Horseman

Double dik Vik and Nick DEI hire fat face Im Double mayo Hoge and Hoffman I think Cloca's team has the Genesis in the bag. IMO Championship.

You don't exercise your mind very often do you? The law simply put it to the individual states to decide. Yes, less government, more choice. The opposite of this thread.

Lefties upset that the government isn't telling them what to do more.

I want to see the 7-day yield on money markets inch back up over the next few days based on yesterday's news.

@edjr See if I can make the last pick before I have a meeting in 30 minutes

When the conversation has turned to metal helmet and fry cook level stupid just abort.

Clocame has 1 point so far this season. I'm going to win the Genesis for him.

Chicken for the blacks while he ordered a hamburger.

Spectrum News. Dont get me wrong, I'm not questioning the source, I find it hysterically coincidental for someone obviously on the spectrum.

Thegeneral gets dumber and dumber every day. Whoosh.

Awesome.

That's all we're asking Biden to demonstrate. I have my doubts. He regularly can't repeat 5 words when speaking, reading right off the prompter. And there were several examples during the interviews in the Hur report. Take the test.

The test is simple on purpose dumbasss. We aren't measuring IQ, we're measuring cognitive function. https://www.seattletimes.com/nation-world/analysis/ I'm not so sure Biden could correctly draw 3:40 on an analog clock even if someone explained the question to him. I'm sure you are though.

Super Bowl Prop was: Which one happens first: Hunter Prison -200 Reed Retires +160 The odds makers think he's going to jail sometime before Reed retires.

I'll take the Tom Hoge sandwich with extra mayo! @edjr

@dain11279

@Fumbleweed

Surprised Ed didn't take his favorite golfer so I guess I will. Fatty Fok Face Im.

I'm not going to be educated enough to figure out your particular situation, however, published return rates like on Morningstar are gross and not net, that's why they also publish the expense ratio. For mutual funds the expense is subtracted at the end of each day and is reflected in their NAV price. ETFs are different. That's one advantage of mutual funds as the price is corrected every day. And they aren't influenced by customer sentiment with live trading. There may also be quarterly or yearly management fees applied by the retirement fund manager that are hard to find, but, would be reflected on quarterly or year end statements. I think it's purposely confusing.

Says who? The fed's target and most economists agree on 2.0% being the healthy level. The reaction today is because we aren't trending to 2.0% fast enough.

People who leave their money in their 401k default funds have no idea what they are paying in fees.

You mean ETF instead of mutual? You can get both ETF and mutual funds that target different indexes. I am moving into indexes that are inherently low cost. ETFs are inherently low cost too, however, they have different tax advantages if in a taxable account versus mutual funds that always trade at the NAV price which might be better for retirement accounts where tax isn't a concern and more buying and selling happens. Fidelity has a set of ZERO cost mutual funds (trying to compete with Vanguard) that I am taking advantage of and to your point always get the lowest expense ratio as you possibly can as that's the one thing you have full control over.

You talk like it's all or nothing. I have plenty in equities, most people would say way too much moving into early retirement. But, my risk tolerance is very high. But I'm also at the crossover point where I'm set for life making a 5% return. The thread and my post was more about the poors (being the economy thread and not the stock thread). This is bad news for them, good for me.

Worse than expected inflation numbers. Will likely push any reduction in interest rates out until at least June. Just keeping wads of cash making 5%+, zero risk no rush to invest, just waiting for a correction. Screw the poors.