Horseman

Carpet bombs.

We knew they'd start pumping these out after the WSJ reported Dems approval rating at historic lows.

Needs an emergency fund.

Good. Raise interest rates!

Yeah, the downs guy said they weren't having sex because Paul still had his socks and shoes on.

Sex traffickers aren't the ones paying. Maybe Ron^2 meant laundering.

AMZN wait! Beats on Q2 earnings, but, operating income for Q3 below expectations.

My default sweep accounts at Fidelity get 4% My bank is Bank of America which connects to Merrill Edge for brokerage. The sweep accounts are trash, but if you set up a Preffered Deposit at ME you get 3.7% currently. Takes 100K to open, but once it's open you can have less than that. Not sweep but transfers are same day push of a button.

Simply commenting on an asset allocation that's derived from personal need and risk tolerance. Having some guaranteed at 4% is part of that plan and I love it when interest rates are high. Nobody is happy with a 4% return, that's just trying to get a simpleton jab in. Like I said, my overall return beats the S&P so far this year. I also said I'm 25-30% fixed income and probably less than 5% in guaranteed 4%. That means I have A LOT more in bond funds than cash. You just ignore those things because you want to slap fight.

No the point is that you decided to interject yourself in to try and score some win about making a guaranteed 4% like you're some sort of genius investor. A genius investor (Last chance to get out! ), lots of cash 30 years ago and a generous salary should be living on his own island right now. But we know your real life situation and you're full of chit as usual.

You're not getting any younger. One thing you can't buy is more time. And let me guess....you just love your job sooooo much?

You may have got me on that one. Real men ALWAYS admit when they were wrong. I want to figure what I was looking at if that's OK

Laughing. It's not

Large amount of cash in the 90s, still no plans for retirement 30 years later.

I didn't say that. Bro. If you could get 5% guaranteed and you decided to put 2 million in there, that's 100K a year. That just about covers my spend (no debt, no mortgage). Let the other millions ride rhe market with ZERO worry about expenses. That's tempting, That safety in retirement. No need to get greedy. Too bad interest rates won't stay there forever.

Boy its really really important for some of these weaklings to be somebody on the internet.

tl:dr Did you dress up in a garter and stockings to type that?

Nope. He pled guilty in 2008. Stop posting crap.

Took like 30 seconds. But if you remember, you called me out first dumbass. Go away like Mike has asked dozens of times and we wouldn't be here.

4% of a million is 40K. Maybe I am too risky. 50-50 and live off the interest from the fixed income, let the other 50 roll. I wish these interest rates would stay forever, guaranteed.

Liar Pathetic even for you.

5% was better, but, I'll take 4% guaranteed all day long and again on Sundays. Just look at bond rates the past 5 years. Negative 20% in 2022. I like my fixed income FIXED. Keep the interest rate high feds!

Liar. Pick some and post their percentages here.

BND is 0.10% in one year and 1.74% YTD. Your inability to see a guaranteed 4% as a part of your fixed income is hurting your results.

What % have you gotten out of your fixed income YTD? I'm betting a guaranteed 4% looks pretty good comparatively. Yes?