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lennie75

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Everything posted by lennie75

  1. lennie75

    Flex: Douglas, K.Allen, M.Bryant

    I'm in same boat. Rolling w Douglas
  2. Mo cried is highest upside. West and Fleener are more stable. I'd go moncrief
  3. lennie75

    Need flex help! Julio out. Whir!

    Similar to my situation. I'm leaning Douglas
  4. lennie75

    WR Help

    Need to start 3. I am leaning towards Maclin, Stevie Johnson and Mike Williams. I just hate sitting Fitz and then having him finally go off against a crappy Carolina team. Thoughts???
  5. lennie75

    Tonight Dallas showed it is a contender.

    We are not a contender until we get a new kciker. There are high school kickers we could pick up to be better.
  6. lennie75

    Ryan Moats going forward...

    Buffalo has THE worst run defense in the league. Kubiak took an easy way to make an impression on his young back. Slaton is the man and give the Texans their ONLY viable RB against any defense not named the Bills. Going forward I wouldn't want any of these RBs on my team but I definately wouldn't have high expectations for Moats. But of course if you need RB depth it would be dumb not to pick up Moats.
  7. lennie75

    Post your 6-0 Team

    Kurt Warner Ray Rice MJD C. Taylor R. Bush M. Lynch Boldin OchoCinco Driver Cooley Akers Minnesota
  8. lennie75

    Another "FF Ethics" Thread

    Don't see anything wrong with that. No different than trading.
  9. lennie75

    Grossman "unprepared"?

    Grossman was unprepared for the Packers?? Come on now. You are a QB who is about to lose his starting gig You have struggled all year Your team is about to start the playoffs.... And you just don't feel like preparing. Is this an excuse or is he just that dumb....please Chicago kick Tank off the team and bench Grossman!! I don't know if I have ever seen two more obvious things a team needs to do...except for the Bengals...they also have few lockers to clear!!! Link http://sports.espn.go.com/nfl/news/story?id=2720086
  10. lennie75

    Brandon Jacobs walking without limp!

    It is more impressive that Fitty Cents doesn't walk with a limp!!!
  11. lennie75

    Yahoo Standings

    Why does everyone hate on yahoo. It is free and has very few problems. I have only had one problem since I started playing and that was the whole Colston at WR/TE thing. But, I understand why they didn't switch it back because it wasn't fair to players who drafted him as a TE. Sure it's not great. But, it is free and fairly bug free.
  12. lennie75

    Ronald Curry

    I realized you said per Capita. ACtually Florida is almost 3 times as big as Virginia..and has probably 10 x's the athletes. While I agree Virginia has some good ones. It does not even compare...of course this is just an opinion. So, I won't argue too much. I'll put it to you this way. Every college in every sport in every state has Florida as an area it recruits out of....the same can not be said about Virginia. Again, just my opinion....But, as a Carolina Fan I support Curry and think he will do well if stays healthy!!!!
  13. lennie75

    Ronald Curry

    Isn't Florida still one of the 50 states. Just wondering?
  14. lennie75

    Losing respect for Tiki everyday

    So, Tiki must be the weakest player on the Giants...because he had to take his ball home and cry about it. What a loser..
  15. lennie75

    Straight from the Realtor's Mouth

    I feel sorry for you guys!!!
  16. lennie75

    Straight from the Realtor's Mouth

    I think I said 20 year period...but way to pick a 8 yer period. You are a douche...end of story.
  17. lennie75

    So last night i was hangin out with a Marine..

    I'm not saying you are lying or anything but I live near a Marine base...and that is not the consensus at all. Sure some don't like everything...but they perfer him 100% when compared with anyone from the Dems.
  18. lennie75

    Straight from the Realtor's Mouth

    Listen I won't argue with you. You are wrong...end of story. There probably isn't one piece of property in the entire United States that hasn't gone up in value in a 20 year periodl It doesn't matter how nice yhour apartment is. The point is renting is never the answer...and I mean never...except for shnort term situations. End of story....you can bring up pool chemicals and lawn serviceds all yhou want. But the fact is that cost is included in your apartment cost. And if yhou want ot compare having yhour own pool to sharing with a bunch of lushes peeing in your olympic pool..then fine. Point is...if yhou compare apples to apples...something you have not learned to do...owning is better. hell...usually purchasing a car is more financially sound than leasing...and they depreciate like crazy. I am not going to answer your crap anymore...you are wrong...anyone with intelligence can see that.!!!! In addition...rent payments increase by an average of 5% per year...oops you didn't mentino that. So, actually after 3 years the rent payment is over the mortgage....genius I tell you ...pure genius. Here is a nice calculator for you!! http://www.ginniemae.gov/rent_vs_buy/rent_...sp?section=YPTH
  19. lennie75

    Straight from the Realtor's Mouth

    AGain..you sir are an idiot. Wait you are the one...okay make that 2nd person to say that renting is a better investment than buyhing a house in the entire world. Sure...yhou are right. Your whole blabble made no sense. You were creating expenses that don't exist. Sure you have to pay taxes...once again tax deductible. 6% closing cost...what crazy ass loans have you looked at. Most conventional lenders only charge 1%...then you may have another couple hundred which will include the attorney and title insurance. Did you really bring up fertilize and weed killer as an expense...you were having trouble coming up with ideas!!! And a pool...yeah...lets compare a house with a pool with expenses of some ratty apartment...way to compare!!! To compare a house to being similar to buying a car...you are a total tool!!! You just keep on dreaming. Oh yeah...the down payment would accrue at the same rate of the house...it doesn't magically disappear. heat and A/C for unsued rooms. ...what the hell are you talking about. How about heat and A/C for some piece of crap apartment that doesn't even come up to code. Upgrades...you are going to pentalize peoiple for wanting better things. So, if you live in a house and add a deck it is a bad investment...but if you rent and buy a big screen it is all good. What a moron!!! Maintenance, water, taxes...all indirectly included in the rent...please pay attention!!!! A house that was bought for $100k 20 years ago would be worth around $750k-$1 million....again please keep up. To conclude...there is nothing wrong with renting. But, don't try to say it is a better investment...and again...you have to compare like ideals. You can't compare a house with a pool and 10 acres to your crappy ass Mr. Miagi apartment.
  20. lennie75

    Straight from the Realtor's Mouth

    bla bla bla...nope. Try again. Again...you can't compare a $2500/month mortgage w/ a $1500/month mortage...in most of America it does not work like that. In most regions it will cost more to rent a similar type abode as it would to purchase. End of story.
  21. lennie75

    Straight from the Realtor's Mouth

    granted...if you are only going to be ina house for 1 year...that is obvious. But that was not the conversation.
  22. lennie75

    Straight from the Realtor's Mouth

    You can't talk to RLLD...he has no clue. Anybody will tell you that it is ALWAYS better to purchase a home rather than rent. Unless of course you can't afford to do so. His whole theory is falsely based on the premise that purchasing a house is similar to purchasing a car. You immediatley lose value after the purchase. And of course this is not the case. he is also basing his theory on renting a much smaller place compared to what you own. He keeps saying paying a mortgage of $2500 or rent of $1500. I don't know about you...but in order to rent a comperable house you usually pay about 25% more. So, to compare apples to apples you must say that you are paying $1500 in a mortgage or rent not more for the house and less for the apartment. That is just stupid. I pay 1000/month in a mortgage payment...in order to rent the same house I would pay anywhere from $1500-$2000/month. On the contrary an apartment that cost $1000 to rent a month. I could buy a similar house/townhome and the mortgae would be around $700/month. You sir...once again....are an idiot. And again...anyone that compares buildign equity and at the same time creating a tax write off to a "free loan" to the goberment...obviously shouldn't be allowed in the discussion. Here is the arguement...you can own a house for 30 years or rent for 30 years. Guess what...after 30 years you have created a $200k asset or so....plus got to write off about $200k interest. And guess what the renter gets....nothing. Absolutely nothing.
  23. lennie75

    Straight from the Realtor's Mouth

    You sir are a complete idiot. Who cares about the national market if the region you live in is good. Secondly, not many people are actually losing equity...pay attention. And of the few who are losing equity...it is because they gained so much equity in the prior years. You also know nothing of market signs....so you go on living in an apartment and not getting any tax advantages or ownership or any gains in equity. You obvioulsy know nothing about anything....and are actually quite laughable!!! Where is the interest-loan you talk about??? YOu go on paying taxes on your "respectable rate of return" while I write off my rate of return!!! I have heard about appraisers and realtors working together. But, this is a minute percentage!!! The cycle we are going through is not because of this. I didn't hear people complaining when they made 50% in 2 years...so stop complaining now. Again...most markets are actually still rising above inflation.
  24. lennie75

    Straight from the Realtor's Mouth

    Upside down loans don't kill anyone....realtors dont' kill anyone...lenders don't kill anyone. The housing market doesn't keep you from being foreclosed on. Something else had to change. LIke being unable to cut expenses....or consolidating your old loans then running them right back up...or losing a job. That has nothing to do with the market. Sure maybe you get into trouble and can't sell your house. But, the real reason is an inability to manage expenses/debt and/or a financial downturn (cut wages or job loss). Again, not the bank, lender, or realtors fault. An agent does't jack up the price, and agent doesn't get paid fees...you know nothing on the subject!!! It is ultimately the buyers responsibility to evaluate teh house they are buying!!! Get an appraisal...look at othe similar properties...look at tax values. For crying out loud...people need to own up to their stupidity. Ciorrect...there is a huge difference between correction and a collapse. People need to calm down!!!
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