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WhiteWonder last won the day on October 24 2023
WhiteWonder had the most liked content!
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2,189 ExcellentAbout WhiteWonder
- Currently Viewing Forum: The Geek Club
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FF Geek
- Birthday March 31
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Credit card late fees capped at $8 under new Biden admin rule
WhiteWonder replied to seafoam1's topic in The Geek Club
I don't carry a CC balance but there are plenty of people who can't pay off their entire balance and have to carry some over at 18+%. I don't disagree with you... imo it means they are stretching themselves too thin, but I also don't know everyone's situations and some people are just dumb with money to begin with. heloc is a line of credit. you wouldn't be adding any additional debt. you would use it to pay off your credit cards, your auto loan if you have one and consolidate all of that high interest debt into one place with a much more manageable interest rate. Also likely raising your credit score in the process. -
Credit card late fees capped at $8 under new Biden admin rule
WhiteWonder replied to seafoam1's topic in The Geek Club
I’d you have so much debt you probably wont qualify for the loan anyway. If you are managing payments why wouldn’t you want to cut your interest rate in half? -
Credit card late fees capped at $8 under new Biden admin rule
WhiteWonder replied to seafoam1's topic in The Geek Club
Never saw this topic but would have commented back then that while stuff like loan forgiveness is a ridiculous vote grab and teaches fiscal irresponsibility, I am absolutely okay with reducing or capping late fee's on credit cards. Granted, I have never carried over a CC balance (and I pay for everything with one of my cards because I want the points) so i've never paid a late fee or any interest but the interest rates on credit cards are absurd enough. Sure, charge people late fees but they should be relatively small. If you own a home and have the ability to take out a heloc, you should be doing so and using it to pay off any CC debt you have. Consolidate it all as the heloc interest rate will be much lower. -
Wells Fargo Round Three 1. Jerry -19 (-11, -4, -4) 2. Wonder -12 (-8, -5, +1) 3. Edjr -8 (-12, E, +4) 4. Fumble -8 (-4, -2, -2) 5. Alias -7 (-4, -1, +1) 6. Lager -5 (-7, -1, +3) 7. Dain +1 (-3, -1, +5) 8. Pat +4 (-1, +2, +3) 9. Cloaca +10 (+2, +3, +5)
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It was a nothing event before a signature event and a major. He wanted to take the week off but it’s a tournament he grew up going to as a kid so they made a deal about back maintenance or something.
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Will update when I get home
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I agree, ownership should be criticized in NY and it’s not. Just saying I think the New York spotlight and media criticism is real, but only for players. Would be nice if owners took their deserved lumps
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I know most everyone is going backwards but this is painful watching Day and Zalatoris
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Jerry currently putting a whoopin on us
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I think tough media is probably still true but it's all on the players, not the ownership. Woody Johnson rarely gets criticized. Cashman has survived because he's basically viewed as part of the ownership. The whole NY thing, I think is about the spotlight and scrutiny for players and there is definitely some truth to it. Sonny Gray is a perfect example. He's been a great pitcher everywhere else.
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some teams on that list have massive payrolls and can't win. I became a Rays fan because I was tired of the Yankees buying every player available starting in the early 2000s. They still couldn't win it all, but as I got older I at least started to respect the teams that tried by spending. Much better than the teams who could spend but don't because they care more about the bottom line than winning. But if you're going to spend, my god... at least have some sort of plan in place to actually win. The Giants are a great example this year of spending for the sake of spending. And of course, the Mets... although I do think the Mets can be a better team this season than people expected after last years disaster and the dumping they had to do.
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LIV Basketball …. They will play 2 15 minute halves and regular seasons will be 30 games. 30 minute games, 30 game seasons so XXX Basketball
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Glad to hear it! admittedly I learned it from another video that I couldn’t quite find that talked specifically about shoulder tilt, but I know you are smart enough to get that in this guys video the shoulder tilt comes from his focus on head and weight back. It’s the same thing. Like I mentioned, my head is behind the ball. my stance is not as wide as his, though I have the flexibility to do it when I want. In the vid I linked, he mentioned how moving the ball up in your stance can accentuate a left miss and this is definitely the case for me. So I have to be extra mindful to rotate my hips through impact and get my belt buckle pointing at my target line
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I seem to have picked the wrong guy with a stupid first name in round 1
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Wells Fargo Round Two 1. Wonder -15 (-7, -6, -2) 2. Jerry -15 (-7, -4, -4) 3. Lager -13 (-6, -4, -3) 4. Alias -11 (-5 , -3, -3) 5. Fumble -8 ( -3, -3, -2) 6. Edjr -7 (-11, +1, +3) 7. Dain -5 (-4, -1, E) 8. Pat -3 (-2, -1, E) 9. Cloaca +7 ( +2, +2, +3)