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Gepetto

Let's see your FICO credit score

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12 hours ago, easilyscan said:

I'm setting myself up here, but WTF. What is a hard pull ?

The simplest explanation is that a soft credit pull doesn't harm your credit score (you checking your credit score through something like Equifax is a soft pull. It's just information gathering)

A hard credit pull is one that will slightly. If you go buy a new car and get a loan they will do a hard credit pull to make sure you can handle it. The credit score drops a little because it signifies that you are actively seeking new credit.

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14 minutes ago, edjr said:

You guys know me. I ALWAYS bring the receipts :first:

https://jumpshare.com/s/C154SJjPYlPlYqymuyrD

Even has my first name in the corner and my history

All in all a score of 770 is the same as 850. When it comes to mortgages and getting a loan

@Gepetto has you beat bigly!

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1 minute ago, Alias Detective said:

@Gepetto has you beat bigly!

:lol: 

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1 minute ago, MikeMatt said:

Look at Meeeeee 📈

retheets

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I have a Credit Karma account, and it supposedly shows my Transunion and Equifax credit scores. Suspiciously, they're always exactly the same, and always 20 to 30 points higher than the Experian score I get from my Bank of America account. Going by Experian, mine is typically 800 - 810

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3 hours ago, Alias Detective said:

How's that credit score working with the ladies.  Pathetic.  Starts out a thread with a score OVER the typical max.  You are a real catch credit score boy.  

They love it when I whip out my big 862. Guys are jealous or gays like you.

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2 minutes ago, Gepetto said:

They love it when I whip out my big 862. Guys are jealous or gays like you.

 

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As usual, I am the only one that shows an actual picture of how big it is

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1 hour ago, edjr said:

As usual, I am the only one that shows an actual picture of how big it is

You want to see a picture of my 8”s ? 

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31 minutes ago, MikeMatt said:

You want to see a picture of my 8”s ? 

The tires on your big wheel? 

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3 hours ago, edjr said:

As usual, I am the only one that shows an actual picture of how big it is

 

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1 hour ago, Alias Detective said:

Over 850…

That's right. Educate yourself.

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Fico® Icon
 
862
Exceptional
as of 08/26/2025
 
250
900
FICO® Bankcard Score 8 based on Equifax data.
 
 
Above is a copy and paste from my credit card page, since a couple of weirdos don't believe you can have a score above 850.

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2 minutes ago, Gepetto said:
Fico® Icon
 
862
Exceptional
as of 08/26/2025
 
250
900
FICO® Bankcard Score 8 based on Equifax data.
 
 
Above is a copy and paste from my credit card page, since a couple of weirdos don't believe you can have a score above 850.

if only you had the google

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On 9/17/2025 at 5:06 PM, Gepetto said:

google AI

The max FICO score for the most common FICO Base Scores is 850, though industry-specific FICO scores for auto and credit card lenders can range up to 900. Reaching an 850 FICO score is considered a perfect score and requires a long history of responsible credit management, such as consistent on-time payments and low credit utilization. While attaining an 850 is a goal for some, a score in the high 700s or 800s is typically enough to qualify for the best loan rates and terms.

bump, for the slow window lickers like edjr and alias dipshit

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