How much do you have in your ING account?

[Giants Fan 85]

I live on almost nothing, been out of work all year, but before that I started saving up money, and there was a Jeep I fixed up and sold, made like a grand there. Anyway, I got my apt in Seattle, paid first and lasts, plus a $300 non-refundable security deposit. I just went to the bank today to deposit some checks from my folks and unemployment money (thanks for the extension!) and realized I had like $600 more than I needed to cover bills and next months rent ... so I transferd $500 to my ING account.

 

I got like 3 grand in there! It's great because I can transfer it to my bank account in 2 days, but I'm earning almost 3% APY on my money. Heck, it's doing a lot better than my (very tiny) 401k. And that's where I keep my money. In a virtual bank. If I was real psycho about it, I could keep my balance on my checkbook and never leave an extra penny in the account, but I just leave like a $100 buffer there.

 

I mean ... why would anyone leave much more than $100 EXTRA in a checking account? I should earn $100 this year because I kept my extra money in savings .... I know it's not much, but it's $100!

[Giants Fan 85]

On the other hand, I also have like 3 ounces of really good pot. I paid $900 for the QP and have already made $300 back. But it's a race against time .... will I sell it before I smoke it?

 

At least I'm not paying $60 an eigth for it.

[SUXBNME 1,454]

My moms has about 400-500k in it..

[Giants Fan 85]

That's a lot of weed!

[SUXBNME 1,454]

That's a lot of weed!

 

I guess...I'm not really up on the current street prices

[Giants Fan 85]

Are you serious? Why? Is she going to need access to that money real soon? ING has CD's too.

[Vic_Rattlehead 0]

Hey Giants Fan, I've never had an ING account.

[BMoney 0]

I live on almost nothing, been out of work all year, but before that I started saving up money, and there was a Jeep I fixed up and sold, made like a grand there. Anyway, I got my apt in Seattle, paid first and lasts, plus a $300 non-refundable security deposit. I just went to the bank today to deposit some checks from my folks and unemployment money (thanks for the extension!) and realized I had like $600 more than I needed to cover bills and next months rent ... so I transferd $500 to my ING account.

 

I got like 3 grand in there! It's great because I can transfer it to my bank account in 2 days, but I'm earning almost 3% APY on my money. Heck, it's doing a lot better than my (very tiny) 401k. And that's where I keep my money. In a virtual bank. If I was real psycho about it, I could keep my balance on my checkbook and never leave an extra penny in the account, but I just leave like a $100 buffer there.

 

I mean ... why would anyone leave much more than $100 EXTRA in a checking account? I should earn $100 this year because I kept my extra money in savings .... I know it's not much, but it's $100!

 

 

you sir...are living the high life....

 

 

(just ditch the pot)...

[joeshushu 51]

I got $0 in ING although I get those ads in the mail all the time. How do you guys do it ? Out of work for a year and move all over the country. How much rent do you pay? What about health insurance? Seems like I am always shelling out money for gas (although prices have come down), food, car insurance, utilities, rent insurance, phone, cell phone, tv (although I guess cable is a luxary and not a right) and oh I am single and don't have kids or a wife to support.

[Giants Fan 85]

you sir...are living the high life....

(just ditch the pot)...

 

I got like $5 worth of Canadian Bacon the other day for 75 cents. Don't be afraid of the "Manager's Special" bin. I do just fine with very little money ... but I don't really care if I have a plasma TV or my own condo, or whatever. I don't have any kids ... I have a cool Jeep. I'm bored as hell, to be honest with you. I need a job.

[Giants Fan 85]

Oh yeah ... and I don't drink crappy beer. Drinking Long Hammer IPA right now. Miller ... "The Champagne of Beers" ... yeah right. My piss is closer to champagne than a Miller High Life.

[thetxstang 0]

I just checked my ING account. I've got 12,782,454,849.24.

[Giants Fan 85]

That means you are earning ... $383,473,645.47 a year at 3 percent.

[thetxstang 0]

That means you are earning ... $383,473,645.47 a year at 3 percent.

 

I know. Life is grand.

[Giants Fan 85]

I know. Life is grand.

Hey .... I can get you 5%. Just let me keep the difference between 3-4, I promise you the extra percent. AND ... I'll give $10,000 a year to charity, out of my cut.

 

[supermike80 1,794]

I got $0 in ING although I get those ads in the mail all the time. How do you guys do it ? Out of work for a year and move all over the country. How much rent do you pay? What about health insurance? Seems like I am always shelling out money for gas (although prices have come down), food, car insurance, utilities, rent insurance, phone, cell phone, tv (although I guess cable is a luxary and not a right) and oh I am single and don't have kids or a wife to support.

 

Well being out of work, um yeah it is difficult.

Two years ago I started an account and I automatically have just under 10% deposited out of each check. Best move I ever made, ever. We don't miss the money, we use the money for major purchases(like a furnace we just had put in) and otherwise never touch the account.

[Giants Fan 85]

Yeah, same here .... it was like $25 free to open the account, so I started with a dollar. One dollar. Got $26. I think that offer is passed ....but good for them, as I have remained a customer. Worth $25 to them, to have a honest customer. They have paid me a lot more than that in interest. FREE MONEY BIZNICHES!

 

Called a "Savings account" ... and any money ABOVE AND BEYOND what you need in checking .... should be in savings. That's how the banks make money. They invest your money in securities ... sometimes backed my mortgages (why some failed) ... but the idea is .... they can do better than ZERO PERCENT for the money you leave in checking.

 

You can do better than that too.

[heavy-set 39]

My moms has about 400-500k in it..

my dad has that much. I try telling him that whenever hes ready to check out..........

 

or at least pre-pay your funeral

[heavy-set 39]

Yeah, same here .... it was like $25 free to open the account, so I started with a dollar. One dollar. Got $26. I think that offer is passed ....but good for them, as I have remained a customer. Worth $25 to them, to have a honest customer. They have paid me a lot more than that in interest. FREE MONEY BIZNICHES!

 

Called a "Savings account" ... and any money ABOVE AND BEYOND what you need in checking .... should be in savings. That's how the banks make money. They invest your money in securities ... sometimes backed my mortgages (why some failed) ... but the idea is .... they can do better than ZERO PERCENT for the money you leave in checking.

 

You can do better than that too.

ing suxor

 

http://www.gmacbank.com/index.html