mmmmm...beer

Whatever rule change we have to make that stops the focking fiasco of not being able to pick up anyone going into the playoffs/championship game I'm in. That was focking stupid.

Yeah... since 2021... would have been awfully hard. Unless he was into crypto or something.

Hello shadow. Good to see your still a miserable fock.

Now all you need is the other 34 for some diversification! Essentially if you watch some of the videos, you sacrifice some of the big big gains to make between 9-11%, that doesn't give a sh!t what the market is doing. So... really much much less volatility.

Hahah.. first time back in this sh!thole in months. Saw something that caught my eye. I don't recall posting how rich, in a non-rich more mediocre way, I am. Man you got jelly in your old age son.

Here's the guys youtube page where he discusses his reasons and others at length ie income investing vs growth investing: https://www.youtube.com/channel/UCxU4PhPfJEBgaeYT1rMhvCg Interesting video I dug that sort of gives the basis:

https://beehiiv-publication-files.s3.amazonaws.com/uploads/downloadables/c295bd6e-2531-4991-864a-d3fed725cce9/3a929d19-eff4-4229-9def-13e760fd2327/Armchair Insider Portfolio%2C Jan 21%2C 2025 - Snowball Holdings.csv.pdf?X-Amz-Algorithm=AWS4-HMAC-SHA256&X-Amz-Credential=AKIAQCMHTQSERNC675WH%2F20250204%2Fus-east-1%2Fs3%2Faws4_request&X-Amz-Date=20250204T054828Z&X-Amz-Expires=604800&X-Amz-SignedHeaders=host&X-Amz-Signature=868d5d3dd855e4f72039a520d47c3905046319c639d6e59174e997b7e280a0a8

Yeah don't do them unless you really know wtf you are doing, and then be prepared to lose money. Hahaha... I tried it a few years ago and got my @ss handed to me. Though I have some friends that do it, I just don't trust I know what I'm doing enough.

One of my rich buddies swears by his taxed brokerage account being where it's at. He's always throwing out some tidbits we sponge off of. Good dude...

We've been kicking at around. So many foreigners this last year, Japan is cracking down and making us pay now it seems. Honestly I've been a smidge apprehensive to do it as since taking the moderna shot my blood pressure has been whacky. That's all I'd need is to get somewhere up on Fuji and stroke out. Hahaha....

Yes.. x5. So 5 nights in Bangkok. Haha... all the stories about lady boys are true. They are pretty celebrated in that culture and everywhere. It's not a taboo thing at all. Go to the mall... big drag/lady boy Christmas show. It was like... uhhhhhh.... okay. NO... I didn't sample!

I'm 5'10" so... probably about 3 inches. There are some regular tall people here, but mostly I'm packed in on the train and just look over everyone's head.

That's dooable, not easy but I've seen it done. I've not done 40% but.... 39%, when the SP500 was over 30% in 2019.

Honestly... time and compound interest. I've had some good conversations the last few years with 3 guys had over a million in their 401k/TSP, one of them had 2 something. I asked them just how they did it. All of them, either someone told them or they just did it on a whim, put all their stuff in the SP500 equivalent of their 401k/TSP and let it ride. They added to how much they contributed every pay raise, bonus, etc, until they were able to max that yearly IRS limit out, and then just kept maxing out. They lost money when the market did, and gained it all back when the market did. That's it.... no secret... time/compounding interest, riding the SP500 index.

Marshalls... you can get decent sheets there.