Horseman

And for those that don't know any 2040 target fund is just an about 85-15 split of equity and bond funds. Changes based on the fundamentals of risk the closer you get to retirement. You can totally do it yourself.

I'd be interested to know if anyone has figured out what the expenses are for say a 2040 target date fund at Fidelty/Schwab/Etc.

A decade ago for sure. I think lately they've gotten better, but, I'm not sure because the fees arent real transparent. Just take control of all of it, you're smart enough. Then you know for sure. Low cost index funds. Fidelity has ZERO cost mutual funds because they're trying to compete with vanguard. When you got the big guys competing over 0.03% you know you're winning.

ALPHA

I'm glad we got that settled. If ABC decided to bring back 538 next election they could, if they wanted. If anyone else tried they'd likely get sued. In otherwords ABC owns 538, like I said. Too easy. Can we get smarter libs around here?

You're so dumb it's unbelievable.

Your expenses is the one thing you have full control over. But they like to hide them. Look at the transactions, sometimes you find them in the yearly summaries. Call them and ask. Or just move it all to self directed anyway. It's not rocket science. VOO expesnse ratio is 0.03% for example. Done. Don't forget to diversify and rebalance. When the market is volatile like it has been you can rebalance a lot. It's like getting free shares.

What a foking dumb chit. Holy christ.

They give up all rights so anybody could resurrect the business, like Nate Silver. That's what you think happened?

You said your index funds are different than your self directed? I'd check the expenses on those. You might save some money by moving them to them to self directed and do it yourself.

So no link. That's what I thought. Hey guys, I asked ChatGPT who owned the rights to 538 (not fivethirtyeight,) and it said ABC! Ha ha Dumbass

Your words again tiny. Have one of your kids translate it for you. Let's see if your student loans are paying off.

Link to ABC giving up the rights? You can't. Such a tiny mind.

Love it when weaklings use chatgpt to try and sound smart. It's like giving up on life.

They are owned by ABC, whether they're operating or not. Talk about stupid.

And keep doing it, slowly moving out individual stocks and into index funds as you get closer to retirement. Trust me. I made a fortune by taking a huge risk on AMZN and GOOG 12 years ago. I would NOT take that risk today.

I agree. They just need to take it over all together and call it New Isreal. Drive the natives out to sea. Rip the bandaid off.

All time highs are the time to sell. You were thinking about trimming down, don't let the high of the run up ruin your thinking.

The left doesn't talk about it because they don't understand money.

Rip the bandaid off already.

Foking Dumbass. It always does the opposite if whatever you post. We're going to start paying you to go back to predicting gloom and doom. You can use the money to pay off some of your debt.

How many are you still making payments on?

After 20 years REI closed it's last store in Portland last year after due to theft and break-ins.

The stuttering is good, they made the stutterers better to handle it.

Was true. Now it's homeless drug addicts.