Horseman

You know I give most people a pass about this stuff because it's not taught in High School like it should be. And the math is a little more difficult than just addition, subtraction and multiplication. But the guy that claims finance as a profession and the other idiot with a minor in finance ought to know better.

Deep thoughts by a drama queen.

In other words Ron is fine. Stop being a drama queen.

Maybe he can get a sweet gig setting up trade shows.

Well dont just take my word for it. Warren Buffett: John Bogle explains why the numbers you ran earlier are wrong: Don Wede Dave Ramsey I could go on and on. Maybe you can find one respected person in the investment community that says "Owning is always a better long term finance decision than renting."? You're in finance maybe you have peers that have an opinion. Maybe ask Nancy in nursing what she thinks.

Raven on full TILT. I won the internet today.

That's a $15,000 watch boyo. Maybe you can post a picture of your wife's 2/3rd carrot earrings. You cave a camera with a zoom lens?

Once you're independently wealthy what do you do with the excess? Answer: Buy nice things.

Oh really? https://ibb.co/CHTs6Kq You walked right into that one. What a foking moron.

I may have said it wrong when I said there is no difference in dollars and cents financially. Of course there is depending on a lot of variables. What I meant to say is there is no definitive answer to the rent vs. own question. Anybody arguing that everyone should buy in everyone's situation is a moron.

I have a sh1t ton. But aside from that, diversification isn't dependent on amount. But yeah there is an argument that simpler is better, for example in a 75-25 fund: 55 Total Market (not S&P) 20 International 25 fixed income The argument is that REIT, mid cap, etc would be included in a Total Market Fund.

My Rolex disagrees with you.

Most economists and our CFAs disagree with you. But of course you're not even a CPA You're not even qualified to do my taxes.

The investment wasnt worth anywhere close to 800k eleven years ago dumbass. You think its dumb owning property, having REIT in your portfolio? Stop embarrassing yourself. Read this post again and try to absorb its meaning. Your ignorance is on display.

Is English a second language for you? Nobody said that.

Same. Rented for 15 years. Then company advancement and market conditions made it so I could stay in one location as a homeowner for 11 last years. Home is an 800K realestate investment. No rent or mortgage expense, instead property tax and maintenance. I need to crunch the numbers, but, I'm pretty sure I did well on the property investment because 11 years ago the housing market was way down.

From an investment/financial perspective there is no difference between renting and owning. There isnt any argument in dollars and cents so if you find yourself arguing one way or the other as an investment you are showing your ignorance. If you rent it counts as an expense. A mortgage is a negative bond. Equity is a real estate investment (money that would be invested elsewhere if you rent) The biggest benefit from owning is psychological. The biggest benefit from renting is flexibility.

James, The break room is running low on coffee, please order some more. Thanks, Health Services Manager.

You're not qualified to do my taxes.

CFAs show up to work in suits. Raven works from home. He's got to get payroll ready for Monday. Highly educated.

Your underage fetish checks that box.

Tim's holy trinity. Black, gay and underage.

Yo tay can yous e?

I hear all those educated guys in finance say all the time, “Hey no high paying job with big bank or investment firm for me. I’m going for that sweet secretary gig with a heath care company!”