Sean Mooney 2,021 Posted 12 hours ago 12 hours ago, easilyscan said: I'm setting myself up here, but WTF. What is a hard pull ? The simplest explanation is that a soft credit pull doesn't harm your credit score (you checking your credit score through something like Equifax is a soft pull. It's just information gathering) A hard credit pull is one that will slightly. If you go buy a new car and get a loan they will do a hard credit pull to make sure you can handle it. The credit score drops a little because it signifies that you are actively seeking new credit. 1 Share this post Link to post Share on other sites
Alias Detective 1,439 Posted 12 hours ago 14 minutes ago, edjr said: You guys know me. I ALWAYS bring the receipts https://jumpshare.com/s/C154SJjPYlPlYqymuyrD Even has my first name in the corner and my history All in all a score of 770 is the same as 850. When it comes to mortgages and getting a loan @Gepetto has you beat bigly! Share this post Link to post Share on other sites
edjr 6,740 Posted 12 hours ago 1 minute ago, Alias Detective said: @Gepetto has you beat bigly! Share this post Link to post Share on other sites
MikeMatt 232 Posted 11 hours ago 1 hour ago, edjr said: You guys know me. I ALWAYS bring the receipts Look at Meeeeee Share this post Link to post Share on other sites
edjr 6,740 Posted 11 hours ago 1 minute ago, MikeMatt said: Look at Meeeeee retheets Share this post Link to post Share on other sites
Thornton Melon 639 Posted 10 hours ago I have a Credit Karma account, and it supposedly shows my Transunion and Equifax credit scores. Suspiciously, they're always exactly the same, and always 20 to 30 points higher than the Experian score I get from my Bank of America account. Going by Experian, mine is typically 800 - 810 Share this post Link to post Share on other sites
Gepetto 1,420 Posted 10 hours ago 3 hours ago, Alias Detective said: How's that credit score working with the ladies. Pathetic. Starts out a thread with a score OVER the typical max. You are a real catch credit score boy. They love it when I whip out my big 862. Guys are jealous or gays like you. Share this post Link to post Share on other sites
edjr 6,740 Posted 10 hours ago 2 minutes ago, Gepetto said: They love it when I whip out my big 862. Guys are jealous or gays like you. Share this post Link to post Share on other sites
jonnyutah 444 Posted 9 hours ago Has to be at least 18. Share this post Link to post Share on other sites
edjr 6,740 Posted 8 hours ago As usual, I am the only one that shows an actual picture of how big it is Share this post Link to post Share on other sites
MikeMatt 232 Posted 7 hours ago 1 hour ago, edjr said: As usual, I am the only one that shows an actual picture of how big it is You want to see a picture of my 8”s ? Share this post Link to post Share on other sites
edjr 6,740 Posted 6 hours ago 31 minutes ago, MikeMatt said: You want to see a picture of my 8”s ? The tires on your big wheel? Share this post Link to post Share on other sites
Gepetto 1,420 Posted 5 hours ago 3 hours ago, edjr said: As usual, I am the only one that shows an actual picture of how big it is Share this post Link to post Share on other sites
Alias Detective 1,439 Posted 3 hours ago 1 hour ago, Gepetto said: Over 850… Share this post Link to post Share on other sites
Gepetto 1,420 Posted 1 hour ago 1 hour ago, Alias Detective said: Over 850… That's right. Educate yourself. Share this post Link to post Share on other sites
Gepetto 1,420 Posted 29 minutes ago 862 Exceptional as of 08/26/2025 250 900 FICO® Bankcard Score 8 based on Equifax data. Above is a copy and paste from my credit card page, since a couple of weirdos don't believe you can have a score above 850. Share this post Link to post Share on other sites
edjr 6,740 Posted 26 minutes ago 2 minutes ago, Gepetto said: 862 Exceptional as of 08/26/2025 250 900 FICO® Bankcard Score 8 based on Equifax data. Above is a copy and paste from my credit card page, since a couple of weirdos don't believe you can have a score above 850. if only you had the google 1 Share this post Link to post Share on other sites
Gepetto 1,420 Posted 19 minutes ago On 9/17/2025 at 5:06 PM, Gepetto said: google AI The max FICO score for the most common FICO Base Scores is 850, though industry-specific FICO scores for auto and credit card lenders can range up to 900. Reaching an 850 FICO score is considered a perfect score and requires a long history of responsible credit management, such as consistent on-time payments and low credit utilization. While attaining an 850 is a goal for some, a score in the high 700s or 800s is typically enough to qualify for the best loan rates and terms. bump, for the slow window lickers like edjr and alias dipshit Share this post Link to post Share on other sites