Let's see your FICO credit score

[Sean Mooney 2,021]

12 hours ago, easilyscan said:

I'm setting myself up here, but WTF. What is a hard pull ?

The simplest explanation is that a soft credit pull doesn't harm your credit score (you checking your credit score through something like Equifax is a soft pull. It's just information gathering)

A hard credit pull is one that will slightly. If you go buy a new car and get a loan they will do a hard credit pull to make sure you can handle it. The credit score drops a little because it signifies that you are actively seeking new credit.

[Alias Detective 1,439]

14 minutes ago, edjr said:

You guys know me. I ALWAYS bring the receipts

https://jumpshare.com/s/C154SJjPYlPlYqymuyrD

Even has my first name in the corner and my history

All in all a score of 770 is the same as 850. When it comes to mortgages and getting a loan

@Gepetto has you beat bigly!

[edjr 6,740]

1 minute ago, Alias Detective said:

@Gepetto has you beat bigly!

 

[MDC 7,656]

839.

[MikeMatt 232]

1 hour ago, edjr said:

You guys know me. I ALWAYS bring the receipts

Look at Meeeeee

[edjr 6,740]

1 minute ago, MikeMatt said:

Look at Meeeeee

retheets

[Thornton Melon 639]

I have a Credit Karma account, and it supposedly shows my Transunion and Equifax credit scores. Suspiciously, they're always exactly the same, and always 20 to 30 points higher than the Experian score I get from my Bank of America account. Going by Experian, mine is typically 800 - 810

[Gepetto 1,420]

3 hours ago, Alias Detective said:

How's that credit score working with the ladies.  Pathetic.  Starts out a thread with a score OVER the typical max.  You are a real catch credit score boy.  

They love it when I whip out my big 862. Guys are jealous or gays like you.

[edjr 6,740]

2 minutes ago, Gepetto said:

They love it when I whip out my big 862. Guys are jealous or gays like you.

 

[jonnyutah 444]

Has to be at least 18.

[edjr 6,740]

As usual, I am the only one that shows an actual picture of how big it is

[MikeMatt 232]

1 hour ago, edjr said:

As usual, I am the only one that shows an actual picture of how big it is

You want to see a picture of my 8”s ? 

[edjr 6,740]

31 minutes ago, MikeMatt said:

You want to see a picture of my 8”s ? 

The tires on your big wheel? 

[Gepetto 1,420]

3 hours ago, edjr said:

As usual, I am the only one that shows an actual picture of how big it is

 

[Alias Detective 1,439]

1 hour ago, Gepetto said:

 

Over 850…

[Gepetto 1,420]

1 hour ago, Alias Detective said:

Over 850…

That's right. Educate yourself.

[Gepetto 1,420]

 

[Gepetto 1,420]

 

862

Exceptional

as of 08/26/2025

 

250

900

FICO® Bankcard Score 8 based on Equifax data.

 

 

Above is a copy and paste from my credit card page, since a couple of weirdos don't believe you can have a score above 850.

[edjr 6,740]

2 minutes ago, Gepetto said:

 

862

Exceptional

as of 08/26/2025

 

250

900

FICO® Bankcard Score 8 based on Equifax data.

 

 

Above is a copy and paste from my credit card page, since a couple of weirdos don't believe you can have a score above 850.

if only you had the google

[Gepetto 1,420]

On 9/17/2025 at 5:06 PM, Gepetto said:

google AI

The max FICO score for the most common FICO Base Scores is 850, though industry-specific FICO scores for auto and credit card lenders can range up to 900. Reaching an 850 FICO score is considered a perfect score and requires a long history of responsible credit management, such as consistent on-time payments and low credit utilization. While attaining an 850 is a goal for some, a score in the high 700s or 800s is typically enough to qualify for the best loan rates and terms.

bump, for the slow window lickers like edjr and alias dipshit

[edjr 6,740]

29 minutes ago, Gepetto said:

bump, for the slow window lickers like edjr and alias dipshit

you’re a focking retard

[edjr 6,740]

The maximum FICO credit score is 850 for standard consumer credit scores, though some industry-specific scores can reach a maximum of 900. An 850 score is considered "exceptional," but achieving it is not strictly necessary for securing the best loan terms. Lenders often view scores of 800 and above, or even slightly below 800, similarly to a perfect score. 

 

Key Points

• Standard Maximum: For most common FICO Scores, the highest possible score is 850. 

[frank 2,326]

On 9/17/2025 at 6:24 PM, Cdub100 said:

Ditto, one good trick if you want to increase your score is to pay your card more frequently. Don't wait for the due date.

I think it’s retarded that I could raise my credit score by raising the limit on my credit card.

[Gepetto 1,420]

1 hour ago, edjr said:

The maximum FICO credit score is 850 for standard consumer credit scores, though some industry-specific scores can reach a maximum of 900. An 850 score is considered "exceptional," but achieving it is not strictly necessary for securing the best loan terms. Lenders often view scores of 800 and above, or even slightly below 800, similarly to a perfect score. 

 

Key Points

• Standard Maximum: For most common FICO Scores, the highest possible score is 850. 

dude, my credit card company, CITI shows me the 862 FICO score. End of story. I regret making this thread, because you're annoying. Also, I win.