Life Insurance

[De Novo 0]

So you haven't lost control of your bowels yet? Thanks for letting us know.

 

[veebs4 2]

I fasted for 12 hours or basically what they instructed me to do. Sorry GB, I just think it is a bit of a scam and I will shop around and try the oatmeal trick. Maybe a little weight wouldn't hurt too and I definitely need to do some cardio. Seriously, I doubt I had high total cholesterol. The LDL is what I am concerned about.

 

FWIW, my family history and predisposition to high "bad" cholesterol (LDL), and low "good" cholesterol (HDL) prompted a bunch of changes before I got life ins (also wanted the "preferred plus" rate). Regular exercise alone boosted the LDLs by 20-30 points, which will really help your ratio. Also, for me, triglycerides were brought under control using OTC fish oil pills (1x/day).

[Patriotsfatboy1 1,432]

I have a few policies:

- Work provides one for 2x my yearly salary (no charge)

- $60k whole life that my mother gave me 20+ years ago when she worked for an insurance company (I think it is $190/year, and has a cash value)

- $750k term that I have no idea what I pay a year for

[edjr 5,619]

My company also provides 2 times salary in case of death.. but that won't even pay the cell phone bill.

[GutterBoy 2,303]

FWIW, my family history and predisposition to high "bad" cholesterol (LDL), and low "good" cholesterol (HDL) prompted a bunch of changes before I got life ins (also wanted the "preferred plus" rate). Regular exercise alone boosted the LDLs by 20-30 points, which will really help your ratio. Also, for me, triglycerides were brought under control using OTC fish oil pills (1x/day).

 

if exercise boosts your ldl you're focked