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thegeneral

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Everything posted by thegeneral

  1. thegeneral

    Geriatric Joe’s State of Union Address

    If you put say Nikki Haley in those polls Biden gets rolled by like double digits. For example
  2. thegeneral

    [** Official President Joe Biden Thread **]

    Ken Buck Tea Party OG has had enough he’s quitting. Doesn’t want to “ lie on behalf of my presidential candidate or on behalf of my party” any more.
  3. thegeneral

    Geriatric Joe’s State of Union Address

    He’s getting the only guy he can beat. I’d put Trump as a slight favorite.
  4. thegeneral

    Geriatric Joe’s State of Union Address

    He can borrow some of Don’s speed. That dude is wired like a long haul trucker!
  5. Isn’t this Fox News with an Aussie accent?
  6. thegeneral

    Geriatric Joe’s State of Union Address

    His last SoU was pretty decent actually. Had some off the cuff jibber jabber with some moron screamers in the crowd that was actually coherent. I’m seeing Dune 2 tonight :nerd: so will miss it.
  7. According to the interwebs the average CC interest rate right now is 27%
  8. Less is better. These companies are killing it. They are charging like 20% on this debt. They can figure out a way to manage on a lesser late fee. i get it sucks that people are dumb. We are all titans of industry in here or salt of the earth folks who never run CC balances, grow our own food, and build our own houses. Yada yada. I also understand it is a fine balance between letting the private sector do its thing and not be regulated to death and us turning into Finland or whatever. This isn’t it and I do think the Feds should regularly have input here and highlight things like this. At the very least it gets people discussing what is going on with our personal debt and hopefully the people in DC can actually compromise on the debt they are running up.
  9. I think many people arguing against this cap on fees have no problems with rates going up and CC being denied. Perhaps there should be a look at how much people can borrow. At some point that all comes to head if history is any indication when it does these banker focks will make sure they get taken care of.
  10. As soon as this idea gets in and if it’s popular Republicans will be taking credit for it somehow See infrastructure bill and all that spending.
  11. Perhaps or to some number. CC late fees averaged 30 bucks before this proposal and knocking them down to 8. Works for me. These focking banks as soon as the shet hits the fan put their hands out as fast as possible and they are clearing billions in the meantime.
  12. I don’t know what the government charges. If they have excessive fees fock them too.
  13. I don’t know. Point out something and we can look at it together. People are paying interest and fees still on this money unless they renegotiate it like say a dipshet former Prez This doesn’t impact me in the slightest, I I don’t get the hard on for CC companies to charge more for late fees from you all. Have at it I guess.
  14. The proposed idea is to limit late fees to 8 bucks. Sounds good.
  15. I would be against that as well. If you want to look at lending practices I think that is a good area to dig into.
  16. I have never said boo about race shet that you little ladies obsess about here. I don’t know who you are but a huge lot in here cry non stop about this stuff. I am not interested so yeah fock off with that. This is about CC late fees being limited to 10 bucks or whatever. Sounds good to me.
  17. 10 bucks is a reasonable late charge. CC companies can figure out where to bend people over in other ways. The vig they are charging on people revolving debt is good enough with all their other bullshet fees.
  18. Fock off Look you want to think it’s fantastic for a CC to charge whatever for late fees good for you. Limiting that seems reasonable to me. When they start doing other shet that is excessive I hope the Feds regulate that as well. We aren’t turning into Norway by doing this.
  19. My heart bleeds for American Express and company. They will only be able to charge 10 bucks for a late fee and 26% interest on these loans now. Boo hoo!
  20. AMEX 8 billion net last year. They probably pay shet for taxes. Socialism!
  21. We disagree. These fees are excessive.
  22. Good for you. This won’t impact you then.
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