nobody

In deed. The piece I think people are missing is that you're leveraging that down payment 4:1 if you put 20% down. So yeah, the housing market might go up 5% in a year, but that translates to a 25% gain on your investment. Of course that's offset by borrowing costs, but obviously that won't overtake that leverage amount.

So seafoam is doubly stupid. That certainly tracks.

In conclusion, it was smart to try and lean on people smarter than yourself for opinions since you aren't capable of doing it yourself, but you took them out of context and misappropriated them in many cases.

Ramsey... Yes, it's up to the person to rent or buy. We already know that. In your case I'm 100% sure it's better to rent than buy. That way when your neighbors figure out what a jackass you are, you can just move.

Wede ... Nothing new here. You may want to diversify. Sure. He also points to a single year as an example of stock outpacing real estate. That's immaterial. This is the weakest one so far. All it says is it's not that big of a deal which is right in some cases.

Bogle... The key point is "comparable place" You're renting some shìtty apartment and comparing that to property taxes and maintenance of houses in your neighborhood. Those aren't comparable. You get more quality from a single family residence than you get from an apartment of similar rent to mortgage in both square footage and just overall quality of living.

Buffet... Third best investment he ever made. Keep in mind this man has made billions and billions of dollars and routinely shafts companies in sweetheart deals when he buys corporate bonds and stock. And his house was still the third best investment. Also keep in mind, he's likely just looking solely at ROI and not factoring in no matter what, he'd still have to pay for somewhere to live. He once said that if only had to invest 500k a year, he'd make 50% return per year. You wouldn't make 50% per year. And before I have to hear how much someone made in any one year, please go look up what per year means.

New york giants New York Jets New York yankees New York mets

Tha is for the thread. It was really getting unwieldy being all contained in the net worth thread.

2:1 his response is something like, "I am dominating you" " I know you are but what am I" is his go-to move when people point out how retarded he is.

I have no idea who that is. Is he fat or something? Flamboyantly gay? Super ugly? All three? Just trying to figure out what the insult is here? You should go with the ugly angle. My face looks deformed like one of those melting clock paintings by Salvador Dali.

Lol, that's a great point. They all look like they just got done with their physical fitness tests. They're even have the haircuts. We all know what real maga guys look like. They're the guys with beards and rifles that hung out at one of the State capitals.

I guess when people hate you everywhere you go, you have to move alot.

White liberals would never do janitorial or sewage work. That's actual work.

"future unclear" Seems pretty clear to me.

This is similar to the Cambridge analytics scandal. You can profile people's political leanings by analyzing their spending patterns. It's how Facebook targets ads. It's a similar concept. If known maga guy buys on average 3 firearms and x amount of ammo and a bible, you can look for people with that spending profile to classify other likely maga guys. The question though is why would they do this? I'm not sure the correlation between maga/Trump and terrorism is all that strong. I mean even if you want to classify J6 in the most extreme way possible, is it worth allowing our government to surveil folks that have different political leanings as a proportionate response?

I don't think he gets it. You give the government free reign to start bucketing people this way, it's only a matter of time before they abuse that power. The first level thinker, says, "I have nothing to hide!" The multi-level thinker asks, "how can this be abused in the future if we allow it?" I noticed most liberals seem to be first level thinkers.

You may want to consider buying some wnba tickets or something to be safe.

I don't know if you're doing it on purpose, but this little exchange brought back some memories. I grew up in New Orleans, and a popular way to deal with police or courts or anyone they argue with really was what we called the ignant defense. The way it works is you just keep saying the most stubbornly ignorant things possible that don't really make sense over and over until the person you're talking to is just like "why am I doing this?" You executed it to perfection. Thanks for the nostalgia.

Obviously. Hopefully, I'll be tough enough to act tough on the internet one day.

So triggered

Settle down, utiliti99.

Okay craftsman

It still worked. If he didn't get jabbed, he would've died from covid even worse.

Seafoam thinks buying a house is stupid, so he's probably just butthurt that peenie's net worth is higher than his.