69 boss 0 Posted October 26, 2010 Needing Life insurance! I was quoted through my home and car insurance company (Farmers) Quoted: $250,000/20 year term for $110/month I'm 43, 5'-10" 158lbs I do have high Cholesterol (high 200's) and take meds for it. Everything else is fine, no problems. I thought that was an awfully high quote! am I high? Thanks Share this post Link to post Share on other sites
GettnHuge 2 Posted October 26, 2010 apparently you are the only one around here who has a life. that alone is worth something Share this post Link to post Share on other sites
IMMensaMind 462 Posted October 26, 2010 Needing Life insurance! I was quoted through my home and car insurance company (Farmers) Quoted: $250,000/20 year term for $110/month I'm 43, 5'-10" 158lbs I do have high Cholesterol (high 200's) and take meds for it. Everything else is fine, no problems. I thought that was an awfully high quote! am I high? Thanks That's nuts. I have many times that amount of life insurance (double digit multiple of that), and I have high cholesterol also (it's been high my whole life: on a side note, I believe the hoopla about high cholesterol is a bunch 'o BS - my good cholesterol is very high, and my triglycerides are very low). I don't take medication, because I do not believe in it. My insurance is about $125/mo. I bought this policy about 2 years ago. Try Genworth - that's where I got mine. *edit - oh...hold on: turns out that the only way my policy pays is if I am poisoned to death by Amazon Tree Frogs... j/k - seriously: try Genworth Financial. Share this post Link to post Share on other sites
NorthernVike 2,083 Posted October 26, 2010 Genworth Financial is an excellent company. Also you need to look at what do you save on your auto and home ins by putting it with Farmers. Lastly, do you use tobacco products? This has the biggest impact on Life rates. Either way, call a local independent agent that advertises life insurance and ask for a comparison quote from several insurers. Don't let them quote you the ultra preferred rates that they can not deliver. Finaly, name me as your beneficiary Share this post Link to post Share on other sites
heavy-set 39 Posted October 26, 2010 my total cholesterol was 220, or borderline high. as was my bad colesterol. but my good was in the better categorey and my triglicerdes were a 98, which is super low. ALl of the tests they ran, nothing came back flagged. i pay 150 a year for a 30 yr term policy. iam 34 and in perfect health. no meds, no family history of early death, good driving record and credit too. mine is through genworth Share this post Link to post Share on other sites
