Djgb13 2,339 Posted May 30, 2015 What kind of vehicle do you drive? I'm thinking of actually buying a new one next year after I move. Right now I have my truck, 2008 tundra, paid for when I bought it years ago new. Looking at getting another truck next year cause I like having a nice truck instead of a car Share this post Link to post Share on other sites
Magnificent Bastard 192 Posted May 30, 2015 2013 Ford Explorer, 2014 Ford Escape. Share this post Link to post Share on other sites
Djgb13 2,339 Posted May 30, 2015 2013 Ford Explorer, 2014 Ford Escape.One for you and one for the wife? Bought my wife a 2014 keep grand Cherokee srt last year. She wanted an SUV type car but a more sporty one so we got her that Share this post Link to post Share on other sites
cbfalcon 828 Posted May 30, 2015 2014 Jeep Wrangler Unlimited. Platinum Grey, with upgraded wheels and larger tires. It's pretty much the coolest thing ever. Here is an image I found online that is nearly identical to mine. http://s17.postimg.org/9ln8wba0v/20140227_151016.jpg Share this post Link to post Share on other sites
MTSkiBum 1,626 Posted May 30, 2015 2005 Honda Civic with no options. Except on the weekends when I go fishing and need to tow the boat, then I take my wife's vehicle. Share this post Link to post Share on other sites
BunnysBastatrds 2,684 Posted May 30, 2015 The last three vehicles I've bought, 2003 Explorer, 2006 Explorer, and 2014 Explorer. Share this post Link to post Share on other sites
jerryskids 7,174 Posted May 30, 2015 Had a 2000 Jaguar S-type 4.0 until the end of 2013 when I bought a used 2012 Lincoln MKZ. I actually love this car vs. the Jag; more headroom, legroom... cooled seats, bluetooth connection to my phone, backup warning, etc. 3.5L engine which has plenty of pickup. Wife has a 2001 Suburban. She loves it and will drive it until it dies. I honestly think she will stress when it dies and she has to drive a newer vehicle. It basically serves as our "truck" to haul stuff so I didn't feel the need to get one. Eventually she'll get another SUV, probably a little smaller and we'll need to figure out how to replace the truck function. Share this post Link to post Share on other sites
Magnificent Bastard 192 Posted May 30, 2015 One for you and one for the wife? Bought my wife a 2014 keep grand Cherokee srt last year. She wanted an SUV type car but a more sporty one so we got her that Wife has the explorer, I have the escape. Very pleased with both. The tires on the explorer cost a bit, but there's no sense in having a vehicle like that with low grade tires. Both have great stereos and other options. Ford does a nice job with them. I wish they got better MPG though. Both below 25 MPG. Share this post Link to post Share on other sites
lickin_starfish 2,027 Posted May 30, 2015 2011 Ram 1500 Big Horn with the 5.7 Hemi. I love it. Share this post Link to post Share on other sites
Brad GLuckman 519 Posted May 30, 2015 2013 Nissan Pathfinder. Love it Share this post Link to post Share on other sites
Big Blue 06 196 Posted May 30, 2015 2008 Kia Rondo 2011 Chevy Malibu Not the fanciest cars, but low mileage and completely paid off. I can't stand having a car payment, so I'll drive these until the wheels fall off. Share this post Link to post Share on other sites
Old School 360 Posted May 30, 2015 Fock me. We're going to look at a 2011 Leaf for the wife. I swear it's a damn toy, with a range of 70 or 80 miles per charge, but it looks like her mind is made up. There has to be a reason why these things loose their value quicker than any other car. 28,000 miles, $11,000 I drive a 2007 Hyundai Sonata. It's a damn good car. It's paid for and I like it. I've also got a 2007 Harley Dyna. Share this post Link to post Share on other sites
The Moz 72 Posted May 30, 2015 Pinto Yugo - for special occasions Share this post Link to post Share on other sites
frank 2,353 Posted May 30, 2015 2008 Kia Rondo 2011 Chevy Malibu Not the fanciest cars, but low mileage and completely paid off. I can't stand having a car payment, so I'll drive these until the wheels fall off. I have never had a car payment in my life. Straight cash, homie. Share this post Link to post Share on other sites
Reality 3,125 Posted May 30, 2015 '08 Chevy Tahoe for the wife '01 Chevy Silverado Truck for me Been time for an upgrade for awhile but, I love that old pickup. Share this post Link to post Share on other sites
RLLD 4,275 Posted May 30, 2015 2006 GMC Envoy Denali 2008 Nissan Xterra 2012 Chevy Traverse XLT GMC is comfy, great on long drives, Chevy is also comfy but big, but it has the towing package for the camper and boat, Xterra is fun to drive...for such a light car it has a 4.0 V6, like a big go cart. Share this post Link to post Share on other sites
Herbivore 1,222 Posted May 30, 2015 2009 Nissan Murano LE..great car, will drive it till it dies. Share this post Link to post Share on other sites
MTSkiBum 1,626 Posted May 30, 2015 I have never had a car payment in my life. Straight cash, homie. My wife and I are the same way. If you can't pay cash for a vehicle, you can't afford it. Share this post Link to post Share on other sites
shotsup 836 Posted May 30, 2015 Your mom. She has great headlights. :wink: Share this post Link to post Share on other sites
Sho Nuff 720 Posted May 30, 2015 Nothing fancy...Honda CRV and Honda Odyssey. Both paid for. Had the CRV for almost 11 years now. Thinking about getting something different... Share this post Link to post Share on other sites
IGotWorms 4,063 Posted May 30, 2015 My wife and I are the same way. If you can't pay cash for a vehicle, you can't afford it. I understand the concept and there are certainly benefits to it (such as not getting in over your head). But consider that car loans have been exceedingly cheap for years--even loans for a used car. Had you borrowed at 2% and invested that straight cash in the stock market you would be better off. Especially in the past five years where the market was on fire. Not saying one way or the other is right but there are trade offs Share this post Link to post Share on other sites
shovelheadt 72 Posted May 30, 2015 2010 F150 work package. No bells or whistles. 18k new, but that was still recession time. Share this post Link to post Share on other sites
kilroy69 1,271 Posted May 30, 2015 I drive a ford e 150 van. I have 2 kids and 9 nieces and nephews. Plus my gf is a girl scout leader and my daughter typically has anywhere from 1 to 5 friends hanging out with her at any time. I'm gonna need a semi to haul these guys around soon. Share this post Link to post Share on other sites
mobb_deep 921 Posted May 30, 2015 Me = 2004 F150 FX4 Wife = 2015 Subaru Outback (her 2002 Volvo died a few months back) Share this post Link to post Share on other sites
Bier Meister 1,773 Posted May 30, 2015 me= bmw M3 convertible mrs= subaru impreza hatchback we only have 1 child and 1 dog. the combo works well for us. Share this post Link to post Share on other sites
MTSkiBum 1,626 Posted May 30, 2015 I understand the concept and there are certainly benefits to it (such as not getting in over your head). But consider that car loans have been exceedingly cheap for years--even loans for a used car. Had you borrowed at 2% and invested that straight cash in the stock market you would be better off. Especially in the past five years where the market was on fire. Not saying one way or the other is right but there are trade offs I do not think it is possible to borrow at 2% for a used car, I think loan rates for used cars are closer to 5 to 7 percent. No way would I take out a 5% loan to invest in the stock market. Share this post Link to post Share on other sites
IGotWorms 4,063 Posted May 30, 2015 I do not think it is possible to borrow at 2% for a used car, I think loan rates for used cars are closer to 5 to 7 percent. No way would I take out a 5% loan to invest in the stock market. I refinanced a used car a couple years ago at 2.7%. And I think that was pretty middle of the road at the time. I don't think they have risen appreciably since then either Share this post Link to post Share on other sites
BiPolarBear 497 Posted May 30, 2015 I am pretty much a Nissan used car lot with an old Taco Toyota as a flyer. 5 cars for 5 drivers. I run Mobil One synthetic oil in everything. 2009 Nissan Sentra - Had the only repair. About $800 at the dealer for a two foot cable that controls the cruise control and the air bag. 2011 Nisan Cube - Actually classed as an SUV, which I think is hilarious. (sub-compact SUV, but still) 2011 Nissan Versa Hatchback - bought new, cash. Nothing has ever broke. 2012 Nissan Versa Sedan - No problems of any kind. 1989 Toyota Tacoma SR5 4X4 extended cab - My baby. I run 35" tires on factory alloys. If anything ever breaks, I will throw money at it until everything is fine again. Three used cars financed through a local credit union for 2 1/2%. I hooked up with them just for the purpose of the used car loans. I have never been to their offices. Share this post Link to post Share on other sites
frank 2,353 Posted May 30, 2015 2011 Nisan Cube - Actually classed as an SUV, which I think is hilarious. (sub-compact SUV, but still) Quite possibly the dorkiest car ever made. Share this post Link to post Share on other sites
Mungwater 601 Posted May 30, 2015 I have a company car, my wife drives a Land Rover LR4 Share this post Link to post Share on other sites
JTB 52 Posted May 30, 2015 2009 Avalanche - 2nd I've owned 2012 Tahoe Share this post Link to post Share on other sites
JTB 52 Posted May 30, 2015 I do not think it is possible to borrow at 2% for a used car, I think loan rates for used cars are closer to 5 to 7 percent. No way would I take out a 5% loan to invest in the stock market. Do you have a mortgage? Share this post Link to post Share on other sites
JTB 52 Posted May 30, 2015 I do not think it is possible to borrow at 2% for a used car, I think loan rates for used cars are closer to 5 to 7 percent. No way would I take out a 5% loan to invest in the stock market. Another thought. The wealthiest people I know, and I mean in the 20 million plus range, never use cash for anything. They are constantly leveraging their credit and hoard their cash. I hope your way works as I'm of a similar mindset. Honestly though, the real rich people pay cash for nothing, yet I apparently don't think it's the way to go. Lol Share this post Link to post Share on other sites
BiPolarBear 497 Posted May 30, 2015 Quite possibly the dorkiest car ever made. How true. It was described in a car magazine as having Roger Rabbit styling. We have a lot of fun with it. Share this post Link to post Share on other sites
frank 2,353 Posted May 30, 2015 Another thought. The wealthiest people I know, and I mean in the 20 million plus range, never use cash for anything. They are constantly leveraging their credit and hoard their cash. I hope your way works as I'm of a similar mindset. Honestly though, the real rich people pay cash for nothing, yet I apparently don't think it's the way to go. Lol I think the less money you have, the less you have to gain from that strategy. Paying cash keeps you from overspending in addition to not wasting money on interest. Even if I could get 0% interest, I just like to know things are paid for. Sending that check every month for years would bother me. Maybe dumb, but that's what I do. Share this post Link to post Share on other sites
Frank M 181 Posted May 30, 2015 I refinanced a used car a couple years ago at 2.7%. And I think that was pretty middle of the road at the time. I don't think they have risen appreciably since then either I just financed a 2015 Toyota Tacoma, $8K down, at 2.99%. My wife drives a 2012 Honda Accord. We financed that at 2%, I believe. Share this post Link to post Share on other sites
MTSkiBum 1,626 Posted May 30, 2015 Do you have a mortgage? For 4-5 more years, we put 50% down, but needed some cash left over for vehicle purchases, etc. We bought well below our means, smallest house in a nice neighborhood, and the interior of our house is hideous. We have white/pink pinstripe wallpaper in both our bathrooms, pink tile in the kitchen with pink flowery wallpaper. Our house is easily worth 50,000 less than all the other houses around us. It is clean, but very outdated, that and the fact that Houston suburbs are dirt cheap is how we are paying off the house in 5 years, then we will be done with a mortgage forever. Share this post Link to post Share on other sites
Frank M 181 Posted May 30, 2015 I think the less money you have, the less you have to gain from that strategy. Paying cash keeps you from overspending in addition to not wasting money on interest. Even if I could get 0% interest, I just like to know things are paid for. Sending that check every month for years would bother me. Maybe dumb, but that's what I do. It's a great thought, but it's not an option for buying large ticket items like cars for most people. People who earn $50k usually can't put together $20-30k for a car, but they can afford $300 a month for a payment for five years. Share this post Link to post Share on other sites
