How much are your health insurance costs rising?

[jonnyutah 559]

16 minutes ago, Fnord said:

35% with an increase in deductibles and out of pocket maximums both in and out of network. But hell, at least I still have it!

Every 5% increase provides healthcare for one illegal. Thank you for your sacrifice. 

[Ron_Artest 2,285]

Can one of you magas explain to me how it's different?  The govt paying the insurance companies vs the government paying us who then pays the insurance companies?

He's the dumbest person alive.

[supermike80 2,098]

Mine isnt going up this year

[easilyscan 1,021]

Was considering taking Social Security in my first year of eligibility. 

Right now everything is set to renew for MNsure and we dont need to send in any income verification at this point.  I would caution you about starting your social security as that amount in addition to your other income would eliminate your tax credit subsidy and your premium would go from $156.82 to $1185.44 monthly. 

 

[WhiteWonder 2,938]

On 11/3/2025 at 11:56 AM, Ron_Artest said:

You want me to blame a guy who hasn't been president in 9 years for cost increases now? 

 

Maybe, maybe not. You do realize that a lot of what we see, in all areas, can be attributed to administrations decisions from a decade+ ago, right? Sometimes it's because of an action or policy of the current but sometimes there is cause and effect going back many years. sometimes its negative and sometimes it's positive. In this case, ACA is probably the biggest healthcare related event in quite some time, so someone bringing up Obama is perfectly understandable. 

learn to think objectively and not so much with feelings. 

[WhiteWonder 2,938]

On 11/16/2025 at 7:45 PM, Ron_Artest said:

Can one of you magas explain to me how it's different?  The govt paying the insurance companies vs the government paying us who then pays the insurance companies?

He's the dumbest person alive.

I am not an expert on the topic (neither are you, I assume) but as I understand it, people on ACA are limited in their choice of provider/plan. So all of the advanced tax credits that go from the government directly to those providers could theoretically go to the consumer instead, which would allow them to choose any provider or plan they want rather than just the ones offered to them when they apply.  That is one big difference off the top of my head.

[Ron_Artest 2,285]

1 hour ago, WhiteWonder said:

I am not an expert on the topic (neither are you, I assume) but as I understand it, people on ACA are limited in their choice of provider/plan. So all of the advanced tax credits that go from the government directly to those providers could theoretically go to the consumer instead, which would allow them to choose any provider or plan they want rather than just the ones offered to them when they apply.  That is one big difference off the top of my head.

Not the way it works.  Joining the ACA is a choice.  People have a choice to buy whatever insurance they want now.  If you go through the ACA it was cheaper due to subsidies but may not be any more.  You're still paying insurance companies for premiums not matter if you go through ACA or through another broker.