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Coronavirus - Doomsday

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1 hour ago, RaiderHaters Revenge said:

2 trillion spending bill passed

Anyone post the bill so we can review it?

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9 hours ago, jerryskids said:

On places other than here I am Switzerland when it comes to politics.  A Facebook friend of mine (former classmate, 34Bs, also Chinese) has TDS to the TDS power.  I generally just let her rant.  Today she posted about this subject and how irresponsible Trump...  I was || close to telling her that if she blames Trump for idiots eating aquarium cleaner, she should seek help for her TDS although it may be too late.  But I won't.  :)

I think it's a reminder that Trump shouldn't get a pass for saying irresponsible and inaccurate things. His words carry great weight. He said on March 7th that anyone who wants a test can get one. And yet we are testing at a rate of 300 something per one million persons (South Korea testing at a 20x greater rate than us).

https://www.statista.com/statistics/1104645/covid19-testing-rate-select-countries-worldwide/

Testing testing and more testing with isolation for specific individuals seems to be the consensus on how to reduce the impact of this virus most efficiently. 

If we as a country decide we need to just go back to work while the rest of the world is working on stopping the spread, how are we going to be allowed to travel to other countries?

This isn't looking good for the US at all. Is this country just incapable of getting more tests? Or is the just let the private sector takes its time to figure out how to make bank on tests approach going to royally fock us? It's really a joke how little testing we are doing. But at least after we get hit harder than most countries we can hold our heads high and tell our grandkids that we never wavered from capitalism. 

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16 minutes ago, Patriotsfatboy1 said:

India just took the radical step of not allowing people to leave their homes for 21 days. How will they poop?

So much for tech support and my cars extended warranty...

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3 hours ago, Frozenbeernuts said:

I think it's a reminder that Trump shouldn't get a pass for saying irresponsible and inaccurate things. His words carry great weight. He said on March 7th that anyone who wants a test can get one. And yet we are testing at a rate of 300 something per one million persons (South Korea testing at a 20x greater rate than us).

https://www.statista.com/statistics/1104645/covid19-testing-rate-select-countries-worldwide/

Testing testing and more testing with isolation for specific individuals seems to be the consensus on how to reduce the impact of this virus most efficiently. 

If we as a country decide we need to just go back to work while the rest of the world is working on stopping the spread, how are we going to be allowed to travel to other countries?

This isn't looking good for the US at all. Is this country just incapable of getting more tests? Or is the just let the private sector takes its time to figure out how to make bank on tests approach going to royally fock us? It's really a joke how little testing we are doing. But at least after we get hit harder than most countries we can hold our heads high and tell our grandkids that we never wavered from capitalism. 

Man seriously, there is absolutely no point in testing if 90% of America continues life as usual. It only makes sense if we are on lockdown like all those other countries that tested. If you wish to fault Trump, the only possible blame is that he has allowed the governors to run the show. And I don't see your beloved libbie governors locking things down in their states. Why not cry about that. You're just another partisan loudmouth. 

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14 minutes ago, Fireballer said:

This mayor gets it

 

I’m officially writing this guy in the next time we vote for mayor in my area.

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When do I get my $1200? It goes by 2018 tax returns and I was laid off Mid-august through December and collected and bartended and stayed under $75,000 :overhead:

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37 minutes ago, Fireballer said:

This mayor gets it

 

It would've been helpful if he defined what taking it seriously meant and what screw you meant.  Otherwise it might as well be a Facebook rant.

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1 hour ago, TimmySmith said:

Man seriously, there is absolutely no point in testing if 90% of America continues life as usual. It only makes sense if we are on lockdown like all those other countries that tested. If you wish to fault Trump, the only possible blame is that he has allowed the governors to run the show. And I don't see your beloved libbie governors locking things down in their states. Why not cry about that. You're just another partisan loudmouth. 

You don't seem to understand the point of more testing. That way we can isolate far fewer people that we know are infected. There isn't a nationwide lockdowm to hope to slow the spread. South Korea looks to be a great example for what happens when they test as much as they can. 

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17 minutes ago, nobody said:

It would've been helpful if he defined what taking it seriously meant and what screw you meant.  Otherwise it might as well be a Facebook rant.

It was his Facebook rant.

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16 minutes ago, Frozenbeernuts said:

You don't seem to understand the point of more testing. That way we can isolate far fewer people that we know are infected. There isn't a nationwide lockdowm to hope to slow the spread. South Korea looks to be a great example for what happens when they test as much as they can. 

if I am tested today and negative what says I won’t contract the virus tomorrow?

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4 minutes ago, Alias Detective said:

if I am tested today and negative what says I won’t contract the virus tomorrow?

Nothing, but if you stay home it means you shouldn't get it at all and you won't be passing it on to anyone else.

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3 minutes ago, Strike said:

Can't take the risk of curing this before the economy is trashed. If anyone dies from being denied Chloroqine, the Media can still blame Trump. They are very good at twisting things.

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I really don't want or expect a govt. handout, but this stimulus package won't help my family at all.  

My biz has always been debt free.  I'm not interested in taking out an SBA loan just to pay overhead temporarily.  It looks like streamlined SBA loans are the only thing being offered to small businesses.  So, as always, we'll have to sink or swim on our own.

We put everything we had into this biz and have worked our asses off for 9 years to get to where we are today.  We've lost at least 5 weeks of our prime selling season, and will likely lose more.  March - May typically represents 40% of our annual sales.  June and July are are another 27%.  

I've written to our landlord to find see if we can renegotiate the lease terms or if they can defer payments while we're shut down.  Not sure how that's gonna go.  The place is owned by a private group who bought the entire strip center as a place to park some money.  I imagine all their other tenants around the country will be asking the same.  They're in a really tough spot.  They won't wanna lose tenants because leasing the space will be extremely difficult in the coming months/years.  But what will they do for cash flow if they let all their tenants slide for a few months?

It's a helluva mess.  

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1 minute ago, vuduchile said:

I really don't want or expect a govt. handout, but this stimulus package won't help my family at all.  

My biz has always been debt free.  I'm not interested in taking out an SBA loan just to pay overhead temporarily.  It looks like streamlined SBA loans are the only thing being offered to small businesses.  So, as always, we'll have to sink or swim on our own.

We put everything we had into this biz and have worked our asses off for 9 years to get to where we are today.  We've lost at least 5 weeks of our prime selling season, and will likely lose more.  March - May typically represents 40% of our annual sales.  June and July are are another 27%.  

I've written to our landlord to find see if we can renegotiate the lease terms or if they can defer payments while we're shut down.  Not sure how that's gonna go.  The place is owned by a private group who bought the entire strip center as a place to park some money.  I imagine all their other tenants around the country will be asking the same.  They're in a really tough spot.  They won't wanna lose tenants because leasing the space will be extremely difficult in the coming months/years.  But what will they do for cash flow if they let all their tenants slide for a few months?

It's a helluva mess.  

It is a difficult situation in many ways.  This will not really help me much, although my wife might get a few extra sheckles in unemployment money.  You have done well to build a business that is debt-free, but those who have not been so good will benefit from this stimulus.  It is why these sorts of socialist things are not really fair and should be avoided.  At least now, you have another option for loans should you need to sustain your business short-term to ride this out.  You don't want to have worked your ass off only to have it all lost because of (what we hope to be) a short-term situation that was extraordinary.

I think another thing for you is that it will help your customers and your suppliers.  You need them solvent for a little while so that they can ramp back up their operations/buying once the dust settles from this.

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1 hour ago, Hawkeye21 said:

Nothing, but if you stay home it means you shouldn't get it at all and you won't be passing it on to anyone else.

It's too friggin late at that point.  The only for testing to be useful is to lock down.  You are simply chasing your tail to do otherwise. 

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Quote

I really don't want or expect a govt. handout, but this stimulus package won't help my family at all.  

My biz has always been debt free.  I'm not interested in taking out an SBA loan just to pay overhead temporarily.

I’m trying to feel badly for someone who has run a profitable business for 9 years from day 1 without any debt.  I want to, help me @vuduchile
 

 

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6 minutes ago, Patriotsfatboy1 said:

It is a difficult situation in many ways.  This will not really help me much, although my wife might get a few extra sheckles in unemployment money.  You have done well to build a business that is debt-free, but those who have not been so good will benefit from this stimulus.  It is why these sorts of socialist things are not really fair and should be avoided.  At least now, you have another option for loans should you need to sustain your business short-term to ride this out.  You don't want to have worked your ass off only to have it all lost because of (what we hope to be) a short-term situation that was extraordinary.

I think another thing for you is that it will help your customers and your suppliers.  You need them solvent for a little while so that they can ramp back up their operations/buying once the dust settles from this.

I am and will take every available penny from the federal government.  50k interest free?  Sign me up.  Cash is king. 

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15 minutes ago, Strike said:

Not that I want to wish ill will on anyone, but hopefully Karma catches up to this guy:

https://abc7ny.com/6047120/

I want to wish ill will on him. And I do. But those wishes never seem to cone true for me. Karma is a lie. 

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12 minutes ago, Alias Detective said:

I’m trying to feel badly for someone who has run a profitable business for 9 years from day 1 without any debt.  I want to, help me @vuduchile
 

 

Wtf are you saying exactly?

My biz hasn't been profitable from day 1.  It has been self-sustaining for awhile, but we put almost everything we had into it at start up.  It took us a long time to recoup that initial investment.

 

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3 minutes ago, vuduchile said:

Wtf are you saying exactly?

My biz hasn't been profitable from day 1.  It has been self-sustaining for awhile, but we put almost everything we had into it at start up.  It took us a long time to recoup that initial investment.

 

I apologize.  I misunderstood. You are getting free money from the Gov’t per Marco Rubio.

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26 minutes ago, Patriotsfatboy1 said:

It is a difficult situation in many ways.  This will not really help me much, although my wife might get a few extra sheckles in unemployment money.  You have done well to build a business that is debt-free, but those who have not been so good will benefit from this stimulus.  It is why these sorts of socialist things are not really fair and should be avoided.  At least now, you have another option for loans should you need to sustain your business short-term to ride this out.  You don't want to have worked your ass off only to have it all lost because of (what we hope to be) a short-term situation that was extraordinary.

I think another thing for you is that it will help your customers and your suppliers.  You need them solvent for a little while so that they can ramp back up their operations/buying once the dust settles from this.

Loans have to be paid back at some point.  The flooring biz is highly competitive and margins are thin on many categories.  Successful independents must control costs to operate at a profit. 

Here's the real kicker for my biz.  Home Dept and Lowe's continue to operate biz as usual because they're deemed essential.  - Construction/infrastructure classification.   Do you think they're roping off their flooring departments and refusing to sell flooring during this time?

 

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2 minutes ago, Alias Detective said:

You are getting free money from the Gov’t per Marco Rubio.

My biz isn't getting anything from the govt unless I apply for and am granted a loan.  A loan has to be paid back.  How is that free?

 

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1 minute ago, vuduchile said:

My biz isn't getting anything from the govt unless I apply for and am granted a loan.  A loan has to be paid back.  How is that free?

 

If you keep your employees hired during this mess you will get a loan that does not need repaid.  

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Just now, Alias Detective said:

If you keep your employees hired during this mess you will get a loan that does not need repaid.  

I don't expect you to know the details of our operation, so I understand how you see this as a benefit, but it's really not for us.

My wife and I are joint owners of the LLC.  We run it all.  There are no employees, only sub contractors who are paid by the project.  

Fixed overhead costs for us are rent/cam charges, vehicles, insurance, and utilities.  Other expenses vary monthly. 

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Just now, vuduchile said:

I don't expect you to know the details of our operation, so I understand how you see this as a benefit, but it's really not for us.

My wife and I are joint owners of the LLC.  We run it all.  There are no employees, only sub contractors who are paid by the project.  

Fixed overhead costs for us are rent/cam charges, vehicles, insurance, and utilities.  Other expenses vary monthly. 

I feel you. My business is the same. Our movie rentals are just two of us no employees and depend on people using our service. We get nothing to stay a float 

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Just now, vuduchile said:

I don't expect you to know the details of our operation, so I understand how you see this as a benefit, but it's really not for us.

My wife and I are joint owners of the LLC.  We run it all.  There are no employees, only sub contractors who are paid by the project.  

Fixed overhead costs for us are rent/cam charges, vehicles, insurance, and utilities.  Other expenses vary monthly. 

I’m not suggesting you will come out of this better, rather I know you will come out the other end with a business.  Good news is coming for small business owners.

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7 minutes ago, Alias Detective said:

I’m not suggesting you will come out of this better, rather I know you will come out the other end with a business.  Good news is coming for small business owners.

You don't know that.  I don't know that.  Nobody does.  As for the good news, I'm still waiting for it.  

Our Governor is allowing the big box stores to stay open during this time and sell flooring just as they always have.  This gives them another competitive advantage over the small businesses they compete with.  No good news in that.  

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I ran a business for 15 years. Eventually the markets changed and I was forced to close up shop. I didn't blame anyone. Not even myself. I saw the impending doom on the horizon and decided to ride things to the bottom. 

This virus is different. Not much lead time to prepare and nobody can predict it happening. I wonder if we could protect small businesses by offering low cost, Federally backed insurance in the event of pandemic, war, or something that is unforeseen. Kind of a social security for small businesses. 

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1 minute ago, Leeson said:

I ran a business for 15 years. Eventually the markets changed and I was forced to close up shop. I didn't blame anyone. Not even myself. I saw the impending doom on the horizon and decided to ride things to the bottom. 

This virus is different. Not much lead time to prepare and nobody can predict it happening. I wonder if we could protect small businesses by offering low cost, Federally backed insurance in the event of pandemic, war, or something that is unforeseen. Kind of a social security for small businesses. 

I like it.  How many small businesses would purchase this insurance?  

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Prince Charles tested positive.  He's 71.  Poor guy coulda already been King had his mom not lived to a thousand.

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3 hours ago, TimmySmith said:

Man seriously, there is absolutely no point in testing if 90% of America continues life as usual. It only makes sense if we are on lockdown like all those other countries that tested. If you wish to fault Trump, the only possible blame is that he has allowed the governors to run the show. And I don't see your beloved libbie governors locking things down in their states. Why not cry about that. You're just another partisan loudmouth. 

South Korea didn't lockdown like we kinda have.  They tested from the start, quarantined people when appropriate and everyone else was business as usual.  

I'm not sure what movie you're watching but 90% of America continuing life as usual?  Not happening now, and not happening anytime soon.  And I'm a proponent of opening up as much of America as possible.  Getting people out and about, spending money, resuming as much of their lives as possible.  But we need to have a plan in place and I'd suggest having tests widely available so that if there is a spike of infections in a particular area, we get feedback about what's going on and quarantine as needed.

The state of Minnesota released info yesterday stating 40-80% of all Minnesotans will catch covid.  That's a big range but we're susceptible to it and have no natural immunity and there is no vaccine.  What holds for Minny holds for all of us.  So 50% of the country could get this easy.  That's 200,000,000 people infected.  That's 40,000,000 having serious complications and that's   2,000,000 deaths at a 1% mortality rate.  Hell, get even more aggressive and knock that figure down to a .25% rate and you still get 500,000 deaths.  We cannot handle that all at once.  If that many people are going to get it, spread it out as much as possible.....which is all we're trying to do right now.

A lot of those deaths and complications will be drastically reduced if we isolate high risk people.  We will save lives if that population is protected as much as possible.  But doing that....your 90% of America continuing life as usual is a fairy tale.

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1 hour ago, Alias Detective said:

I like it.  How many small businesses would purchase this insurance?  

After this?  Most.  For a time.

 

Business owners policies have "Business interruption coverage built into the policies" however,  It does not cover virus outbreaks or government mandates.   I have submitted claims for some of my customers knowing full well they will be denied but you never know what the government may come out with next.  They could tell the insurers to cover these losses and reimburse them in the future so I am being proactive even when my companies tell me not to.  Fock them.  

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1 hour ago, FeelingMN said:

 

The state of Minnesota released info yesterday stating 40-80% of all Minnesotans will catch covid.  That's a big range but we're susceptible to it and have no natural immunity and there is no vaccine.  What holds for Minny holds for all of us.  So 50% of the country could get this easy.  

The fock we will.  It's a scare tactic from a horseshit governor.   North of St Could minus Duluth, there are 4 confirmed cases.   

 

You citiots can keep that shiot.  

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