edjr 5,566 Posted May 23, 2018 all my credit (reports) are frozen. if I want to allow a company to pull my credit, can they do it with my PIN or do I have to unlock it? google didn't help. anyone have experience. Share this post Link to post Share on other sites
Hardcore troubadour 12,650 Posted May 23, 2018 I got nothin. But good luck! Share this post Link to post Share on other sites
MTSkiBum 1,594 Posted May 23, 2018 Pm me your ss, address, pin, place of first employment, birth date, name of first pet, and mother's maiden name and I will help you out. Share this post Link to post Share on other sites
Frozenbeernuts 1,652 Posted May 23, 2018 Pm me your ss, address, pin, place of first employment, birth date, name of first pet, and mother's maiden name and I will help you out. You forgot first stuffed animal, first school, and first street name Share this post Link to post Share on other sites
Thornton Melon 544 Posted May 23, 2018 My daughter had to do this recently. She did a temporary unfreeze, and had to do it herself. She had to do it over the phone with one of the credit agencies Share this post Link to post Share on other sites
penultimatestraw 473 Posted May 23, 2018 I don't know for sure, but my understanding is you need to unfreeze it if any new credit/loan accounts are opened in your name. But companies can look up your credit score without you doing anything. My wife and I were able to get pre approved for a home loan without unlocking ours, but we never actually got the loan. Share this post Link to post Share on other sites
Alias Detective 1,179 Posted May 23, 2018 Lock/unlock what? Share this post Link to post Share on other sites