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Everything posted by Mark Davis
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At the very least the penny and nickel should become obsolete. If paying in cash, just round it up.
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Our post office in my zip has had numerous investigations due to checks being removed from envelopes, "washed", and then fraudulently deposited after the theft. We've had local employees arrested on more than one occasion. We get mail that is delayed weeks, in a few occasions months. Everyone here knows using our post office has its risks. This isn't a rural area, likely one of the more affluent zips in the state. Yet they've had to move the dropboxes inside the building because of the outdoor boxes constantly being broken into in order to get their hands on checks and identifying documents. Perhaps it can be fixed by reform, but in the modern world and with the mess that the government is it's much more likely to be run better by a private company. The mail itself is going the way of the old big box stores though thanks to technology and the internet.
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Not to throw water on a hyperbolic tweet, but who would want to buy Medicaid? This isn't even rational
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Well I'd ask which is it then. He is either doing bad things in the view from the left, by deporting more illegal immigrants than Biden, or he's deporting fewer and therefore is in their argument a fraud. There is no coherent argument to make in tandem because to claim both can't be reality. In my opinion the numbers say that the truth is that he has deported less per day than Biden so far, but has significantly curtailed illegal entries to a trickle, therefore reducing the numbers of deportations needed to reduce the net numbers of illegal immigrants in the country. I'd also further say if one wants to make it about race, he's actually focusing on the criminal element rather than random selections to this point. That would tell me it isn't at all about race but trying to eliminate the violent elements. The argument that innocents are getting swept up in these raids are largely people who are living in the same households with these folks, so it's a necessary situation. That's not to say ICE won't expand these operations in the future, but the numbers now are what they are.
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This thread is schizophrenic. Depending on the moment, Trump is either deporting fewer people than Biden or his deportations are an example of how he's the most racist and unfit President in our history.
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We actually had an old :e: roto league one year I played in. I think it was $100 entry.
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I miss the old live draft days as well. I used to be in an auction league with 7 keepers. Auction day was always the best. Whoever won the league the prior year bought the pizza and drinks and made an afternoon of it.
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You need daily lineups to stop the two start pitcher stuff. If it’s points based and not roto just have a 6 or 7 start limit from the SP. Players take so many off days in the modern era it’s hard to navigate fantasy baseball without daily lineups.
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Unless I'm understanding what is happening incorrectly, aren't a lot of these items being identified already paid for? So we can cut the funding, save it going forward, but short of some appropriations that are left over what would we get back? We are so woefully in the hole I think the better use is to cut the deficit going forward and continue to work toward reducing more costs.
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LIBERATION DAY: USA and China agree to a 90 day pause on most new tariffs
Mark Davis replied to The Real timschochet's topic in The Geek Club
You have to do what you think is right. If you honestly believe that, you should pull money off the table. It's not like you're selling at a discount right now if you did, the market is still running near all time highs. It's been my experience that the hardest thing to do is hold strong and put more money to work when things look bleak. But my worst feelings about markets were never from a political leaning or even a particular policy outlook, it was about the day to day drubbing the market administered. I mean to be honest, I felt like Covid would hurt the housing market and my rentals but I got an opportunity in 2021 to buy a house that I just felt like I had to take. I figured I'd get under water awhile but end up fine based on the economics, location, etc. That thing hasn't been behind a day since I closed on it. When it comes to stocks, there have only been a couple times I remember in my lifetime it got really that kind of feeling and I'm 50. In 2008 it seemed like we were going down every day. The SP500 lost 38.49% that year. I had just gotten married, buying a larger house. The housing crisis was going on, my wife and I both had homes to sell. In hindsight, the right move would have been to not sell depressed assets but keep those as rentals. It's easy to say now when I'm established and have the funds but those times caused me to raise cash and play it more safe and I regret that. You don't get do overs in the financial world and I learned a lesson. In 2020 during Covid I didn't see the V shaped market recovery some did. While I held strong, I didn't put the capital to work I should have to take full advantage. So definitely not a poor performance, but when panic hits the market, assets get cheap and I didn't buy what I should have in volume. Again, did well investing and holding, but the "safe" money I had on the sideline I was waiting to deploy more and waited too long. I kept waiting for that lower price the next day and eventually those days quit coming. Those two markets were uniquely bad. It would take a prolonged period of economic pain to cause anything similar now. I can't say there won't be another, but you may only see 2-3 markets like that in a lifetime that present both those kinds of challenges and therefore opportunities. If December 31, 2040 the SP 500 is going to end up at the same point regardless, we are better off with dips to buy cheaper along the way. Kind of my point and belief is I didn't like a lot of Biden's policies anymore than you like Trump's. But I think to see anything like either of those conditions I outlined it's going to take a global event, something on a much larger scale. To trade on domestic policy short term is dangerous sledding. -
LIBERATION DAY: USA and China agree to a 90 day pause on most new tariffs
Mark Davis replied to The Real timschochet's topic in The Geek Club
We are down 0.63% on the S&P today. If this causes you to clinch your buttocks you don't belong in the market. The bank down the road has a nice CD you can buy and sleep at night. -
It's changed for me over the years. I used to get an advantage by running all kinds of spreadsheets for my drafts. But now so much is readily available online and customizable for whatever your scoring is, daily management is the only way to try and gain an advantage. Back when I first started, leagues were only Friday-Sunday and you set one lineup. Then it got to weekly lineups. But later on with online management options the daily lineup leagues now are the norm. It just requires a lot more management than the old set it and forget it days where if you were strong enough at the draft, you could almost win your league outright, or at least have the top scoring team locked up from the rip.
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Gunnar Henderson if it's a draft and hold league IMO.
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Not for my taste on either. I could be fine with a tattoo I guess depending on size and where. But honestly I think a lot of this is function of age. The older the guy, the less likely they are ok with it. I don’t think it phases the younger guys much.
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Circuit court puts final nail in the coffin for Biden's $500M student loan forgiveness plan
Mark Davis replied to seafoam1's topic in The Geek Club
Amen to this -
Let's Talk About Old Maids That Are Left
Mark Davis replied to EternalShinyAndChrome's topic in The Geek Club
Another example of Trump creating demand in the economy. This time it’s for mental health professionals. -
The part that is always omitted is assimilation. When people romanticize immigration, that story starts with a dream but also involves the immigrants assimilating to their new country, western culture. That doesn't mean they give up their religion, but they embrace what it is about that culture that made that land more desirable from the one they came from. What Europe is finding is that they have too many who don't want to embrace the western culture and it's detrimental to their long term stability. That's just reality and they have a finite amount of time to correct the issue.
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Kaitlan Collins just showed us who she really is
Mark Davis replied to Patented Phil's topic in The Geek Club
She was an Alpha Phi at Alabama. They are far from your standard left wing group. If anyone recalls the outcry over the Alabama sorority with all white girls blowing bubbles, in bikinis etc. that had everyone outraged because they were white, fit, pretty, etc. that was Alpha Phi. She had a tweet during her college days that said "Idk if I wanna room with a lesbian". I'm not hating on her, she's made a lot of money off this whole thing, but she's not what she portrays on air. -
American Flu or Kung Flu?
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I find it hard to not see trans as mental illness...
Mark Davis replied to Fireballer's topic in The Geek Club
No, and it's quite dangerous and damaging to their future. They are preying on those with mental weakness or those whose parents have often groomed them into this belief. I don't use that term loosely, but I feel it's appropriate. That's why this kooky idea is a step too far beyond the left vs right arguments. It's amazing how far we've devolved on some of these issues. The right isn't perfect by any means, but this kind of stuff is why Trump won. The majority of the American people view this as a kooky argument. Even a good many of those who voted for Harris feel that way. It's a 75/25 or 80/20 issue. -
I'd settle for a flat tax and stopping all the carve outs. It might force some of my colleagues to hit the unemployment line, or find other consulting sources, but our tax code is pretty horrendous.
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DOGE discovers the Biden-Mayorkas illegal migration funding machine
Mark Davis replied to jbycho's topic in The Geek Club
It was all I could do even as a former CPA to not stand and cheer. -
I find it hard to not see trans as mental illness...
Mark Davis replied to Fireballer's topic in The Geek Club
What would a DNA test on a sample from a trans person tell you about their sex? We both know the answer but that’s the point. You’re asking me to believe an opinion and I’m choosing to believe what science tells us. I used the chromosome argument, I can use DNA as a substantive case, there is nothing other than someone’s feeling to counter it. -
I find it hard to not see trans as mental illness...
Mark Davis replied to Fireballer's topic in The Geek Club
Again, unless chromosomes and what we’ve long known about sexes to be true somehow has unraveled, you’re making a statement that is false. I haven’t stated anything that isn’t scientifically factual to make my case. You’re bringing feelings and beliefs in to justify your position. Someone’s feelings or beliefs aren’t facts. -
I find it hard to not see trans as mental illness...
Mark Davis replied to Fireballer's topic in The Geek Club
You’re reaching here IMO. The more appropriate analogy to this story would be scientifically I would advocate that the water would help things grow because it’s based in fact. Your argument is more the religious or spiritual belief that just because you want to believe something it should therefore be considered correct. If you have xx chromosomes and female reproductive parts you’re a girl. If you have xy chromosomes and male reproductive organs you’re a boy. I realize there are some specific cases of shades in the middle. But for the majority of people they fall directly into one of these two categories. You’re asking for someone’s belief to trump (yes I realize the irony) what biologically they factually are. In this case I submit to you that it is you taking the side of religion and feeling versus one of objective and scientific fact.