nobody

My 401k is in an s&p index fund with the lowest expense ratio I can find. I found that these hedge funds can't beat the market consistently over time so I just try to minimize fees. My non-retirement stock account and IRA are currently primarily in AAPL, unh, visa, adbe, jpm, I have a little bit of TSLA and I just bought a little bit of vz now that the dividend is over 7% and interest rates are leveling off, and I sell call options against.* *Note this is in no way to be construed as investment advice in any way. Why does this matter at all?

Wait. When you stupidly misunderstood what average means you said 40x your net worth was $100M. Now it's "nearly $2M" Do you ever tell the truth about anything?

Well, in his case it 100% makes more sense to rent. It's not going to take long for people to figure out he's an idiot. The typical manager is going to try to ship you off and make you someone else's problem, so he needs to stay nimble. By year 3, he's certainly going to have worn out his welcome, so he can't own a house and limit his job search options.

Imagine hiring Accenture as consultants to help solve some issues you're having and in walks seafoam. No wonder he had to move so much.

I think it's a very good bet that your apartment would be considered shìtty compared to the house in your neighborhood you are using to compare if your rent is less than then the property tax they pay. And the more you refuse to acknowledge the differences between your apartment and the house you're comparing, the more I think it's true. Not that I expect you to understand relativism.

So when I specifically say that I rent, you take that to mean the exact opposite of what I wrote because I didn't provide details? You really are a dumb ass, dude.

English, motherfūcker, can you read it?

I think it could happen. Sometimes, they just bill it the customer.

Yeah, I'm sure everyone is beating down the door of a mid-60's retired consultant. "At least 20 offers" Make your lies more believable.

Literally none of what I asked is in this thread.

The funny part is that wasn't even the genesis of this discussion. Yes, of course, in some cases it makes sense to rent. In others, it may not. What started the whole thing was that seafoam was inferring that people who buy houses don't get it and he cracked the code all the while his comments are dripping with confrontation. Then when I said he thinks people who buy houses are stupid, he got butt hurt as is his wont claiming he never said buying a house was dumb, but what he doesn't get is his tone and tenor belie his thinking just like a woman who tells you they're "fine" as they huff and puff and slam cabinet doors.

Okay. How big is your apartment? How big is the lot and house for the property taxes you compared it to. What were the amenities on the house vs your apartment. How big is your complex? Are you in on the first floor or higher? I'm sure you won't answer, but since you don't want people making inferences from your BS posts, I figured I'd ask.

Jesus, you really are dumb. The implication of you assertion that your rent is less than property tax is that your landlord is losing money by renting your apartment to you. We all know that's not the case except you apparently. That's how we all know your full of shìt, and that's how I know the only way your dumb assertion makes sense is if you're comparing your 1200 sqft apartment to a 2000 sqft single family residence. You just get dumber and dumber.

You don't even see how dumb that assertion by you is. You live in an apartment. The house that your comparing to very probably has more square footage, more land, a laundry room, yard space a private garage, etc. They're getting more than you, dummy. Or do you think your landlord is losing money renting to you? It's just so, so dumb.

You know I am, but what are you? Good one.

Must ignorant people don't care that they're ignorant.

LOL... If you only knew. You never will since you enjoy having your head up your ass, but if you did. By the way, I rent, dummy.

Half of what you wrote doesn't make sense based on what I wrote. Actually most of it.

You said you've looked around your neighborhood and you pay less in rent then some of your neighbor's property taxes dope slap.

In deed. The piece I think people are missing is that you're leveraging that down payment 4:1 if you put 20% down. So yeah, the housing market might go up 5% in a year, but that translates to a 25% gain on your investment. Of course that's offset by borrowing costs, but obviously that won't overtake that leverage amount.

So seafoam is doubly stupid. That certainly tracks.

In conclusion, it was smart to try and lean on people smarter than yourself for opinions since you aren't capable of doing it yourself, but you took them out of context and misappropriated them in many cases.

Ramsey... Yes, it's up to the person to rent or buy. We already know that. In your case I'm 100% sure it's better to rent than buy. That way when your neighbors figure out what a jackass you are, you can just move.

Wede ... Nothing new here. You may want to diversify. Sure. He also points to a single year as an example of stock outpacing real estate. That's immaterial. This is the weakest one so far. All it says is it's not that big of a deal which is right in some cases.

Bogle... The key point is "comparable place" You're renting some shìtty apartment and comparing that to property taxes and maintenance of houses in your neighborhood. Those aren't comparable. You get more quality from a single family residence than you get from an apartment of similar rent to mortgage in both square footage and just overall quality of living.