Jump to content
edjr

The S&P 500 is having its worst year so far in six decades.

Recommended Posts

17 minutes ago, Pimpadeaux said:

Based on what you've said, you really don't know what you're talking about, and I've given you an avenue to educate yourself, which you won't take because that's so far out of your toxic comfort zone that it's unimaginable for you.

I got a call from sux last night, which was fun. I didn't know I already had his number in my directory. We talked about cats, and I sent him some cat porn.

I'm fairly confident I know more than you, and no I have no interest in listening to the sales pitch your corporate overlords trained you to say, like a focking theft monkey.

Share this post


Link to post
Share on other sites

Also if whole life was so awesome for people, then you guys wouldn't get paid to sell it to people.  Same with extended warranties, home warranties, auto warranties.  All of these things make money, or they wouldn't exist.

Share this post


Link to post
Share on other sites
14 minutes ago, GutterBoy said:

Also if whole life was so awesome for people, then you guys wouldn't get paid to sell it to people.  Same with extended warranties, home warranties, auto warranties.  All of these things make money, or they wouldn't exist.

Simple question - Would you prefer your inheritance be subject to tax and probate or tax and probate free? 

Share this post


Link to post
Share on other sites
20 minutes ago, GutterBoy said:

Sure, there are times where it makes sense, but it's very rare.  99% of the time you're better off getting a cheap term policy and investing yourself.

What really burns my ass is when I hear stories of sleezy sales focks taking someone's 401k and converting it into an annuity under the guise of "guaranteed income", while stealing a large percentage of the working guy's savings.  These pieces of sh!t have a special place in hell.

What are those people investing the difference into? 

as for #2 - What do you even mean by that?

Share this post


Link to post
Share on other sites
11 hours ago, Pimpadeaux said:

Ooo, a link. Lol. If you had the balls to do it, I'll have my staff reach out to you to set up a phone appointment to discuss the pros and cons of various annuities. 

“My staff”.  Lol. 

Share this post


Link to post
Share on other sites
22 minutes ago, Alias Detective said:

Simple question - Would you prefer your inheritance be subject to tax and probate or tax and probate free? 

Isn't the federal estate tax zero for under $10M or something?

Share this post


Link to post
Share on other sites
21 minutes ago, Alias Detective said:

What are those people investing the difference into? 

as for #2 - What do you even mean by that?

Index ETFs, or a asset allocation model?

Rolling a 401k into an annuity.

Share this post


Link to post
Share on other sites
40 minutes ago, GutterBoy said:

I'm fairly confident I know more than you, and no I have no interest in listening to the sales pitch your corporate overlords trained you to say, like a focking theft monkey.

No, you don't know sh!t, but I'm fine with you finding comfort and safety in your ignorance zone.

Share this post


Link to post
Share on other sites
17 minutes ago, GutterBoy said:

Isn't the federal estate tax zero for under $10M or something?

Higher

Share this post


Link to post
Share on other sites
20 minutes ago, GutterBoy said:

Isn't the federal estate tax zero for under $10M or something?

I live in one of these states too.  Six states have a state-level tax: Iowa, Kentucky, Maryland, Nebraska, New Jersey, and Pennsylvania.

 

State Inheritance tax rate
Iowa 4% to 12%
Kentucky 4% to 16%
Maryland 10%
Nebraska 1% to 18%
New Jersey 11% to 16%
Pennsylvania 4.5% to 15%

Share this post


Link to post
Share on other sites
1 minute ago, Alias Detective said:

Higher

Right, so the tax advantages of insurance don't apply to most people, since their net worth is less than $10M, right?

Share this post


Link to post
Share on other sites
Just now, GutterBoy said:

Right, so the tax advantages of insurance don't apply to most people, since their net worth is less than $10M, right?

Look up

Share this post


Link to post
Share on other sites

I wish I had more dry powder to deploy.

Share this post


Link to post
Share on other sites
12 minutes ago, Alias Detective said:

Look up

What does this mean?

Share this post


Link to post
Share on other sites
19 minutes ago, GutterBoy said:

What does this mean?

Look at above post...

 

State

Inheritance tax rate
Iowa 4% to 12%
Kentucky 4% to 16%
Maryland 10%
Nebraska 1% to 18%
New Jersey 11% to 16%
Pennsylvania 4.5% to 15%

Share this post


Link to post
Share on other sites

ok fair point, but those percentages are more or less in line with the fees charged.

Share this post


Link to post
Share on other sites
1 hour ago, Alias Detective said:

Simple question - Would you prefer your inheritance be subject to tax and probate or tax and probate free? 

Estate tax threshold is $11 million. You tell your victims that? :lol:

Share this post


Link to post
Share on other sites
2 minutes ago, IGotWorms said:

Estate tax threshold is $11 million. You tell your victims that? :lol:

You clearly aren't smart.  Keep reading, you may learn smomething.

Share this post


Link to post
Share on other sites
12 hours ago, GutterBoy said:

Dude I have a minor in finance

Hold the presses!

  • Haha 1

Share this post


Link to post
Share on other sites
22 minutes ago, Alias Detective said:

You clearly aren't smart.  Keep reading, you may learn smomething.

I’ve learned you’re a fraud :doublethumbsup:

Share this post


Link to post
Share on other sites

Crypto is a scam!

Crypto Bro: No you just don't understand it.

 

Whole life insurance is a scam!

Insurance salesman: No you just don't understand it

 

Herbalife is a scam!

Herbalife rep:  No you just don't understand it

Share this post


Link to post
Share on other sites
2 minutes ago, GutterBoy said:

Crypto is a scam!

Crypto Bro: No you just don't understand it.

 

Whole life insurance is a scam!

Insurance salesman: No you just don't understand it

 

Herbalife is a scam!

Herbalife rep:  No you just don't understand it

Get out of the all or nothing mode.  Damn.

Share this post


Link to post
Share on other sites
3 minutes ago, GutterBoy said:

Crypto is a scam!

Crypto Bro: No you just don't understand it.

 

Whole life insurance is a scam!

Insurance salesman: No you just don't understand it

 

Herbalife is a scam!

Herbalife rep:  No you just don't understand it

Dude admits he sells scam policies to people who don’t need them. Oh yeah but maybe you might have to pay some small percentage in a handful of states :rolleyes:

Frankly that type makes me sick. Preying on the elderly and uninformed, stealing their money from them. Nothing different between that sh1t stain and a con man :thumbsdown:

Share this post


Link to post
Share on other sites
Just now, Alias Detective said:

Get out of the all or nothing mode.  Damn.

He hides his nickles under his mattress because it's the highest he can reach.

  • Haha 1

Share this post


Link to post
Share on other sites
2 minutes ago, GutterBoy said:

Crypto is a scam!

Crypto Bro: No you just don't understand it.

 

Whole life insurance is a scam!

Insurance salesman: No you just don't understand it

 

Herbalife is a scam!

Herbalife rep:  No you just don't understand it

Normal person: Transgenderism is a mental illness. 
Gutterboy: No, you just don’t understand it 

Normal: wanting to lop off your breasts isn’t a sign of mental illness? 
Gutterboy:  Homophobe! 

  • Haha 2

Share this post


Link to post
Share on other sites
2 minutes ago, IGotWorms said:

Dude admits he sells scam policies to people who don’t need them. Oh yeah but maybe you might have to pay some small percentage in a handful of states :rolleyes:

Frankly that type makes me sick. Preying on the elderly and uninformed, stealing their money from them. Nothing different between that sh1t stain and a con man :thumbsdown:

From a fake internet lawyer.  Bwahahahahaha

 

Share this post


Link to post
Share on other sites
Just now, Alias Detective said:

From a fake internet lawyer.  Bwahahahahaha

 

Yep, I fake sue sh1theads like you. It’s tough, gotta prove a fiduciary relationship, and it’s at that time that you c0cksuckers come out and say “hey I’m just a salesman selling the lady a product :dunno:

Share this post


Link to post
Share on other sites
2 minutes ago, IGotWorms said:

Yep, I fake sue sh1theads like you. It’s tough, gotta prove a fiduciary relationship, and it’s at that time that you c0cksuckers come out and say “hey I’m just a salesman selling the lady a product :dunno:

Sue - Bwahahahahah

 

BTW, what does your firm charge per hour?

 

Share this post


Link to post
Share on other sites
8 minutes ago, Hardcore troubadour said:

Normal person: Transgenderism is a mental illness. 
Gutterboy: No, you just don’t understand it 

Normal: wanting to lop off your breasts isn’t a sign of mental illness? 
Gutterboy:  Homophobe! 

Obsessed with trannies

Share this post


Link to post
Share on other sites
10 minutes ago, Alias Detective said:

Get out of the all or nothing mode.  Damn.

I already admitted that there is some validity 1% of the time.

Share this post


Link to post
Share on other sites
6 minutes ago, Alias Detective said:

Sue - Bwahahahahah

 

BTW, what does your firm charge per hour?

 

Depends, obviously. Different attorneys have different rates, might depend on the type of work, then you’ve got your contingency.

When I fake sue you guys it’s typically on contingency, being as how you already robbed the poor old lady blind. I’d much prefer you never scammed anyone in the first place and I got bupkus 

  • Haha 1

Share this post


Link to post
Share on other sites
1 minute ago, GutterBoy said:

I already admitted that there is some validity 1% of the time.

Fair enough. 

Share this post


Link to post
Share on other sites
17 minutes ago, Alias Detective said:

Sue - Bwahahahahah

 

BTW, what does your firm charge per hour?

 

The Law Firm I worked at (I left 2018)   The Paralegals were 200 to 300 an hour. The most senior guy was $900

  • Thanks 1

Share this post


Link to post
Share on other sites
1 hour ago, IGotWorms said:

Depends, obviously. Different attorneys have different rates, might depend on the type of work, then you’ve got your contingency.

When I fake sue you guys it’s typically on contingency, being as how you already robbed the poor old lady blind. I’d much prefer you never scammed anyone in the first place and I got bupkus 

Respect. 

Share this post


Link to post
Share on other sites

Think he can get the Dow below 30 this summer? 

Share this post


Link to post
Share on other sites
2 hours ago, Alias Detective said:

Get out of the all or nothing mode.  Damn.

He zeroes in on one kind of annuity and craps on all annuities because a slimeball agent sold one to someone who should have been put into something else. But income and deferred-income annuities are great and appropriate in the right situations. So he thinks he's now an expert.

And he knows about as much about whole life as he does annuities, which isn't a lot.

Share this post


Link to post
Share on other sites
1 minute ago, Pimpadeaux said:

He zeroes in on one kind of annuity and craps on all annuities because a slimeball agent sold one to someone who should have been put into something else. But income and deferred-income annuities are great and appropriate in the right situations. So he thinks he's now an expert.

And he knows about as much about whole life as he does annuities, which isn't a lot.

You're a focking newspaper editor, shut up, you're focking retarded.

Share this post


Link to post
Share on other sites
17 minutes ago, Hardcore troubadour said:

Think he can get the Dow below 30 this summer? 

Anyone? What’s the bottom? 

Share this post


Link to post
Share on other sites
1 minute ago, GutterBoy said:

You're a focking newspaper editor, shut up, you're focking retarded.

I haven't been in newspapers for almost a decade, you booger-eating yard gnome. 

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now

×