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riversco

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About riversco

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  1. riversco

    Aunt Becky done focked up

    Even MORE sinister is the notion that, if a corrupt system exists for long enough, it morphs into coercion. That is, they rig the corrupt system so that in order to succeed you MUST cheat or break the law in some way on purpose. By doing that, now you can be controlled. They cloak all of the cheating and law breaking, but if you step out of line, they start dragging your crimes out into the light to get rid of you. Justice is no longer blind but a tool for coercion.
  2. riversco

    Aunt Becky done focked up

    The biggest flaw of humanity is corruption. Humans developed absolutely perfect and wonderful system to provide for everyone a long long time ago. The reason they don't work is corrupt people wreck them. In this example, we established a system of college admissions programs, including exams, ACTs, SATs, etc, etc., and the entire thing gets destroyed because try to corrupt every single aspect of it from all angles to push their own kids through.
  3. Conservatives would argue that liberal policies have led to the creation of massive ghettos in major cities across the nation, that are filled with violence. All of the murders in Chicago are thus the fault of the far left getting its agenda passed. Children born and raised without fathers, noone to teach them and nowhere to go, falling into gangs and causing havoc and pain and death. But the problem is not the entire landscape of urban crime waves, but a random white guy on a farm with a rifle.
  4. riversco

    Trump's long history of associating with the mafia.....

    What I find the most fascinating about hatred for the President is how the opposition will try to claim that the President is BOTH a complete moron AND a devious master planner fully capable of coordinating a complex system of covert affiliations and cloak and dagger deals ranging from Russian leaders to mafia dons, outwitting the entire FBI, CIA, and DOJ in the process. Its like Schroedinger's President - both stupid and brilliant at the same time.
  5. riversco

    Need Info and assistance - Housing Crisis Genesis

    Sorry I made a huge edit to my last post. For some reason, the forum balked at my attempt to say S & L with no spaces. If a post contains S & L with no spaces, the forum software will prevent the post from going thru for a few attempts. Then if you keep trying, your IP is apparently banned for a few hours. Took me a while to solve that. But I figured it out and finished my post.
  6. riversco

    Need Info and assistance - Housing Crisis Genesis

    You need to read about the Community Reinvestment Act: https://en.wikipedia.org/wiki/Community_Reinvestment_Act This Act was passed under Jimmy Carter in 1977. The reason for its passage was: Before the Act was passed, there were severe shortages of credit available to low- and moderate-income neighborhoods. In their 1961 report, the U.S. Commission on Civil Rights found that African-American borrowers were often required to make higher downpayments and adopt faster repayment schedules. The commission also documented blanket refusals to lend in particular areas (redlining). So basically, banks were trying to follow sound fiscal guidelines when handing out home loans. Liberals came along in the 1970s and said that was racist and sexist. So they passed legislation that BASICALLY said "You either start handing out loans to high-risk clients or we will investigate you, find you in violation of this Act, and probably fine you severely." So various financial institutions did. This in turn helped cause the Savings and Loan crisis in the 1980s President George H.W. Bush then tried to reform this as part of solving the S & L crisis: The Financial Institutions Reform, Recovery and Enforcement Act of 1989 (FIRREA) was enacted by the 101st Congress and signed into law by President George H. W. Bush in the wake of the savings and loan crisis of the 1980s. As part of the subsequent general reform of the banking industry, FIRREA added section 807 (12. U.S.C. § 2906) to the existing CRA statutes in an effort to improve the area concerning insured depository institution examinations. The new language now required the appropriate Federal regulatory agency to prepare a written evaluation after completing the examination of an institution's record in meeting the credit needs of its entire community, including any low- and moderate-income neighborhoods within it. Although Bush's reform was more symbolic than anything else, requiring a written evaluation as part of meeting credit needs. During the Clinton administration we had 2 pieces of legislation that helped cause the housing crisis in the 2000s. The Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994, which repealed restrictions on interstate banking, listed the Community Reinvestment Act ratings received by the out-of-state bank as a consideration when determining whether to allow interstate branches. This made it easier for banks to do businesses nationwide BUT ONLY if they follows CRA guidelines and handed out risky loans. In 1999 the Congress enacted and President Clinton signed into law the Gramm-Leach-Bliley Act, also known as the Financial Services Modernization Act. This law repealed the part of the Glass–Steagall Act that had prohibited a bank from offering a full range of investment, commercial banking, and insurance services since its enactment in 1933. On signing the Gramm-Leach-Bliley Act, President Clinton said that it, "establishes the principles that, as we expand the powers of banks, we will expand the reach of the [Community Reinvestment] Act" Then in 1999, Clinton gets an Act passed to expand the CRA further by allowing these nationwide banks to offer a full suite of services (again only if compliant with CRA). So Clinton in these two separate Acts encouraged banks to hand out high risk loans to low income applicants in exchange for nationwide access.
  7. riversco

    New Zealand Shooting

    Well I don't know what to tell you? Your desire for precise timestamps on these events isn't going to make them happen. Its not like you can go to an NFL GM or QB or head coach and get precise timestamps on when they will win the division, conference and super bowl. They set out a road map and go thru the process of trying to reach it. We're at VERY HIGH risk of civil war. And there's a road map. But there's no guarantees.
  8. riversco

    New Zealand Shooting

    FBG is a left wing cult. I wouldn't be surprised if some of their members inflict physical violence on right wingers at some point. Its becoming a hate group.
  9. riversco

    New Zealand Shooting

    Like I say, you will turn on Fox News one day after one of these events and you will see Antifa types shutting down city blocks and dragging white people out of their cars and homes and beating them in the street. And ONLY THEN will the right wingers finally get up off their sofas and fight back. Just remember I said that. What I CANT predict is which one of these events will push this over the edge into madness. That's an emotional decision by crowds. But it is coming.
  10. riversco

    New Zealand Shooting

    This is a purely emotional process. Its not like you draft out a precise map and say X will occur at Y time. They don't know WHICH event will set off riots. All they know is to keep trying on every event and hope that one is the "Big One" The NZ shooting has the potential to be the Big One. If it is, you'll see a certain pattern unfold.
  11. riversco

    New Zealand Shooting

    remember what i said. the current stage in our path to civil war in the us is the left is looking for a "boston massacre". it needs some major tragedy to occur somewhere that allows left wing extremists to make the call to riot and try to attack republicans in the streets, in their homes, etc. We're right there on the tipping point of unrest. That doesn't mean this shooting in new zealand is the thing that pushes it into riots, but it could be depending upon the reaction. How about the NZ shooting lead to civil unrest in the US? It could embolden a fresh wave of radical left wing marches and demonstrations across the US to ban guns. And Antifa will be stronger this time around and could use physical force against their opponents in a heated moment, and it turns into riots. and then the riots spread.
  12. riversco

    Aunt Becky done focked up

    This just continues my theme. People continue to lose trust in ALL of our institutions. They don't trust government, corporations, the media, medicine, etc.etc. And what this story really does is help undermine trust (and rightfully so) in education. The composite of all of this is public no longer trusts any of it. This theme is what helped get Trump elected. This theme will lead to civil unrest.
  13. During his campaign for Senate vs Ted Cruz in 2018, his fundraising was tremendous. He raised the most money of any democrat senate candidate in Texas in 16 years. He drove turnout in Texas as well, with turnout in democrat primaries up by 90% over 2014 and greater than the 2016 election cycle. Those are 2 powerful statements to make. The most recent poll shows Beto trailing Trump by 1% 47-46 in a hypothetical 2020 race in Texas. If he could flip Texas and no other states change, he would become president. But that is exactly what Beto is: A bet that he can flip Texas. If he fails, Trump is re-elected. And flipping Texas is not really a great bet. Even with all those positives, Beto still lost to a rather unlikable Ted Cruz.
  14. Scratch that. The Browns odds just got a lot better.
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