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TBayXXXVII

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TBayXXXVII last won the day on July 28 2020

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  1. For both teams, the refs were holding their flags a lot the whole game. I saw penalties on Tampa not called and I saw penalties on the Packers not called. I think they were pretty consistent on that front. On this play in particular, I do have an issue with them waiting so long, but that was one that needed to be called if they wanted to avoid the debacle from 2 (3?), years ago. Everyone saw it. The flag needed to be thrown. It just took took long to come out.
  2. TBayXXXVII

    Super Bowl 55: Chiefs v Buccaneers

    He doesn't have to go through any trouble, the Chiefs will take care of that, all on their own.
  3. It wasn't the "flop" that created the PI call. The defender pulled Tyler Johnson's jersey... he almost tore it off. It was only called PI because the ball was in the air. Had the ball not been thrown yet, then it would've been defensive holding. This would have been the Saints/Rams game all over again if they didn't throw that flag. Though, Tampa probably wouldn't have choked like the Saints did, so it probably wouldn't have mattered anyway.
  4. That was holding. You literally saw Johnson's jersey being pulled. It was obvious as day. It was only called PI because the ball was in the air. At the very least, even if Brady didn't throw that ball to him, that was defensive holding that everyone in the world saw. Now, if you want to complain that the flag came in way too late, I agree... it should have been faster because the penalty was clearly made. You don't see this play as being the same as the Saints game a couple years ago, when the refs didn't call that obvious PI play?
  5. TBayXXXVII

    Super Bowl 55: Chiefs v Buccaneers

    Bucs win at home, 33-29.
  6. Tampa... OFFENSE Pass catching RB. Jones is fine as a 1st & 2nd down back. Vaughn could be that guy, but at the very least, another RB as Fournette won't be back. A TE. If Gronk comes back, he can't make $10M, otherwise he won't be back. Gotta let Howard go. Can't keep paying him to get hurt every year. Brate is fine/solid. The other TE's on the roster are blocking TE's and Special Teamers. If not Gronk, another TE will be needed. Move Wirffs to LT, get an RT, and trade Donovan Smith. He's a decent LT, but makes too much money. Trade him to a team for a pick... should be able to get at least a 2nd rounder for him because he is a decent starter. Will be an upgrade for at least a third of the teams in the league. Another OL would be nice too. DEFENSE Need a DT as Suh will be gone. Vea will be back and Nunez-Roches is a solid player, but he'll be a free agent. If he comes back, great, but we'll still need another DT. Need another DE. Another DB. Can never have too many. SPECIAL TEAMS A new coach.
  7. Not a bad idea, but I think the Packers game could be played the week between tomorrow and the Super Bowl. That way, we don't have to wait 2 weeks for another game.
  8. TBayXXXVII

    Biden's 401k changes

    I'm not allowed to give it out, if you can believe it. I signed an NDA with her agency. I can't drive her car. I can't use her weights. I'm not allowed to give out any personal information of any kind on social media. This counts. I asked. This is all I am allowed to give you... if you go to this website (it's safe), you will see her. To help narrow the field, I can tell you that she does not have fake boobs and she's short. I could tell you her hair color, but it's different in a couple of those pictures as they are with most of the girls, so that won't do you any good. After she retires, I can give you anything you want, including her (our), address. Until then, I can't give out anything. Only 16 months to go.
  9. TBayXXXVII

    Biden's 401k changes

    Her. She's an amateur bodybuilder. She doesn't want to take the time off while she's still training in competing. She said she's done at 35 (in April 2022), she has contracts that expire then. Once all of her endorsement deals and that stuff are done, she's done. At this point, it's just legal mumbo jumbo anyway.
  10. TBayXXXVII

    Biden's 401k changes

    Yeah, one that I know. I have a Roth 401k. I was single with only my son when I got it and while I have a gf and will likely end up getting married (been together 4 years), I've always just stuck with the Roth. I make $84k a year, so I'm not rich, nor am I struggling. My son is self sufficient, so it's me an the gf (wait, the rules [34B]). I think for me/us, we'll be fine with that. But I will still double check. It's possible that at this point in time, I may want to mix it up.
  11. TBayXXXVII

    Biden's 401k changes

    All of these "plans" are just ways for the government to tax you on your money, without them doing anything. I think it's really simple. Once you get your first job, you get an ID number. That ID number is associated with your personal retirement plan. It starts out at a 2% floor and you can increase it to whatever amount you want. In 40 years, you can eliminate social security entirely. If you're making $8 an hour in a 40hr/week job, we're talking about $6 a week. I don't think anyone will bat an eye over something like that.
  12. TBayXXXVII

    Biden's 401k changes

    That's a sweet deal.
  13. TBayXXXVII

    Biden's 401k changes

    I don't know if this is a good thing or a bad thing. I make $84k a year, so I'm not going to get burned from a personal standpoint. What I don't know is what the ancillary effects will be. It kind of looks like a tax on the middle class and a tax break on the lower class who likely don't even have a 401. I'm even more willing to bet that the people who don't have one, who are in the lower class, won't take advantage of the opportunity that they're being given.
  14. TBayXXXVII

    Biden's 401k changes

    That's a good idea. I'll have to do that. We usually have our people come around in April. I'll get in touch with my cousin (works for Vanguard). I'll have him see if my current plan is the best one to have. My company uses UBS, they claim that they're giving us the best possible plans available. But, you never know.
  15. TBayXXXVII

    Biden's 401k changes

    My cousin works for Vanguard. He told me to put in the most I can that gets the max employer contribution... but that's it. So when my employer matched up to 3%, that's what I did. When they went to 3% to 6%, I went up to 6%.
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