.

Plenty of beer, but no hookers. It ended up being a Shamble and not a Scramble. I've never golfed IN a Shamble, but my golf game usually IS a shamble so I felt right at home.

I'd load up a few small boats full of explosive and drive them into offshore oil rigs. What's there to stop them? Do you think the US Coast Guard and Navy can patrol the entire ocean to keep them from getting close? I don't.

I fully plan on moving within 2-3 years, currently owe about 91% of my current house value. My interst rate is 5.25% on a 30 year mortgage. I have excellent credit scores (mid 700's). I got a call from a bank yesterday asking me to refinance. I explained I'm not interesetd in paying the $2,500 closing costs to gain a couple decimal point deduction in my interest rate (assuming I'd get a 4.99% new rate on a 30 year mortgage.) because I'll be moving in a couple of years. The lady said she was calling about an adjustable rate program where I could get 3.99% for 5 years and would probably save me about $100 a month on my current payment. She also said there is a flat rate fee of $250 which I think sounds too good to be true. I've confirmed with her twice that the only costs is $250 and they're not just rolling the other $2,250 into the mortgage. I know ARM loans have been a target in the media as a reason for the huge foreclosures and all that, but if I'm planning on moving in 2-3 years anyway, it makes sense to me to do it. Anyone out there with more experience in the mortgage business with any thoughts on advice or questions I should be sure to ask.

Natural Light. My buddies in college drank it because it was so cheap. We once found a case for $5.00....a CASE....24 cans! I could never make myself drink it. I'd usually buy Busch Light or MGD.

Grimbergen Double Ale.

I figure I'll try "negotiating" to 3.99%. That can't hurt especially in the local paper on Sunday, there are similar banks offering 3.65%. Of course if there IS a $2,500 fee she's trying to put past me THEN I'll tell them to go FOCK themselves!!!

Okay...I have 2 updates: 1.) When they ran the numbers, because I currently owe about 91% of the current value of my house, I only qualify for a rate of 4.99%. The lady asked the people above her since our credit is good (755) if they would be willing to make an exception for us and give us the 3.99% rate and they CHOSE not to. When refinancing I'd save about $75 a month mostly because it's based on a 30 year term and instead of having only 22 years to pay off the house, I'd be back to 30. 2.) I received a copy of the Good Faith Estimate and on it, the rate was 5.49% and there WAS a fee of over $2,500. I think what I'm going to do is tell them since they are asking me to take on a risk that in 5 years I can't sell my house and then get stuck with an increased interest rate, it's not currently worth it to me to refinance for only a .25% decrease in my current rate. They apprently CAN give me 3.99% if they want to, but since they chose no to, I choose NOT to refinance. If they give me the 3.99% then I'd reconsider. My guess is they won't give me 3.99%, but if they do, then I'll ask why if closing costs are supposed to be a flat rate fee of $250 why the GFE said it was over $2,500.

Excellent advice. Thanks you.

So I tucked my hair up under my hat and I went in to ask him why?

He may not be racist, but he is a complete idiot.

I'll be moving in 2-3 years, NOT because of my job but because my family is growing and we need more room. Our house is a great young family home, but as the kids get older there just isn't enough room. So, regardless of my job (unless of course I lose it) I'll be moving.

My concern as well, but I guess I'm relatively optimistic that I'll be able to sell my house in 5 years. I've put a lot of work into it with new energy efficient windows, furnace, central air, plus other updgrades, that a lot of houses (at least in my neighborhood) don't currently have.

Is it still basketball season?

Seriously! I'm at work here, trying NOT to get fired. Having this b!tch come BLARING through my speakers isn't going to help my cause!

Chuck The Middle Modern Family Lie to Me Hells Kitchen That's it unless one of the new shows intrigues me. Don't know anything about the new ones, so I don't know.

Soak the corn with husk on for an hour in water. Cook with the husk on then carefully pull back husk and tie together at bottom. Remove silk. Then baste with garlic butter. Remove from grill and squeeze a little fresh lime juice on it. Delicious!

So let me get this straight...Viagara can help men have sex AND make it so they can't listen to their women b!tch? I gotta get me a prescription! http://pagingdrgupta.blogs.cnn.com/2010/05...ng-loss/?hpt=C2

Too late.