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GutterBoy

JD Vance

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2 hours ago, The Real timschochet said:

2. You seem unduly obsessed about my vacation. I come back tomorrow. Plan on throwing me a welcome back party? 

I just find it hilarious that, while on vacation, you're spending so much time posting here.  Everyone else here goes on VACATION, including from here.

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9 minutes ago, Strike said:

I just find it hilarious that, while on vacation, you're spending so much time posting here.  Everyone else here goes on VACATION, including from here.

I am a political junkie just like you. Just like most people reading this. We spend a lot of our free time discussing politics which most people don’t. We are weird compared to most people. I’m willing to own that but you should as well. 

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On 7/16/2024 at 10:40 AM, Cdub100 said:

 

I thought you were smarter than this.

He's smarter than someone who loses 70 percent of their retirement.

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Just now, IndyColtsFan said:

He's smarter than someone who loses 70 percent of their retirement.

In your new cat lady phase, I know finance stuff is very confusing for you, but I didn't lose 70% of my retirement.

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13 minutes ago, Cdub100 said:

In your new cat lady phase, I know finance stuff is very confusing for you, but I didn't lose 70% of my retirement.

I'm a registered financial advisor with a highly rated and trusted Fortune 100 company, and someone who gets ripped off like you did could benefit from someone like  me - who has expertise and serves as a fiduciary - instead of shysters who prey on ignorant Yoopers who think they know everything.

Oh, and I love my volunteer work with cats, so the lame attempts at sick burns regarding that subject find no purchase with me, Chitler.

😎

Oh, and ...

Quote

I don't know the handshake anymore after losing 70% of my net worth. I should be back in a couple years though.

 

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Just now, IndyColtsFan said:

I'm a registered financial advisor with a highly rated and trusted Fortune 100 company, and someone who gets ripped off like you did could benefit from someone like  me - who has expertise and serves as a fiduciary - instead of shysters who prey on ignorant Yoopers who think they know everything.

Oh, and I love my volunteer work with cats, so the lame attempts at sick burns regarding that subject find no purchase with me, C-himmler.

😎

I don't need anyone to push whole life insurance and a shitty 6.5% YOY mutual fund return with a 1.5% "management fee". 

Good try though.

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31 minutes ago, IndyColtsFan said:

I'm a registered financial advisor with a highly rated and trusted Fortune 100 company, and someone who gets ripped off like you did could benefit from someone like  me - who has expertise and serves as a fiduciary - instead of shysters who prey on ignorant Yoopers who think they know everything.

Oh, and I love my volunteer work with cats, so the lame attempts at sick burns regarding that subject find no purchase with me, Chitler.

😎

Oh, and ...

 

Those who can do those that can't teach 

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23 minutes ago, The Real timschochet said:

Since you’re both a bigot and a teacher of bigots, you can be proud that you serve both categories. 

Thank you.

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1 hour ago, IndyColtsFan said:

I'm a registered financial advisor with a highly rated and trusted Fortune 100 company, and someone who gets ripped off like you did could benefit from someone like  me - who has expertise and serves as a fiduciary - instead of shysters who prey on ignorant Yoopers who think they know everything.

Oh, and I love my volunteer work with cats, so the lame attempts at sick burns regarding that subject find no purchase with me, Chitler.

😎

Oh, and ...

 

According to Gutterboy you rip people off. That true? 

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You can see why Real Tim dislikes Vance. Vance is strong, masculine, accomplished and built a life despite coming from an extremely disadvantaged circumstance.  Tim is weak, spoiled and effeminate.  

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1 hour ago, Cdub100 said:

I don't need anyone to push whole life insurance and a shitty 6.5% YOY mutual fund return with a 1.5% "management fee". 

Good try though.

Check out the mad wealth-management skills here on Whoregan Stanley.

So if you're still out 70 percent of your assets and had gotten back 30 percent, that means you got scammed out of 100 percent of your assets, which means you were about as diverse as Yooper DNA.

Pretty impressive feat!

I've managed to double my assets in the past six or seven years, but based on your mindset, it's better to lose everything and think you're a financial genius for eschewing a tiny management fee than it is to pay 1.5 percent for someone who knows what they're doing with a diverse portfolio and doubling your assets instead of losing all of them. By the way, our M&E fee is based on the premium, not the accumulated value, so never mind that smarmy beyatch on TV who says, "We do better when you do better," which just means she's charging you more fees. We just stay the same when our clients do better.

As for as mutual funds, you must be look at dumb ones that have made only 6.5 percent a year. A percentage of my portfolio is in a corporate bond fund that has averaged between 6 and 8 percent every year since 1985, with the exception of 2008-09. If you'd put $10,000 in 1985, you'd have $150,000 now. Not bad!

An S&P 500 mutual fund has raked in between 16 and 27 percent each of the past five years, with the exception of 2022.

Oh, and as for whole life, our dividend scale is about what you think a mutual fund can get, and the growth is tax-free. Sinking $10,000 into a 10-year custom whole life policy might pay you $20,000 a year in tax-free income for 20 years. 

All of this totally explains why an anti-semetic Yooper MAGAturd - who believes The Holocaust was staged - would lose all his assets to a scammer and can't grasp that the stock market continues to set records.

But carry on with your bad self, Whoregon, because at the rate you're going, you'll be fabulously homeless and up to your ass in insurmountable debt before you know it.

Congratulations and have a great evening!

:first:

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23 minutes ago, Hardcore troubadour said:

According to Gutterboy you rip people off. That true? 

You seriously believe that?

I'd be in jail if I did.

State and federal governments oversee my ass, and everything I do on the investment side goes through a suitabiity department to make sure I'm acting in clients' best interests. 

Not all investment companies operate that way - such as the clowns who make big commissions off indexed annuities - but ours sure as fock does.

Besides, you don't maintain success in this business - particularly in a small town - if you fock over people.

I play by the book and don't cut corners, and I've grown my book of business to north of 1,000 clients, with maybe $15 million to $20 million in assets under management.

 

 

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2 hours ago, IndyColtsFan said:

Racist MAGAturds already going after Vance's wife.

https://www.newsweek.com/jd-vance-wife-attacks-maga-trump-running-mate-1926194

Groypers were the first ones targeted when Big Tech started their thought police crackdown on free speech on the internet, now that it suits them, they're getting their voices amplified. They've had a rough time of it in politics too, getting kicked out, ignored, and looking inside with their faces pressed against the door window, so they can use the love you give them. It's not like the Democratic Party where Communists, Hamas, and pedophiles are all welcome to actively participate.

 

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2 hours ago, iam90sbaby said:

Those who can do those that can't teach 

Teaching middle school in the public school system sucks, man. It pays better than the wheelchair access van I was driving last year though.

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39 minutes ago, Voltaire said:

Teaching middle school in the public school system sucks, man. It pays better than the wheelchair access van I was driving last year though.

You're a public-school middle-school teacher? Good for you, man!

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1 hour ago, IndyColtsFan said:

You're a public-school middle-school teacher? Good for you, man!

Yeah, I teach 8th grade math to 14 year olds who never learned 4th grade math. When I fail them, the assistant principal comes along behind me, raises all my 0s, 15s, and 24s to  'D' and then sends them off to be the high school's problem. In this way, we participate in doing to the high school math teachers what the 4th, 5th, 6th, and 7th grade teachers did to me.

I came in as an emergency hire in January after my predecessor quit in October and it didn't take me long to realize why the focker bailed on my kids and threw them to the wind. That batch of cookies was burnt with the end of the school year and are now somebody else's problem. There were lessons to be mined from the catastrophe. With experience under my belt now, hopefully I have more luck next year to mitigate the catastrophe into only being a disaster.

Fock.

I'm use to teaching English to top performing Chinese students, not 8th grade math to remedial level American ones. And I'd be delighted to teach remedial level if they let me do it right considering how I have first hand experience in what happens when its done wrong. When the elementary schools dump kids on us that aren't ready for grade six, give them a time-out year. I'm happy to teach them basic math literacy, Miss E. can teach them to read and write. If they need four or even five years to complete Middle School, keep them for four or five years. But this social promotion isn't doing them any favors. It teaches them they don't need to do jack squat and they can continue on anyway.

 

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Vance is awesome. Put him on a loop in Pennsylvania, Michigan, and Wisconsin and let him talk trade and jobs and Biden the whole time.

Just bag his envy emanating from his stupid loser university and their jealous 2nd tier football program.

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1 hour ago, Voltaire said:

Yeah, I teach 8th grade math to 14 year olds who never learned 4th grade math. When I fail them, the assistant principal comes along behind me, raises all my 0s, 15s, and 24s to  'D' and then sends them off to be the high school's problem. In this way, we participate in doing to the high school math teachers what the 4th, 5th, 6th, and 7th grade teachers did to me.

I came in as an emergency hire in January after my predecessor quit in October and it didn't take me long to realize why the focker bailed on my kids and threw them to the wind. That batch of cookies was burnt with the end of the school year and are now somebody else's problem. There were lessons to be mined from the catastrophe. With experience under my belt now, hopefully I have more luck next year to mitigate the catastrophe into only being a disaster.

Fock.

I'm use to teaching English to top performing Chinese students, not 8th grade math to remedial level American ones. And I'd be delighted to teach remedial level if they let me do it right considering how I have first hand experience in what happens when its done wrong. When the elementary schools dump kids on us that aren't ready for grade six, give them a time-out year. I'm happy to teach them basic math literacy, Miss E. can teach them to read and write. If they need four or even five years to complete Middle School, keep them for four or five years. But this social promotion isn't doing them any favors. It teaches them they don't need to do jack squat and they can continue on anyway.

 

Yeah, but at the end of the day, are you making a difference in on kid's life, despite The Man, the system and all the baloney? Just one kid?

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Didn’t know him before this, but Vance comes off really bright.
 

Rating: Would fock. 

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5 minutes ago, cyclone24 said:

Didn’t know him before this, but Vance comes off really bright.
 

Rating: Would fock. 

His wife is hot.

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10 minutes ago, IndyColtsFan said:

Yeah, but at the end of the day, are you making a difference in on kid's life, despite The Man, the system and all the baloney? Just one kid?

Maybe three out of a class of 28. ... call it 18 out of 170. 

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5 minutes ago, Voltaire said:

Maybe three out of a class of 28. ... call it 18 out of 170. 

But those three, those 18. Good job, man!

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12 minutes ago, IndyColtsFan said:

But those three, those 18. Good job, man!

Thanks, yeah. That's what keeps me going. The state exam isn't hard. None of them were on track to pass it when I met them or else they wouldn't have been enrolled in my classes to begin with, and eighteen did.

 

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I felt for Vance’s personal story and was proud of his mother who is ten years sober. Something I can directly relate to as people who have read my posts in the past might know. 

I still think JD Vance has terrible ideas for this country. But I  may have been wrong about my initial impression of him as a bad guy. 

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2 hours ago, Voltaire said:

Yeah, I teach 8th grade math to 14 year olds who never learned 4th grade math. When I fail them, the assistant principal comes along behind me, raises all my 0s, 15s, and 24s to  'D' and then sends them off to be the high school's problem. In this way, we participate in doing to the high school math teachers what the 4th, 5th, 6th, and 7th grade teachers did to me.

I came in as an emergency hire in January after my predecessor quit in October and it didn't take me long to realize why the focker bailed on my kids and threw them to the wind. That batch of cookies was burnt with the end of the school year and are now somebody else's problem. There were lessons to be mined from the catastrophe. With experience under my belt now, hopefully I have more luck next year to mitigate the catastrophe into only being a disaster.

Fock.

I'm use to teaching English to top performing Chinese students, not 8th grade math to remedial level American ones. And I'd be delighted to teach remedial level if they let me do it right considering how I have first hand experience in what happens when its done wrong. When the elementary schools dump kids on us that aren't ready for grade six, give them a time-out year. I'm happy to teach them basic math literacy, Miss E. can teach them to read and write. If they need four or even five years to complete Middle School, keep them for four or five years. But this social promotion isn't doing them any favors. It teaches them they don't need to do jack squat and they can continue on anyway.

 

Dude... I missed when you came back?  When was that?  Point me to the story!

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5 hours ago, mmmmm...beer said:

Dude... I missed when you came back?  When was that?  Point me to the story!

the search funtion around here sucks and I'm having a rough time.

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11 hours ago, IndyColtsFan said:

His wife is hot.

I bet anything. She just lays there and makes little mouse noises. And then burn sage or pours fake holy water on her self. I might be getting off track here. :)

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20 hours ago, Voltaire said:

Teaching middle school in the public school system sucks, man. It pays better than the wheelchair access van I was driving last year though.

I respect real teachers.

This guy is like a business class professor that drives around in a 25 year old Civic, giving business lessons.

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4 hours ago, GutterBoy said:

 

Imagine anyone, especially a husband and a father, having an issue wit that campaign ad. 

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Joe Biden’s open border is killing Ohioans because there are more Democrat voters?  That sounds kinda like dangerous rhetoric to me.

Also, had his mom only gotten hooked on drugs in the year between Biden was inaugurated and that ad was released?

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I didn't love the speech, very generic in my opinion. I'm not sure how I feel about him just yet. Right now he's ok, neither here nor there. 

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1 hour ago, GutterBoy said:

Looks like Vance chose money and power over God.

Then he realized that Liberals are full of it. There's not a racist bone in Trump's body. 

Why is he racist? Because he wants to stop illegal Immigration? Why and how is that a bad thing? 

Meanwhile Biden never hid his racism. He's never done anything for minorities except use them as political pawns. They are finally waking up 

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