Horseman 2,430 Posted January 9, 2024 On 12/10/2022 at 11:02 AM, Raven Fan said: I paid for my 80% of my kids "indoctrination" so I've still got a bit of nut to work through. But overall I'd say less than I'd like but my wife has always worked flexible part time gigs so we never put the kids in daycare. I didn't start making great cash until I was 35 or so so it's sometimes been a bit of a struggle. I'm 54 and think I have maybe 10 more years in me. I'm shooting for retirement savings of as close to $2M as I can get by then. We'll see. Social security will be a nice add-on. 1 1 1 Share this post Link to post Share on other sites
Raven Fan 362 Posted January 9, 2024 1 hour ago, Horseman said: You’re a confirmed bottom gay boyo. LMFAO Share this post Link to post Share on other sites
jonmx 2,425 Posted January 9, 2024 I only own one net. It is about 6 years old and sits on a basketball rim on my garage. It is hardly used anymore and is kind of ragged. Probably not worth moth than 50 cents. Why do you ask? 2 Share this post Link to post Share on other sites
tubby_mcgee 700 Posted January 9, 2024 about 2m that I earned myself. about 1m in farmland that is in my name that is "inherited" that I will never ever realize/acquire the "value" as I will never sell it. it will simply go to my son and is just passing through my hands. I haven't made much progress since last time. 1 Share this post Link to post Share on other sites
supermike80 1,865 Posted January 9, 2024 I light my cigars with $100 billz bitchez Share this post Link to post Share on other sites
Alias Detective 1,391 Posted January 9, 2024 hair over a mill with the homes equity. Share this post Link to post Share on other sites
Horseman 2,430 Posted January 13, 2024 On 12/10/2022 at 11:02 AM, Raven Fan said: I paid for my 80% of my kids "indoctrination" so I've still got a bit of nut to work through. But overall I'd say less than I'd like but my wife has always worked flexible part time gigs so we never put the kids in daycare. I didn't start making great cash until I was 35 or so so it's sometimes been a bit of a struggle. I'm 54 and think I have maybe 10 more years in me. I'm shooting for retirement savings of as close to $2M as I can get by then. We'll see. Social security will be a nice add-on. 1 Share this post Link to post Share on other sites
Raven Fan 362 Posted January 13, 2024 Just now, Horseman said: You can't afford a $6 stream and welshed on a $500 bet. And you're "laughing" at me being worth $2M? Not to mention you're gay AF and so anxiety ridden you can barely leave your house without tons of meds... 1 Share this post Link to post Share on other sites
Hardcore troubadour 15,122 Posted January 13, 2024 1 minute ago, Raven Fan said: You can't afford a $6 stream and welshed on a $500 bet. And you're "laughing" at me being worth $2M? Not to mention you're gay AF and so anxiety ridden you can barely leave your house without tons of meds... It’s 2032? 2 Share this post Link to post Share on other sites
Horseman 2,430 Posted January 13, 2024 3 minutes ago, Raven Fan said: You can't afford a $6 stream and welshed on a $500 bet. And you're "laughing" at me being worth $2M? Not to mention you're gay AF and so anxiety ridden you can barely leave your house without tons of meds... Correction: Hope to be worth 2 million 10 years from now when you're 65. You still own student loans. Its RIGHT THERE your own words. Youre a sorry sad sack. Oh, and ass cancer. lololol Share this post Link to post Share on other sites
Raven Fan 362 Posted January 13, 2024 Just now, Horseman said: Correction: Hope to be worth 2 million 10 years from now when you're 65. You still own student loans. Its RIGHT THERE your own words. Your a sorry sad sack. Oh, and ass cancer. lololol Ok $2M 10 years from now. You still can't afford a $6 stream and welshed on a $500 bet. And the student loans are my kids you little incel. College cost $250k. What's 80% of that little girl? Kids graduated 6 and 2 years ago and I'm still paying loans... THE HORROR... YOU can't afford a $6 stream. YOU welshed on a $500 bet. YOU posted your favorite gay porn. LIFE LOSER to the extreme boyo. LOVE THIS FOR YOU 1 Share this post Link to post Share on other sites
Horseman 2,430 Posted January 13, 2024 3 minutes ago, Raven Fan said: Ok $2M 10 years from now. You still can't afford a $6 stream and welshed on a $500 bet. And the student loans are my kids you little incel. College cost $250k. What's 80% of that little girl? Kids graduated 6 and 2 years ago and I'm still paying loans... THE HORROR... YOU can't afford a $6 stream. YOU welshed on a $500 bet. YOU posted your favorite gay porn. LIFE LOSER to the extreme boyo. LOVE THIS FOR YOU I have more money right now this second than you're going to have in 10 years. That's hillarious. Oh and ass cancer. lolol Share this post Link to post Share on other sites
Raven Fan 362 Posted January 13, 2024 Hey guise, @Horseman who can't afford a $6 stream or a $500 bet is giving out money advice. His first genius tidbit was to pay off your low interest rate kid's student loans immediately because you know, there's nothing else you could be doing with that money. Dude's never heard of leverage and probably pays for everything with cash...well he clearly doesn't have much cash since he can't afford a $6 steam and can't afford a $500 bet. 1 Share this post Link to post Share on other sites
Raven Fan 362 Posted January 13, 2024 Just now, Horseman said: I have more money right now this second than you're going to have in 10 years. That's hillarious. Oh and ass cancer. lolol That's weird. Yet you can't afford a $6 stream nor can you afford a $500 bet. BUT SURE YOU HAVE TONS OF MONEY. AND YOUR WIFE IS A MID-50'S BIKINI MODEL... Imagine being such an IRL loser that you have to constantly lie to strangers on a message board....You ran away from that bet offer as fast your fat, twink ass could. LOVE THIS FOR YOU. 1 Share this post Link to post Share on other sites
Horseman 2,430 Posted January 13, 2024 Just now, Raven Fan said: BUT SURE YOU HAVE TONS OF MONEY. AND YOUR WIFE IS A MID-50'S BIKINI MODEL... 100% correct. You seem a little on edge. You ok? I mean other than being poor and in debt. And ass cancer. Share this post Link to post Share on other sites
MDC 7,223 Posted January 13, 2024 $2.99. I use it to catch butterflies. Somebody else probably made this joke already. Share this post Link to post Share on other sites
Hardcore troubadour 15,122 Posted January 13, 2024 14 minutes ago, Raven Fan said: Ok $2M 10 years from now. You still can't afford a $6 stream and welshed on a $500 bet. And the student loans are my kids you little incel. College cost $250k. What's 80% of that little girl? Kids graduated 6 and 2 years ago and I'm still paying loans... THE HORROR... YOU can't afford a $6 stream. YOU welshed on a $500 bet. YOU posted your favorite gay porn. LIFE LOSER to the extreme boyo. LOVE THIS FOR YOU So you were only off by about 2 million. Not bad. Share this post Link to post Share on other sites
Horseman 2,430 Posted January 13, 2024 12 minutes ago, Hardcore troubadour said: So you were only off by about 2 million. Not bad. HFS. Share this post Link to post Share on other sites
MLCKAA 560 Posted January 13, 2024 1 hour ago, Raven Fan said: Ok $2M 10 years from now. You still can't afford a $6 stream and welshed on a $500 bet. And the student loans are my kids you little incel. College cost $250k. What's 80% of that little girl? Kids graduated 6 and 2 years ago and I'm still paying loans... THE HORROR... YOU can't afford a $6 stream. YOU welshed on a $500 bet. YOU posted your favorite gay porn. LIFE LOSER to the extreme boyo. LOVE THIS FOR YOU Don’t listen to someone who doesn’t understand what net worth means. If it calcs out to $2M today, that’s your net worth. He seems to think the question is how much cash is on hand for you and that’s usually a pretty small chunk of the net worth worksheet. Also, good for you. 1 1 Share this post Link to post Share on other sites
nobody 2,615 Posted January 14, 2024 23 hours ago, Raven Fan said: Hey guise, @Horseman who can't afford a $6 stream or a $500 bet is giving out money advice. His first genius tidbit was to pay off your low interest rate kid's student loans immediately because you know, there's nothing else you could be doing with that money. Dude's never heard of leverage and probably pays for everything with cash...well he clearly doesn't have much cash since he can't afford a $6 steam and can't afford a $500 bet. What rate do you have on the loans? Share this post Link to post Share on other sites
Horseman 2,430 Posted January 14, 2024 22 hours ago, MLCKAA said: Don’t listen to someone who doesn’t understand what net worth means. If it calcs out to $2M today, that’s your net worth. He seems to think the question is how much cash is on hand for you and that’s usually a pretty small chunk of the net worth worksheet. Also, good for you. His own words, nobody else's. No interpretation needed. Quote I'm 54 and think I have maybe 10 more years in me. I'm shooting for retirement savings of as close to $2M as I can get by then. Share this post Link to post Share on other sites
iam90sbaby 2,529 Posted January 14, 2024 2 hours ago, Horseman said: His own words, nobody else's. No interpretation needed. Raven said he has 2m in his savings? Share this post Link to post Share on other sites
Horseman 2,430 Posted January 14, 2024 20 minutes ago, iam90sbaby said: Raven said he has 2m in his savings? He said that but he was lying. What he originally said is what I quoted above, that he hopes to have 2m10 years from now. But hes currently in debt and not that smart so that's just pie in the sky. Share this post Link to post Share on other sites
iam90sbaby 2,529 Posted January 15, 2024 31 minutes ago, Horseman said: He said that but he was lying. What he originally said is what I quoted above, that he hopes to have 2m10 years from now. But hes currently in debt and not that smart so that's just pie in the sky. Yeah + millionaires don't keep their money in a low interest savings account lol Share this post Link to post Share on other sites
Bert 1,128 Posted January 15, 2024 On 1/13/2024 at 3:36 PM, Hardcore troubadour said: So you were only off by about 2 million. Not bad. Share this post Link to post Share on other sites
Reality 3,121 Posted January 15, 2024 Blatant liar who switches accounts and responds to himself. What a focking loser. Share this post Link to post Share on other sites
Raven Fan 362 Posted January 15, 2024 Lol. Love the obsession you cultist morons have with me. Post after post after post about me. Do y’all want my cell? Cause you’re sure AF seem to care a lot about me. And double lol at the gay twink Horsesass not understanding leverage, and how retirement savings are not the same as net worth. Dude can’t afford a $6 stream and ran like a bish from a $500 bet. Clue for you cultist. When I have $2M in retirement savings my net worth will be more than $2M you cultist morons. LOL 1 Share this post Link to post Share on other sites
Raven Fan 362 Posted January 15, 2024 4 hours ago, nobody said: What rate do you have on the loans? The loans are my kids loans and the rate is low. Think 2017 rates. Share this post Link to post Share on other sites
Horseman 2,430 Posted January 15, 2024 Just now, Raven Fan said: Lol. Love the obsession you cultist morons have with me. Post after post after post about me. Do y’all want my cell? Cause you’re sure AF seem to care a lot about me. And double lol at the gay twink Horsesass not understanding leverage, and how retirement savings are not the same as net worth. Dude can’t afford a $6 stream and ran like a bish from a $500 bet. Clud for you cultist. When I have $2M in retirement savings my net worth will be more than $2M you cultist morons. LOL "When" How much and what's it invested in that you're leveraging? Share this post Link to post Share on other sites
Horseman 2,430 Posted January 15, 2024 2 minutes ago, Raven Fan said: The loans are my kids loans and the rate is low. Think 2017 rates. You think 4.5% is low huh? You would have been better of rolling that into your mortgage in 2017. Share this post Link to post Share on other sites
Raven Fan 362 Posted January 15, 2024 1 minute ago, Horseman said: "When" How much and what's it invested in that you're leveraging? Pound sand . I can afford a $6 steam and a $500 bet unlike you. I’d say you should pay me for the finance education but you can’t afford any streaming services lol. Share this post Link to post Share on other sites
Raven Fan 362 Posted January 15, 2024 Just now, Horseman said: You think 4.5% is low huh? You would have been better of rolling that into your mortgage in 2017. Did I say 4.5% moron? Cot damn you’re dumb. Share this post Link to post Share on other sites
Horseman 2,430 Posted January 15, 2024 Just now, Raven Fan said: Pound sand . I can afford a $6 steam and a $500 bet unlike you. I’d say you should pay me for the finance education but you can’t afford any streaming services lol. Right. To be leveraged you have to have that amount or more invested making a better return. You're not leveraged, you're in debt. Share this post Link to post Share on other sites
Hardcore troubadour 15,122 Posted January 15, 2024 8 minutes ago, Raven Fan said: Lol. Love the obsession you cultist morons have with me. Post after post after post about me. Do y’all want my cell? Cause you’re sure AF seem to care a lot about me. And double lol at the gay twink Horsesass not understanding leverage, and how retirement savings are not the same as net worth. Dude can’t afford a $6 stream and ran like a bish from a $500 bet. Clue for you cultist. When I have $2M in retirement savings my net worth will be more than $2M you cultist morons. LOL And the stock market will go up forever and ever. It’s different now. Share this post Link to post Share on other sites
Horseman 2,430 Posted January 15, 2024 1 minute ago, Raven Fan said: Did I say 4.5% moron? Cot damn you’re dumb. You said 2017 rates. You also need to know what that is, exactly, if you're leveraged. You're not, you're just in debt. "Think 2017 rates" Share this post Link to post Share on other sites
Raven Fan 362 Posted January 15, 2024 4 minutes ago, Horseman said: Right. To be leveraged you have to have that amount or more invested making a better return. You're not leveraged, you're in debt. LOLOLOLOLOL You don’t even understand the concept and you’re trying to tell me what I’m doing? You literally can’t afford a $6 stream or $500 bet you larping loser. I should get paid for smacking you around so thoroughly. 1 Share this post Link to post Share on other sites
Raven Fan 362 Posted January 15, 2024 23 minutes ago, Hardcore troubadour said: And the stock market will go up forever and ever. It’s different now. What’s the change in the stock market between 2022 when I first posted and now boyo? And yes the stock market goes up over time. SMH Just looked. The S&P is up 25% since I posted what Horsesass is so jealous of. Gee, I wonder if that impacted my net worth? 1 1 Share this post Link to post Share on other sites
Raven Fan 362 Posted January 15, 2024 6 minutes ago, Horseman said: You said 2017 rates. You also need to know what that is, exactly, if you're leveraged. You're not, you're just in debt. "Think 2017 rates" You don’t understand refinancing? Of course you don’t. You don’t understand leverage or net worth and need to steal steams because you’re so poor. Love this for you 1 1 Share this post Link to post Share on other sites
Horseman 2,430 Posted January 15, 2024 8 minutes ago, Raven Fan said: LOLOLOLOLOL You don’t even understand the concept and you’re trying to tell me what I’m doing? You literally can’t afford a $6 stream or $500 bet you larping loser. I should get paid for smacking you around so thoroughly. I have more in my retirement accounts now than you hope to have 10 years from now. So there is that. Share this post Link to post Share on other sites
Horseman 2,430 Posted January 15, 2024 4 minutes ago, Raven Fan said: You don’t understand refinancing? To be fair, I havent been in any kind of debt for decades. Share this post Link to post Share on other sites
