The Psychic Observer

Not sure where you live, if it's cold there or not. Could be a squirrel, but squirrels don't like to live in attics. Could be mice or rats. Could also be a bird or birds on the roof or in the gutters which can sound like they are on the ceiling sometimes. If you went up there and didn't see anything alarming then maybe wait it out. You would have to call pest control. Be alert for scams. A pest control person would charge around $100 to look around, and even if they don't find something they will likely suggest trap setting and a complete critter proof package for several hundred dollars which is probably unnecessary. As a new homeowner you have to be alert for people looking to scam you. Like the duct cleaning, it's a complete waste of money unless you're suffering from allergies or asthma in the house.

Well this thread really went down the drain. Couple of insecure toddlers in here now.

Beer and fish sauce

Why is it not the same thing? Neither should be president in their advanced age, agree?

I'm fairly confident his managers at Accenture made more than him. Depends on tenure but usually managers will make more than analysts, directors make more than managers, and up the chain. But that wasn't the point as I explained earlier.

I made the point that 9 times out of 10, the apartment owner is making some money off his rental. The nut for the apartment will be fully covered by the tenants rent if they know what they are doing, and then he makes a profit on top. Same with consultants. Accenture billed out seafoam1 at a higher rate than they paid him, maybe even 2x.

They're not gonna pay a consultant more than they bill the customer. Unless it's some body shop and they're trying to get business. Accenture doesn't keep you around for 20 years if you're not making them money.

What was your bill rate and what did Accenture pay you?

No a consultant almost never makes more than their employer. Why would someone pay a contractor $200/hr and then only bill them out for $180/hr? There is always a mark up unless there is some weird circumstance. Seafoam1 worked for Accenture so his bill rate was much higher than his salary. Accenture isn't stupid.

I can understand renting being that you're unemployed and might need to move to find a new job. Market is hot.

girlfriend? Well now we know this is all a ruse.

Of course they do. I know this, and that's another good example. I would never argue it's more financially sound to be in my position than to be in my boss's position, or the CEO's position. Same way you can't argue that it's more financially sound for you as the renter than the owner you makes money off you.

Hi @seafoam1, can I ask you something? Do you think the owner of your apartment is making money by owning this apartment and charging you rent for it?

Every situation is unique but for pure financial reasons, 9/10 it is more financially sound long term to buy vs rent. This is why residential real estate investors 9/10 make money.

If you read the article, his first and second best investment are his and his wife's wedding rings.

Watching this Stefanick woman is so cringy, from her fake outrage of the ivy league to her shilling for her dictator

Clown show

You're right I haven't. What's going on?

I will say this. Clearly Biden and Trump are both suffering from age related dementia. They are both old. The difference for me is that Biden is more of a feeble old man that mumbles and forgets stuff, understands his problems and is generally harmless. Trump doesn't know what he's saying but thinks he knows what he's saying and thinks he's the smartest guy in the room. That's dangerous.

I still can't believe he said this Debank? They're trying to debank you? We're gonna debank you? What on earth?

You're gonna have to prove that.

It's a good thing Republicans never engage in Pay to Play or kickbacks or corruption.

I understood what you said and why you said it.

I saw his posts and his numbers and they are roughly the same as what I posted, which show Trump added more to the debt in both raw numbers and percentages than Biden has and continues to. In Baker Boy's post you can even see the GDP to debt ratio has decreased since Biden took office. I'll stand by my claim that Biden has been more debt friendly than Trump and have the data behind me to do so.